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<title>Real Estate: Foreclosures Articles from EzineArticles.com</title>
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<description>EzineArticles.com - Trusted By Millions as The Source For Quality Original Articles</description>
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<item>
<title>Stop Home Foreclosure - Important Hints on How to Do So by Negotiating With Your Lender</title>
<description>Your home is where you have lived for the past ten years since you have been paying back that loan. You have never missed payment until recently when business really went sour. Now they want to foreclose and take your home away from you. No, friend. You have enough to fight them if you...</description>
<pubDate>Sat, 07 Nov 2009 07:59:09 -0600</pubDate>
<link>http://ezinearticles.com/?Stop-Home-Foreclosure-Important-Hints-on-How-to-Do-So-by-Negotiating-With-Your-Lender&amp;id=3220566</link>
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<title>Know More About Tax Foreclosure Properties</title>
<description>Real estate can be a very good investment, even in these economic times. You can make money on property by learning about tax foreclosure properties. Tax foreclosure properties are real estate properties that have been taken and will be sold for back taxes.</description>
<pubDate>Fri, 06 Nov 2009 20:56:18 -0600</pubDate>
<link>http://ezinearticles.com/?Know-More-About-Tax-Foreclosure-Properties&amp;id=3213315</link>
<guid>http://ezinearticles.com/?Know-More-About-Tax-Foreclosure-Properties&amp;id=3213315</guid>
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<title>Make Money With Tax Foreclosure Properties</title>
<description>In these economic times there is still a way to make money with real estate. You can learn how to make money with tax foreclosure properties. Tax foreclosure properties are properties that are being foreclosed due to tax liens. Those who are delinquent on taxes will have their taxes sold and eventually their property is sold to pay the bill.</description>
<pubDate>Fri, 06 Nov 2009 20:55:58 -0600</pubDate>
<link>http://ezinearticles.com/?Make-Money-With-Tax-Foreclosure-Properties&amp;id=3213311</link>
<guid>http://ezinearticles.com/?Make-Money-With-Tax-Foreclosure-Properties&amp;id=3213311</guid>
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<title>Investing in Tax Foreclosure Properties</title>
<description>The poor economy has left many people with problems paying their property taxes. Once property taxes are unpaid for a certain length of time they are sold. After the property reaches a redemption period the property is sold.</description>
<pubDate>Fri, 06 Nov 2009 20:53:30 -0600</pubDate>
<link>http://ezinearticles.com/?Investing-in-Tax-Foreclosure-Properties&amp;id=3213306</link>
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</item>
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<title>The Best Way I Know How To Find Tax Sale Listings</title>
<description>One of the best ways to invest in real estate, even in this economy, is by purchasing tax foreclosure properties. Tax foreclosure properties are the result of unpaid tax debt. First a tax lien is placed on a property when the owner fails to pay the taxes that are due.</description>
<pubDate>Fri, 06 Nov 2009 20:48:26 -0600</pubDate>
<link>http://ezinearticles.com/?The-Best-Way-I-Know-How-To-Find-Tax-Sale-Listings&amp;id=3213300</link>
<guid>http://ezinearticles.com/?The-Best-Way-I-Know-How-To-Find-Tax-Sale-Listings&amp;id=3213300</guid>
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<title>Short Sale - Close One Effectively</title>
<description>Are you close to having your home foreclosed on and you want to avoid it? Well, a short sale may be just the solution for you.</description>
<pubDate>Fri, 06 Nov 2009 20:32:56 -0600</pubDate>
<link>http://ezinearticles.com/?Short-Sale-Close-One-Effectively&amp;id=3115848</link>
<guid>http://ezinearticles.com/?Short-Sale-Close-One-Effectively&amp;id=3115848</guid>
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<title>Foreclosure Home Buying Secrets</title>
<description>The foreclosure home buying can be extremely profitable for any wise investor that is interested in the real estate. In order to know the foreclosure home buying secrets, you should understand that the financial institutions are not involved in these types of businesses.</description>
<pubDate>Fri, 06 Nov 2009 16:09:15 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Home-Buying-Secrets&amp;id=3219362</link>
<guid>http://ezinearticles.com/?Foreclosure-Home-Buying-Secrets&amp;id=3219362</guid>
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<title>Government Auctions - the Supreme Guide to Foreclosed Homes and Government Seized Properties</title>
<description>Many people who want to invest in real estate realize that foreclosures are a great option for buying property at low prices and making lucrative investments. They realize that when homeowners don&#39;t keep up on their mortgage payments. Their banks or credit unions will repossess their homes and then need to sell them.</description>
<pubDate>Fri, 06 Nov 2009 15:44:04 -0600</pubDate>
<link>http://ezinearticles.com/?Government-Auctions-the-Supreme-Guide-to-Foreclosed-Homes-and-Government-Seized-Properties&amp;id=3210021</link>
<guid>http://ezinearticles.com/?Government-Auctions-the-Supreme-Guide-to-Foreclosed-Homes-and-Government-Seized-Properties&amp;id=3210021</guid>
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<title>Foreclosure Classroom For Beginners -  7 Tips on How to Take Action and Stay Focused</title>
<description>If you go through a financial turmoil and challenges be assured that you are not alone. Millions of American families are in the same loophole. But let me be clear - what matters the most is not what happens. What you do about what happens really counts. I may sound out of track here, but believe me - I am right on the spot.</description>
<pubDate>Fri, 06 Nov 2009 15:11:14 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Classroom-For-Beginners-7-Tips-on-How-to-Take-Action-and-Stay-Focused&amp;id=3216452</link>
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<title>Difficulties Involved in Closing a Short Sale</title>
