Understanding Plan G Medicare Supplement Insurance
Insurance: Supplemental • Published: May 1, 2013
There are ten modernized Medicare supplements to choose from. Most consumers want the best value for their premium dollars. In many cases, Plan G can be a very good choice when considering costs versus benefits.
Structured Sale Annuity Tax Minimization Strategies
Finance: Structured Settlements • Published: August 8, 2011
A structured sale (also known as an installment sale) annuity is a very efficient investment vehicle for minimizing capital gains tax when selling or transferring a qualifying asset. The annuity guarantees periodic payments over an agreed upon number of years spreading out the capital gains tax liability for the seller.
Purchasing Affordable Medicare Supplement Insurance - The Agent's Role
Insurance: Supplemental • Published: February 3, 2011
There is quite a bit to know when shopping for Medicare supplement insurance. Whether you are new to Medicare or looking to replace your existing coverage, it is wise to consider using the guidance of an independent insurance broker.
Tax Advantages of a Structured Settlement Annuity
Finance: Structured Settlements • Published: October 11, 2010
Opting for a structured settlement annuity account over a lump sum payout will eliminate future income taxes while securing fixed interest gains. Annuities also help to avoid dissipation from poorly performing investments as well as aggressive spending habits.
Medicare Supplement Insurance in California
Insurance: Supplemental • Published: August 6, 2010
Residents of California have a wide array of insurance plans available to them once they become Medicare eligible either through age or disability. Additionally a unique rule in California allows residents to switch Medigap coverage every year without medical underwriting.
Purchasing Medicare Supplement Insurance in Missouri
Insurance: Supplemental • Published: June 24, 2010
Resident of Missouri who are age 65 and above as well as those who have been approved for Medicare disability can purchase supplemental insurance from several national providers. Consumers can purchase direct or at no additional cost through a licensed agent familiar with the plans that are offered in their area.
New Medicare Supplement Plans Available in June 2010
Insurance: Health • Published: April 22, 2010
As of June 1, 2010 there will be changes to the Medicare supplement plans that insurance companies may offer to Medicare beneficiaries. Plans M and N will now be offered and Plans E, H, I and J will no longer be available for sale. All other plans will remain available with minor changes to the benefits offered.
2010 HSA Contribution Limits
Insurance: Health • Published: February 10, 2010
Each year Congress increases the allowable contributions amounts individuals and families may make to their health savings accounts. Other, than a slight increase, HSA plans have changed very little since last year.
Purchasing Health Insurance Coverage - The Agent's Role
Insurance: Health • Published: December 17, 2009
If you are in need of health insurance, you will have several options available to you. By researching different plans with different companies you can ultimately narrow down your choices and purchase the most suitable plan for you and/or your family. While some choose to go it alone and purchase coverage directly from the carrier, it can be very beneficial to speak to an independent agent.
Should I Buy Whole Life Insurance Or Term Life Insurance?
Insurance: Life Annuities • Published: September 30, 2009
This is a common question for most life insurance shoppers. Both types of policies have advantages and disadvantages for the consumer. There is not a one size fits all life insurance policy and most consumers will benefit from the guidance of an experienced agent when considering their options.
Assurant Life Health Insurance Products
Insurance: Health • Published: March 31, 2009
Assurant Life recently launched a new television add campaign to increase their nationwide exposure. Independent agents have known for many years where this company is most competitive in the individual, family, and small group marketplace.
Business Health Insurance Savings
Insurance: Health • Published: March 6, 2009
One of the single largest expenses facing most businesses is group group health insurance. Premiums increase year over year as groups grow older and new claims arise. However, there are options for the business owner. Changing coverage and/or insurance carriers can significantly reduce costs.
Why Should I Purchase an Annuity Policy Now?
Insurance: Life Annuities • Published: March 6, 2009
There may not be a better time to protect your assets from the overall pitfalls of the stock and bond markets. Investor confidence in banks is diminishing while the the overall markets have reached lows not seen since the 1997. Consumers who want to insure and protect their hard earned money would be wise to consider a fixed annuity account.
How Can You Guarantee Future Insurability?
Insurance: Health • Published: March 6, 2009
New and innovative products enter the health insurance marketplace nearly every week. But rarely does one come along that can protect consumers from being denied health insurance. United Health One and their subsidiaries are offering just such a policy. With a little advance planning, consumers no longer will worry about purchasing health insurance after losing group coverage from an employer.
2009 Health Savings Account Contribution Limits
Insurance: Health • Published: January 22, 2009
Each year the government mandates the maximum amount consumers may contribute to their health savings accounts. The amount for 2009 has increased for individual, family, and employer sponsored HSA plans.
United Healthcare Insurance From Golden Rule
Insurance: Health • Published: January 22, 2009
This article provides a description of the various health insurance plans offered by Golden Rule, the subsidiary of United Healthcare. Coverage options, riders and ares where the insurance company is most competitive are discussed for health insurance shoppers.
Aetna Health Insurance Coverage
Insurance: Health • Published: December 19, 2008
Article provides a brief summary of Aetna health insurance coverage. Benefits summary, competitive niche, and optional rider are discussed for consumers who want to know more about Aetna individual and family products.
Current High Yielding Annuity Interest Rates
Insurance: Life Annuities • Published: November 20, 2008
The markets are in turmoil and bank interest rates are near all time lows. Where can conservative investors find a safe high yielding investment - one that is insured and tax deffered? The answer is a fixe rate annuity account.
Health Insurance Reform
Insurance: Health • Published: November 7, 2008
Election day is upon us and many are voting for changes to the status quo. Whether McCain or Obama take office, there is sure to be changes made to the health care industry.
Income Annuity Accounts For Guaranteed Payments
Finance: Personal Finance • Published: July 11, 2008
The overall markets are unstable due to a myriad of factors. Long term investors have watched their portfolios decline and their monthly income payments decrease. A viable alternative for many consumers is the purchase of an immediate annuity providing guaranteed monthly payments.
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