<description>Closing a short sale could entail several difficulties and stress to a homeowner. Patience and perseverance should go hand in hand in order to reach a successful short sale closing. It is important to be aware of the difficulties that have to be faced in a short sale to avoid the more negative effect of a foreclosure.</description>
<pubDate>Fri, 06 Nov 2009 15:10:56 -0600</pubDate>
<link>http://ezinearticles.com/?Difficulties-Involved-in-Closing-a-Short-Sale&amp;id=3213713</link>
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<title>Foreclosure Classroom - Your Solution For Successful Short Sale Closing - 5 Helpful &#34;Know How&#34; Tips</title>
<description>At the end of the short sale some challenges have to be handled in order the transaction to be successful. For the purpose of this &#34;lesson&#34; I assume that the short sale offer has been accepted. If you are selling your house without a real estate agent (which is the right thing) you should be aware of the following steps.</description>
<pubDate>Fri, 06 Nov 2009 14:43:14 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Classroom-Your-Solution-For-Successful-Short-Sale-Closing-5-Helpful-Know-How-Tips&amp;id=3214498</link>
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<title>Home Affordable Modification Program - Another Federal Foreclosure Bailout Plan</title>
<description>In 2009, the Congress and the Obama administration revealed their newest plan to help families save their homes from foreclosure by encouraging mortgage modifications. This plan, called the Home Affordable Modification Program (HAMP) was designed to create broad guidelines for the mortgage industry on modifying loans, as well as provide incentives to lenders and servicers to offer modifications.  Participation in the HAMP plan, as with most of the other federal foreclosure help programs, is voluntary for most servicing companies and lenders.</description>
<pubDate>Fri, 06 Nov 2009 14:26:18 -0600</pubDate>
<link>http://ezinearticles.com/?Home-Affordable-Modification-Program-Another-Federal-Foreclosure-Bailout-Plan&amp;id=3214618</link>
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<title>Are &#34;Short Sales &#34;better For Your Credit Than a Foreclosure?</title>
<description>The new trend in the real estate world lately has been the &#34;Short Sale&#34;! While these sales are by no way new they have becoming more popular recently because of the bank easiness in letting them occur. In years past when the economy can do no wrong to get a bank to accept a &#34;short sale&#34; was like pulling teeth.</description>
<pubDate>Fri, 06 Nov 2009 14:22:12 -0600</pubDate>
<link>http://ezinearticles.com/?Are-Short-Sales-better-For-Your-Credit-Than-a-Foreclosure?&amp;id=3209465</link>
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<title>Help Stop Foreclosure - Action and More Action is All You Need</title>
<description>The basic truth about stopping foreclosure is that it also means saving your credit score, which eventually makes you more worthy to apply for a loan in the future. Your credit rating or score might make or mar you if it is negatively tilted; and knowing that if you lose that piece of property, you might not ever be able to raise your face...</description>
<pubDate>Fri, 06 Nov 2009 14:13:07 -0600</pubDate>
<link>http://ezinearticles.com/?Help-Stop-Foreclosure-Action-and-More-Action-is-All-You-Need&amp;id=3220535</link>
<guid>http://ezinearticles.com/?Help-Stop-Foreclosure-Action-and-More-Action-is-All-You-Need&amp;id=3220535</guid>
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<title>Using Bankruptcy to Stop Foreclosure - How to Really Make it Work in Saving Your Home</title>
<description>Bankruptcy is a legal proceeding also; one in which you get to declare your inability to pay your debts as they become due. You may get the chance to be discharged from continuing personal liability, or you may ask the court to give you the chance to reorganize financially through an extended period of time in which to pay all or a proportion of your mortgage.</description>
<pubDate>Fri, 06 Nov 2009 14:13:00 -0600</pubDate>
<link>http://ezinearticles.com/?Using-Bankruptcy-to-Stop-Foreclosure-How-to-Really-Make-it-Work-in-Saving-Your-Home&amp;id=3220486</link>
<guid>http://ezinearticles.com/?Using-Bankruptcy-to-Stop-Foreclosure-How-to-Really-Make-it-Work-in-Saving-Your-Home&amp;id=3220486</guid>
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<title>How to Get a Bargain Home Deal Through Foreclosures For Sale</title>
<description>Opting for a house through foreclosures for sale is one of the wisest choices homebuyers can make in today&#39;s times. Some useful guidelines on finding a suitable foreclosed home include understanding housing requirements, learning about the foreclosure process, registering with a listing service, selecting suitable properties, zeroing in on the best offer, getting the property inspected and finally submitting the offer.</description>
<pubDate>Fri, 06 Nov 2009 14:12:50 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Get-a-Bargain-Home-Deal-Through-Foreclosures-For-Sale&amp;id=3206378</link>
<guid>http://ezinearticles.com/?How-to-Get-a-Bargain-Home-Deal-Through-Foreclosures-For-Sale&amp;id=3206378</guid>
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<title>Foreclosure Investing Primer - 7 Best Ways To Do REO Flips</title>
<description>Foreclosures are dominating the real estate market and bank owned properties or REO&#39;s make up a huge portion of all listings. This is perfect inventory for wholesale real estate investors. But how can you flip a bank owned property if the bank does not allow assignment of contract? Discover the 7 best ways in this article.</description>
<pubDate>Fri, 06 Nov 2009 13:59:58 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Investing-Primer-7-Best-Ways-To-Do-REO-Flips&amp;id=3176427</link>
<guid>http://ezinearticles.com/?Foreclosure-Investing-Primer-7-Best-Ways-To-Do-REO-Flips&amp;id=3176427</guid>
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<title>How to Buy a Suitable Home Through Bank Foreclosures?</title>
<description>If you are a prospective home buyer looking for a home that can fit your modest budget without making you compromise on your housing requirements opting for bank foreclosures could be the ideal choice for you. With a wide range of houses available in prime locations throughout the country, foreclosed homes offer some of the best deals in today&#39;s real estate market.</description>
<pubDate>Fri, 06 Nov 2009 11:17:08 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Buy-a-Suitable-Home-Through-Bank-Foreclosures?&amp;id=3205338</link>
<guid>http://ezinearticles.com/?How-to-Buy-a-Suitable-Home-Through-Bank-Foreclosures?&amp;id=3205338</guid>
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<title>Shorts Sales, Foreclosures, and IRS Tax Liens</title>
<description>What happens when there are IRS liens on a property, and I buy it at a foreclosure auction? Can I short sell my home if there are IRS liens on it? How does that work?</description>
<pubDate>Fri, 06 Nov 2009 11:16:04 -0600</pubDate>
<link>http://ezinearticles.com/?Shorts-Sales,-Foreclosures,-and-IRS-Tax-Liens&amp;id=3210930</link>
<guid>http://ezinearticles.com/?Shorts-Sales,-Foreclosures,-and-IRS-Tax-Liens&amp;id=3210930</guid>
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<title>Short Sales to Stop Foreclosure and Income Taxes</title>
<description>Homeowners who sell their homes through a short sale are often very concerned about the tax implications. The bank is then responsible for reporting the forgiven amount to the IRS as income to the borrowers.</description>
<pubDate>Fri, 06 Nov 2009 10:57:40 -0600</pubDate>
<link>http://ezinearticles.com/?Short-Sales-to-Stop-Foreclosure-and-Income-Taxes&amp;id=3209326</link>
<guid>http://ezinearticles.com/?Short-Sales-to-Stop-Foreclosure-and-Income-Taxes&amp;id=3209326</guid>
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<title>Loan Modification Tips to Save Your Home From Foreclosure</title>
<description>The U.S. has been experiencing one of the most devastating mortgage crises that the world has seen. More and more homeowners are now threatened by foreclosure in the country.</description>
<pubDate>Fri, 06 Nov 2009 10:56:51 -0600</pubDate>
<link>http://ezinearticles.com/?Loan-Modification-Tips-to-Save-Your-Home-From-Foreclosure&amp;id=3210490</link>
<guid>http://ezinearticles.com/?Loan-Modification-Tips-to-Save-Your-Home-From-Foreclosure&amp;id=3210490</guid>
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<title>How to Purchase a Budget Priced Property Through Foreclosed Homes?</title>
<description>For prospective homebuyers looking for a budget priced property, opting for foreclosed homes is the best decision they can make. Important guidelines for buying a foreclosure successfully include setting clear objectives, familiarizing with the buying process, registering with an online tracking service, narrowing down on the best deals, identifying the most suitable property, making a thorough assessment and finally submitting a reasonable offer.</description>
<pubDate>Fri, 06 Nov 2009 09:39:36 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Purchase-a-Budget-Priced-Property-Through-Foreclosed-Homes?&amp;id=3205043</link>
<guid>http://ezinearticles.com/?How-to-Purchase-a-Budget-Priced-Property-Through-Foreclosed-Homes?&amp;id=3205043</guid>
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<title>How to Buy a Property at a Bargain Price Successfully Through Foreclosure Listings?</title>
<description>Foreclosure listings is one of the most resourceful sources of finding the best bargain property deals in today&#39;s real estate market. Useful guidelines for buying a foreclosed home successfully are to understand foreclosures, learn about local rules, find the latest listings, select suitable properties, make comparisons, get the house inspected, apply for a loan and finally bargain for a better deal.</description>
<pubDate>Fri, 06 Nov 2009 09:12:08 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Buy-a-Property-at-a-Bargain-Price-Successfully-Through-Foreclosure-Listings?&amp;id=3205026</link>
<guid>http://ezinearticles.com/?How-to-Buy-a-Property-at-a-Bargain-Price-Successfully-Through-Foreclosure-Listings?&amp;id=3205026</guid>
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<title>How to Zero In on the Best Value Deal Through Foreclosed Homes</title>
<description>Foreclosure homes offer some of the best investment opportunities for homebuyers with a limited budget. Important instructions for buying foreclosures successfully include researching foreclosures, pre deciding the budget, using an online listing service, picking out suitable properties, narrowing down on the best bargain deal, carrying out a background check, assessing property value and finally negotiating with the sellers for a better deal.</description>
<pubDate>Fri, 06 Nov 2009 09:07:15 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Zero-In-on-the-Best-Value-Deal-Through-Foreclosed-Homes&amp;id=3205409</link>
<guid>http://ezinearticles.com/?How-to-Zero-In-on-the-Best-Value-Deal-Through-Foreclosed-Homes&amp;id=3205409</guid>
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<title>How to Purchase a Property Successfully Through Foreclosure Search?</title>
<description>Foreclosure search is a very efficient and profitable way of finding some of the best value real estate deals in today&#39;s market. Useful guidelines for buying a foreclosed home successfully include knowing your housing needs, finding out the local foreclosure laws, registering with an online tracking service, looking out for the best sources, identifying the most suitable deal, carrying out a ground inspection and finally submitting a suitable offer.</description>
<pubDate>Fri, 06 Nov 2009 08:45:47 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Purchase-a-Property-Successfully-Through-Foreclosure-Search?&amp;id=3206632</link>
<guid>http://ezinearticles.com/?How-to-Purchase-a-Property-Successfully-Through-Foreclosure-Search?&amp;id=3206632</guid>
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<title>How to Identify the Best Value Deal Through Foreclosed Homes?</title>
<description>In today&#39;s times, foreclosed homes offer some of the best value deals in the real estate market. Important guidelines for buying a foreclosure successfully are to pre decide your budget, understand foreclosures, get the latest listings, pick out suitable properties, make a through price comparison, examine the property and bargain for a higher discount.</description>
<pubDate>Fri, 06 Nov 2009 08:43:21 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Identify-the-Best-Value-Deal-Through-Foreclosed-Homes?&amp;id=3206610</link>
<guid>http://ezinearticles.com/?How-to-Identify-the-Best-Value-Deal-Through-Foreclosed-Homes?&amp;id=3206610</guid>
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<title>How to Buy a Suitable House Successfully Through Foreclosure Listings?</title>
<description>Opting for a suitable property through foreclosure listings is one of the best opportunities available for prospective homebuyers, on the lookout for a profitable deal. Useful guidelines for buying a foreclosed home successfully are to set a clear objective, familiarize yourself with foreclosure rules, search for genuine listings, narrow down on suitable properties,  compare prices, make a thorough background check and negotiate.</description>
<pubDate>Fri, 06 Nov 2009 08:41:15 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Buy-a-Suitable-House-Successfully-Through-Foreclosure-Listings?&amp;id=3206566</link>
<guid>http://ezinearticles.com/?How-to-Buy-a-Suitable-House-Successfully-Through-Foreclosure-Listings?&amp;id=3206566</guid>
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<title>Loan Modification - Save Your Home From Foreclosure Without Spending Thousands of Dollars</title>
<description>There is probably no period in history since the Great Depression that has seen so many home foreclosures in the United States as there are these days. Foreclosures have risen to record proportions during the first half of 2009 and millions of homeowners are deeply troubled over the thought of losing their lifetime investments because of the mortgage crunch.</description>
<pubDate>Fri, 06 Nov 2009 08:29:23 -0600</pubDate>
<link>http://ezinearticles.com/?Loan-Modification-Save-Your-Home-From-Foreclosure-Without-Spending-Thousands-of-Dollars&amp;id=3205615</link>
<guid>http://ezinearticles.com/?Loan-Modification-Save-Your-Home-From-Foreclosure-Without-Spending-Thousands-of-Dollars&amp;id=3205615</guid>
</item>
<item>
<title>Loan Officer Or Mortgage Company Fraud Equal a Favorable Loan Modification</title>
<description>Did you get a new loan on your home in the last three years? When you closed on that loan, did you check to see if your income and assets were correct on your application? If you didn&#39;t, pull out the copy of your application that you got at closing right now and see if they were correct.</description>
<pubDate>Fri, 06 Nov 2009 08:14:14 -0600</pubDate>
<link>http://ezinearticles.com/?Loan-Officer-Or-Mortgage-Company-Fraud-Equal-a-Favorable-Loan-Modification&amp;id=3191919</link>
<guid>http://ezinearticles.com/?Loan-Officer-Or-Mortgage-Company-Fraud-Equal-a-Favorable-Loan-Modification&amp;id=3191919</guid>
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<title>Reminders on Buying Foreclosures</title>
<description>The growing number of foreclosures today have induced many buyers to consider looking for a new home among these bank-owned properties. As they are owned by a bank, they have key differences from other available homes on the market.</description>
<pubDate>Fri, 06 Nov 2009 08:02:50 -0600</pubDate>
<link>http://ezinearticles.com/?Reminders-on-Buying-Foreclosures&amp;id=3203266</link>
<guid>http://ezinearticles.com/?Reminders-on-Buying-Foreclosures&amp;id=3203266</guid>
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<title>Foreclosures and Tax Deeds - A Future View</title>
<description>Foreclosure and Tax Deed sales are poised to offer a glut of investment opportunities through the United States. Statistics and emerging trends are proving the point I made six months ago that the greatest investment opportunity in the USA right at this moment is to invest in real estate through Tax Deed sales.</description>
<pubDate>Thu, 05 Nov 2009 21:24:46 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosures-and-Tax-Deeds-A-Future-View&amp;id=3204330</link>
<guid>http://ezinearticles.com/?Foreclosures-and-Tax-Deeds-A-Future-View&amp;id=3204330</guid>
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<item>
<title>How to Invest in a Property Through Government Foreclosures</title>
<description>When it comes to investing in a safe and affordable real estate deal, government foreclosures offer some of the best properties in the market. Useful guidelines for buying a foreclosed home successfully are to understand housing needs, find out about foreclosure laws, source the latest listings, choose suitable houses, compare various features, get a pre approved loan and finally make a sensible offer.</description>
<pubDate>Thu, 05 Nov 2009 17:46:26 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Invest-in-a-Property-Through-Government-Foreclosures&amp;id=3205393</link>
<guid>http://ezinearticles.com/?How-to-Invest-in-a-Property-Through-Government-Foreclosures&amp;id=3205393</guid>
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<item>
<title>Getting a Real Bargain From Foreclosures</title>
<description>Buying a foreclosed property is a smart way to put up your investment or if your planning for a second home. However, it is a risky task that you should bear in mind and should take into serious considerations. Here are a few tips to determine a good bargain when buying a foreclosed home.</description>
<pubDate>Thu, 05 Nov 2009 16:50:51 -0600</pubDate>
<link>http://ezinearticles.com/?Getting-a-Real-Bargain-From-Foreclosures&amp;id=3203900</link>
<guid>http://ezinearticles.com/?Getting-a-Real-Bargain-From-Foreclosures&amp;id=3203900</guid>
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<item>
<title>Foreclosure - Taxes You Didn&#39;t Know You Would Pay</title>
<description>Tax consequences of foreclosure you didn&#39;t know, and how they affect you. Imagine this, you get a bill from the IRS for unpaid income tax after you filed your tax return. You think to yourself, &#34;How on earth did I not pay enough in tax? It gets deducted automatically from my paycheck.&#34;</description>
<pubDate>Thu, 05 Nov 2009 16:38:38 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Taxes-You-Didnt-Know-You-Would-Pay&amp;id=3196339</link>
<guid>http://ezinearticles.com/?Foreclosure-Taxes-You-Didnt-Know-You-Would-Pay&amp;id=3196339</guid>
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<title>Why Sellers Prefer Short Sales Over Foreclosure</title>
<description>The housing market continues to decline, and more people are finding themselves under water. In Phoenix, Arizona, people are selling their homes because they can no longer afford the mortgage. While foreclosure is an option, short sales are fast becoming the more frequently chosen route. Why?</description>
<pubDate>Thu, 05 Nov 2009 16:37:44 -0600</pubDate>
<link>http://ezinearticles.com/?Why-Sellers-Prefer-Short-Sales-Over-Foreclosure&amp;id=3201592</link>
<guid>http://ezinearticles.com/?Why-Sellers-Prefer-Short-Sales-Over-Foreclosure&amp;id=3201592</guid>
</item>
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<title>Fannie Mae&#39;s 2009 Revision to Their Loan Modification Efforts - Part 2</title>
<description>Fannie Mae revised their loan modification guidelines on April 21, 2009.  Their main emphasis is to help people facing foreclosure through the Making Home Affordable Modification program.  If a person does not qualify for a modification under that program, Fannie Mae looks at their case and determines if their financial hardship would be classified as temporary or long term.  This is the second of three articles on Fannie Mae&#39;s revised guidelines.  Here we look at the type of help Fannie Mae will offer people who have a temporary hardship.</description>
<pubDate>Thu, 05 Nov 2009 14:56:55 -0600</pubDate>
<link>http://ezinearticles.com/?Fannie-Maes-2009-Revision-to-Their-Loan-Modification-Efforts-Part-2&amp;id=3051526</link>
<guid>http://ezinearticles.com/?Fannie-Maes-2009-Revision-to-Their-Loan-Modification-Efforts-Part-2&amp;id=3051526</guid>
</item>
<item>
<title>Riding the Foreclosure Wave to a Better Life</title>
<description>Are you thinking about climbing aboard the wave and riding the foreclosure wave to a better life? 2009 has seen the home mortgage industry be turned over onto its head and the casualties that are seen on a daily basis anywhere in America are disastrous at best.</description>
<pubDate>Thu, 05 Nov 2009 14:55:58 -0600</pubDate>
<link>http://ezinearticles.com/?Riding-the-Foreclosure-Wave-to-a-Better-Life&amp;id=3196334</link>
<guid>http://ezinearticles.com/?Riding-the-Foreclosure-Wave-to-a-Better-Life&amp;id=3196334</guid>
</item>
<item>
<title>One Man&#39;s Grief &#38; Another Man&#39;s Joy - Foreclosures of 2009</title>
<description>The age old adage is that one man&#39;s grief is another man&#39;s joy, and in the world of foreclosures nothing could be more real and truthful. The real estate market has been turned upside down with the global recession and the adjustments that have been initiated are both enormous and locally-impacting.</description>
<pubDate>Thu, 05 Nov 2009 14:52:01 -0600</pubDate>
<link>http://ezinearticles.com/?One-Mans-Grief-and-Another-Mans-Joy-Foreclosures-of-2009&amp;id=3196315</link>
<guid>http://ezinearticles.com/?One-Mans-Grief-and-Another-Mans-Joy-Foreclosures-of-2009&amp;id=3196315</guid>
</item>
<item>
<title>When to Buy in the Foreclosure Process?</title>
<description>The process of foreclosure can be intimidating at times, but, done correctly, will bestow you with immediate equity. The anticipated speedy counteroffer may be difficult, but slow and accurate decisions offer desired rewards of foreclosure.</description>
<pubDate>Thu, 05 Nov 2009 14:37:47 -0600</pubDate>
<link>http://ezinearticles.com/?When-to-Buy-in-the-Foreclosure-Process?&amp;id=3196304</link>
<guid>http://ezinearticles.com/?When-to-Buy-in-the-Foreclosure-Process?&amp;id=3196304</guid>
</item>
<item>
<title>5 Things You Must Do Before You Buy a Foreclosed Property</title>
<description>Purchasing a foreclosure property is certainly a great opportunity for the apposite buyer. However, knowing few important things before deciding to buy foreclosure homes is essential. Being aware of the terms and jargon regarding the property foreclosure besides the market trend is significant.</description>
<pubDate>Thu, 05 Nov 2009 14:34:10 -0600</pubDate>
<link>http://ezinearticles.com/?5-Things-You-Must-Do-Before-You-Buy-a-Foreclosed-Property&amp;id=3196287</link>
<guid>http://ezinearticles.com/?5-Things-You-Must-Do-Before-You-Buy-a-Foreclosed-Property&amp;id=3196287</guid>
</item>
<item>
<title>5 Things to Avoid When Dealing With Foreclosure</title>
<description>Foreclosure deals are beneficial, but follow the universal rule that every advantage is concealed with a threat of pitfalls. The foreclosure proceedings have to be done cautiously as a little negligence from your end may eventually make you a victim.</description>
<pubDate>Thu, 05 Nov 2009 14:32:33 -0600</pubDate>
<link>http://ezinearticles.com/?5-Things-to-Avoid-When-Dealing-With-Foreclosure&amp;id=3196277</link>
<guid>http://ezinearticles.com/?5-Things-to-Avoid-When-Dealing-With-Foreclosure&amp;id=3196277</guid>
</item>
<item>
<title>3 Things You Need to Understand About the Foreclosure Process</title>
<description>Foreclosure process is not only an emotional process, but is also scary, and this is because certain terms used in this process is confusing and the paperwork adds to more confusion. The best way of handling foreclosure process is by getting educated and also by keeping the communication lines open. Conversely, you can consider 3 things to understand regarding the foreclosure process as vital.</description>
<pubDate>Thu, 05 Nov 2009 14:26:09 -0600</pubDate>
<link>http://ezinearticles.com/?3-Things-You-Need-to-Understand-About-the-Foreclosure-Process&amp;id=3196263</link>
<guid>http://ezinearticles.com/?3-Things-You-Need-to-Understand-About-the-Foreclosure-Process&amp;id=3196263</guid>
</item>
<item>
<title>Even Celebrities Face Foreclosures</title>
<description>One sure way to see how our economies are doing, is to look at the recent trend in Celebrity foreclosures, and the price cutting of many of their properties. Some of today&#39;s biggest Global icons are cutting back. Who are the celebrities getting hit by the recent Financial crisis?</description>
<pubDate>Thu, 05 Nov 2009 14:24:17 -0600</pubDate>
<link>http://ezinearticles.com/?Even-Celebrities-Face-Foreclosures&amp;id=3199894</link>
<guid>http://ezinearticles.com/?Even-Celebrities-Face-Foreclosures&amp;id=3199894</guid>
</item>
<item>
<title>How Can Pre-Foreclosure Buyouts Benefit a Property Owner?</title>
<description>In most cases, financial crunches and economic downturns can push families towards the cliff of foreclosure which can further hamper their current financial state. We are now unfortunately seeing this in the news everyday.</description>
<pubDate>Thu, 05 Nov 2009 14:13:16 -0600</pubDate>
<link>http://ezinearticles.com/?How-Can-Pre-Foreclosure-Buyouts-Benefit-a-Property-Owner?&amp;id=3193321</link>
<guid>http://ezinearticles.com/?How-Can-Pre-Foreclosure-Buyouts-Benefit-a-Property-Owner?&amp;id=3193321</guid>
</item>
<item>
<title>The Key to Starting a Business in the Foreclosure Market</title>
<description>There comes a time when the market is so right that a move has to be made. The time is now as the mortgage crisis has created a plethora of foreclosed upon properties that are in need of a business that will be extremely profitable while being enormously ethical.</description>
<pubDate>Thu, 05 Nov 2009 14:03:54 -0600</pubDate>
<link>http://ezinearticles.com/?The-Key-to-Starting-a-Business-in-the-Foreclosure-Market&amp;id=3196366</link>
<guid>http://ezinearticles.com/?The-Key-to-Starting-a-Business-in-the-Foreclosure-Market&amp;id=3196366</guid>
</item>
<item>
<title>Why Foreclosed Homes Are Becoming More Available</title>
<description>There are many infomercials that keep promising instant capital from distress sales. If you believe these infomercials then the fastest number of foreclosures connotes easy picking for investors, in the times of global recession. The reality was that two years ago the real estate agents, along with the property buyers, were of the opinion that offers on bank-owned houses usually went unanswered for many weeks and closings were also cancelled abruptly.</description>
<pubDate>Thu, 05 Nov 2009 13:59:32 -0600</pubDate>
<link>http://ezinearticles.com/?Why-Foreclosed-Homes-Are-Becoming-More-Available&amp;id=3208070</link>
<guid>http://ezinearticles.com/?Why-Foreclosed-Homes-Are-Becoming-More-Available&amp;id=3208070</guid>
</item>
<item>
<title>How to Whittle Down the Foreclosed Home Price</title>
<description>Any shrewd real estate investor always is on the look out for a price break a discount a point or two. This is the nature of the real estate market and especially the essence of the foreclosure deal. There are so many ways to chip away at the foreclosure deal; for the intelligent investor it is hard not to get a discount.</description>
<pubDate>Thu, 05 Nov 2009 13:57:01 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Whittle-Down-the-Foreclosed-Home-Price&amp;id=3196344</link>
<guid>http://ezinearticles.com/?How-to-Whittle-Down-the-Foreclosed-Home-Price&amp;id=3196344</guid>
</item>
<item>
<title>Homeowners - How to Bring Up Wrongful Foreclosure Claims</title>
<description>In some cases of foreclosure, there may be enough instances of misconduct by the lender to show that the entire process constitutes a wrongful foreclosure. Many states even have common law regarding this issue.</description>
<pubDate>Thu, 05 Nov 2009 13:51:13 -0600</pubDate>
<link>http://ezinearticles.com/?Homeowners-How-to-Bring-Up-Wrongful-Foreclosure-Claims&amp;id=3208064</link>
<guid>http://ezinearticles.com/?Homeowners-How-to-Bring-Up-Wrongful-Foreclosure-Claims&amp;id=3208064</guid>
</item>
<item>
<title>Buying Your Dream Home Through a Foreclosure</title>
<description>Everyone has watched the economy in what appears to be an endless downward spiral. Homes in neighborhoods everywhere are foreclosing. This is not necessarily a bad thing for everyone. For those that have dreamed of owning their own home, there are low prices and great deals to be found. One of those options is to buy a foreclosure property. However, with buying a foreclosure there are pros and cons.</description>
<pubDate>Thu, 05 Nov 2009 13:44:44 -0600</pubDate>
<link>http://ezinearticles.com/?Buying-Your-Dream-Home-Through-a-Foreclosure&amp;id=3208209</link>
<guid>http://ezinearticles.com/?Buying-Your-Dream-Home-Through-a-Foreclosure&amp;id=3208209</guid>
</item>
<item>
<title>How to Invest in Bank Foreclosures?</title>
<description>Buying bank foreclosures provide tremendous opportunity to make a profitable investment. For buying properties foreclosed by banks, conduct a thorough search and locate properties of your interest, inspect it to ascertain cost of repairs, calculate expected profits, check your finances, make a realistic offer and on acceptance, make sure you get a clear title and that all paperwork is done.</description>
<pubDate>Thu, 05 Nov 2009 12:52:36 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Invest-in-Bank-Foreclosures?&amp;id=3203753</link>
<guid>http://ezinearticles.com/?How-to-Invest-in-Bank-Foreclosures?&amp;id=3203753</guid>
</item>
<item>
<title>Foreclosures Basic Facts</title>
<description>A foreclosure is a legal proceeding that happens in the event a borrower and a homeowner has default in his or her payments. This can be avoided by taking precautionary measures. If a foreclosoure is inevitable, it is more important to know the basic facts of a foreclosure and its process to find a way out of the situation.</description>
<pubDate>Thu, 05 Nov 2009 12:45:10 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosures-Basic-Facts&amp;id=3204597</link>
<guid>http://ezinearticles.com/?Foreclosures-Basic-Facts&amp;id=3204597</guid>
</item>
<item>
<title>How to Make a Profitable Investment by Buying Foreclosure Homes</title>
<description>To make sure that you make a profitable investment by buying foreclosure homes, it is essential to conduct proper research to locate available foreclosed properties and see how you wish to buy, i.e. pre-foreclosure sales, auction sales or bank owned sales. Once you have decided which property you want to buy, make the offer to the seller considering the condition of the property and prevailing market rate and on acceptance, check all legal documents are in order and you have a clear title to the property.</description>
<pubDate>Thu, 05 Nov 2009 11:30:56 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Make-a-Profitable-Investment-by-Buying-Foreclosure-Homes&amp;id=3205655</link>
<guid>http://ezinearticles.com/?How-to-Make-a-Profitable-Investment-by-Buying-Foreclosure-Homes&amp;id=3205655</guid>
</item>
<item>
<title>How to Purchase Foreclosed Homes Successfully</title>
<description>Buying foreclosed homes helps the buyers to get a good property at prices much lesser than the prevailing market rates. Before buying, find foreclosure listings online and through classifieds in newspapers and real estate magazines, decide between auctioned homes and REO properties, arrange your finances, inspect the chosen property, make the offer and on acceptance by the seller, consult an attorney to see all compliance are done and you have a clear title to the property.</description>
<pubDate>Thu, 05 Nov 2009 11:30:32 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Purchase-Foreclosed-Homes-Successfully&amp;id=3205596</link>
<guid>http://ezinearticles.com/?How-to-Purchase-Foreclosed-Homes-Successfully&amp;id=3205596</guid>
</item>
<item>
<title>How to Buy Foreclosed Homes For Sale</title>
<description>Foreclosed homes for sale help buyers to get great homes at affordable prices. For buying foreclosed properties, carefully evaluate your financial position; understand the process governing foreclosures in your State; search for foreclosure listings, tour the property of your choice and carefully inspect it and make the offer accordingly; on completion of sale ensure all formalities are complied with and you have a clear title to the property.</description>
<pubDate>Thu, 05 Nov 2009 11:30:05 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Buy-Foreclosed-Homes-For-Sale&amp;id=3205531</link>
<guid>http://ezinearticles.com/?How-to-Buy-Foreclosed-Homes-For-Sale&amp;id=3205531</guid>
</item>
<item>
<title>A Guide to Locating the Best Foreclosure Properties</title>
<description>Are you searching and searching for the best deals in the real estate market and keep coming up empty-handed? Then lean in real close and the secrets for locating the hidden gems in the sand will be bestowed upon you.</description>
<pubDate>Thu, 05 Nov 2009 11:24:28 -0600</pubDate>
<link>http://ezinearticles.com/?A-Guide-to-Locating-the-Best-Foreclosure-Properties&amp;id=3196150</link>
<guid>http://ezinearticles.com/?A-Guide-to-Locating-the-Best-Foreclosure-Properties&amp;id=3196150</guid>
</item>
<item>
<title>Seized Property Auctions Are Good Deal For Huntsman Delights</title>
<description>Seized property put up for sale all the way through government auctions and police auctions are a money trove for good deal hunters. There is a huge collection of products which are new and used one, advertise at price less than retail price, at times less than 10% of marketplace value!</description>
<pubDate>Thu, 05 Nov 2009 11:06:42 -0600</pubDate>
<link>http://ezinearticles.com/?Seized-Property-Auctions-Are-Good-Deal-For-Huntsman-Delights&amp;id=3205907</link>
<guid>http://ezinearticles.com/?Seized-Property-Auctions-Are-Good-Deal-For-Huntsman-Delights&amp;id=3205907</guid>
</item>
<item>
<title>Foreclosure Hawking in America</title>
<description>The year that has been one of the worse in the mortgage industry has been a bonanza for a few smart investors. We have all heard and seen the horror stories about families losing their homes, their jobs, their lives, and this is truly saddening and heart-breaking.</description>
<pubDate>Thu, 05 Nov 2009 10:01:28 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Hawking-in-America&amp;id=3196233</link>
<guid>http://ezinearticles.com/?Foreclosure-Hawking-in-America&amp;id=3196233</guid>
</item>
<item>
<title>Know the Steps to Closing a Short Sale</title>
<description>Steps to closing a short sale. Short sales are becoming more popular and easier, and lenders are less reluctant to cooperate. Involve professionals early on in the process.</description>
<pubDate>Thu, 05 Nov 2009 09:26:37 -0600</pubDate>
<link>http://ezinearticles.com/?Know-the-Steps-to-Closing-a-Short-Sale&amp;id=3194029</link>
<guid>http://ezinearticles.com/?Know-the-Steps-to-Closing-a-Short-Sale&amp;id=3194029</guid>
</item>
<item>
<title>Avoid Foreclosure - Are You Facing Foreclosure?</title>
<description>In today&#39;s economy with the rapid rise of unemployment, hard working families trying to maintain the &#34;American Dream&#34; are now faced with the possibility of losing their home. According to estimates, 1 out of every 200 homes will be foreclosed on.</description>
<pubDate>Thu, 05 Nov 2009 09:16:07 -0600</pubDate>
<link>http://ezinearticles.com/?Avoid-Foreclosure-Are-You-Facing-Foreclosure?&amp;id=3189912</link>
<guid>http://ezinearticles.com/?Avoid-Foreclosure-Are-You-Facing-Foreclosure?&amp;id=3189912</guid>
</item>
<item>
<title>Foreclosure Homes - A Way to Own Your Dream Home</title>
<description>One of the greatest dreams of most people is to have their own place to call a home. A Home is the biggest investment that an individual can have. And of course if you are buying your own home, you usually pick the one that fits your specifications.</description>
<pubDate>Thu, 05 Nov 2009 08:39:05 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Homes-A-Way-to-Own-Your-Dream-Home&amp;id=3193671</link>
<guid>http://ezinearticles.com/?Foreclosure-Homes-A-Way-to-Own-Your-Dream-Home&amp;id=3193671</guid>
</item>
<item>
<title>Making the Most Out of Government Foreclosures</title>
<description>Government foreclosures are on the increase and this is bad for the economy. Each government has a monumental task of providing accommodation for its citizens and real estate investors provide the ideal opportunity to maximize each dollar spent on housing. You should be out there helping out with this problem because the more people you help the richer you become, (the law of reciprocation.) Read on how to start.</description>
<pubDate>Wed, 04 Nov 2009 16:53:17 -0600</pubDate>
<link>http://ezinearticles.com/?Making-the-Most-Out-of-Government-Foreclosures&amp;id=3180865</link>
<guid>http://ezinearticles.com/?Making-the-Most-Out-of-Government-Foreclosures&amp;id=3180865</guid>
</item>
<item>
<title>Making the Best of a Bad Situation - Buying a Foreclosed Home</title>
<description>Home buying always has some stories that don&#39;t have a happy ending, and as bad or as unfortunate as that is for someone, it is good news for someone else. Read the rest of this article to learn more!</description>
<pubDate>Wed, 04 Nov 2009 15:50:18 -0600</pubDate>
<link>http://ezinearticles.com/?Making-the-Best-of-a-Bad-Situation-Buying-a-Foreclosed-Home&amp;id=3209152</link>
<guid>http://ezinearticles.com/?Making-the-Best-of-a-Bad-Situation-Buying-a-Foreclosed-Home&amp;id=3209152</guid>
</item>
<item>
<title>Foreclosure For Beginners</title>
<description>The foreclosure is defined to be the legal procedure which makes the lenders to attain your ownership of your property and resell them to get their money. The property that has been recovered is auction off only if it is proven by the property owners that they cannot repay the loan obligation. Once it is proven, you are no longer the rightful owner of the property.</description>
<pubDate>Wed, 04 Nov 2009 15:48:28 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-For-Beginners&amp;id=3178995</link>
<guid>http://ezinearticles.com/?Foreclosure-For-Beginners&amp;id=3178995</guid>
</item>
<item>
<title>HUD GOV Homes - 10 Important Things to Consider When Buying HUD Foreclosures</title>
<description>Buying a Hud foreclosure can be a &#34;hair-raising&#34; experience.  It can be a roller coaster of emotions... finding the right home... securing the loan... moving in.   I&#39;m writing this article to briefly advise buyers of 10 Important Things to Consider when buying a HUD foreclosure.  If you follow these 10 suggestions, with the help of the right real estate professional, you&#39;ll make a good sound decision that you&#39;ll be happy and proud of for years to come.</description>
<pubDate>Wed, 04 Nov 2009 15:36:09 -0600</pubDate>
<link>http://ezinearticles.com/?HUD-GOV-Homes-10-Important-Things-to-Consider-When-Buying-HUD-Foreclosures&amp;id=3188191</link>
<guid>http://ezinearticles.com/?HUD-GOV-Homes-10-Important-Things-to-Consider-When-Buying-HUD-Foreclosures&amp;id=3188191</guid>
</item>
<item>
<title>How to Find Foreclosed Homes</title>
<description>Are your neighbors, friends and family talking about foreclosures, foreclosures, foreclosures? Open a newspaper or leaf through a magazine and you&#39;re surely to find one article on foreclosures. Turn on the TV and news stories about foreclosures seem the talk of the town. It&#39;s understandable given that foreclosed properties sell for far less than market value. Investors and first time home buyers both know that deals are to be had at the current time.</description>
<pubDate>Wed, 04 Nov 2009 14:44:53 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Find-Foreclosed-Homes&amp;id=3191391</link>
<guid>http://ezinearticles.com/?How-to-Find-Foreclosed-Homes&amp;id=3191391</guid>
</item>
<item>
<title>Opting For Home Refinancing Can Save Your From Foreclosure</title>
<description>Foreclosure is a nightmare for all home owners and since dealing with it is hard, the second best thing to do is to make sure it doesn&#39;t happen. Read the rest of this article to learn more!</description>
<pubDate>Wed, 04 Nov 2009 14:37:25 -0600</pubDate>
<link>http://ezinearticles.com/?Opting-For-Home-Refinancing-Can-Save-Your-From-Foreclosure&amp;id=3209169</link>
<guid>http://ezinearticles.com/?Opting-For-Home-Refinancing-Can-Save-Your-From-Foreclosure&amp;id=3209169</guid>
</item>
<item>
<title>Selling Real Estate  - Reasons You Should Consider a Short Sale</title>
<description>When you are looking to sell a home in the Phoenix Arizona area, you may want to consider contacting a reputable realtor to learn about the benefits of a short sale. Current economic conditions have led to fewer people purchasing homes, which makes it more difficult when you want (or need) to sell. If you find yourself in financial straits and paying your mortgage is a problem, this may be a viable solution for you.</description>
<pubDate>Wed, 04 Nov 2009 14:03:03 -0600</pubDate>
<link>http://ezinearticles.com/?Selling-Real-Estate-Reasons-You-Should-Consider-a-Short-Sale&amp;id=3175715</link>
<guid>http://ezinearticles.com/?Selling-Real-Estate-Reasons-You-Should-Consider-a-Short-Sale&amp;id=3175715</guid>
</item>
<item>
<title>How Long Does Foreclosure Take?</title>
<description>First of all, most lenders will not begin foreclosure proceedings until a borrower is 3-6 months behind on their payments. Although missing a single payment is a default under the terms of most loan documents, lenders have neither the time nor the desire to foreclose on borrowers who have missed one payment.</description>
<pubDate>Wed, 04 Nov 2009 13:57:23 -0600</pubDate>
<link>http://ezinearticles.com/?How-Long-Does-Foreclosure-Take?&amp;id=3183998</link>
<guid>http://ezinearticles.com/?How-Long-Does-Foreclosure-Take?&amp;id=3183998</guid>
</item>
<item>
<title>8 Alternatives to Foreclosing on Your Home Loan</title>
<description>Whether or not the economy is improving, one fact remains the same: families all over the country are struggling to make their mortgage payments. Depending on your unique financial situation (the value of your home, changes to your income, missed payments etc.) foreclosure may not be your only option.</description>
<pubDate>Wed, 04 Nov 2009 13:39:07 -0600</pubDate>
<link>http://ezinearticles.com/?8-Alternatives-to-Foreclosing-on-Your-Home-Loan&amp;id=3196770</link>
<guid>http://ezinearticles.com/?8-Alternatives-to-Foreclosing-on-Your-Home-Loan&amp;id=3196770</guid>
</item>
<item>
<title>What is a Short Sale? - Can it Help Me?</title>
<description>With the current housing market, most likely you&#39;ve heard the terms &#34;short sale&#34; or &#34;pre-foreclosure sale.&#34;  If you&#39;re having trouble with your current mortgage payments because of illness, loss of job, paycut or other hardship, you may want to consider a short sale.  A short sale is when the lender allows you to sell your home at fair market value, whatever that currently is, and yes, it may be much less than you owe on your mortgage.</description>
<pubDate>Wed, 04 Nov 2009 12:41:06 -0600</pubDate>
<link>http://ezinearticles.com/?What-is-a-Short-Sale?-Can-it-Help-Me?&amp;id=3181710</link>
<guid>http://ezinearticles.com/?What-is-a-Short-Sale?-Can-it-Help-Me?&amp;id=3181710</guid>
</item>
<item>
<title>What You Need to Know Before Buying a Foreclosed Home</title>
<description>Buying a foreclosed home is a good way to either make money or gain immediate equity in a home for many people. If you are just getting started, you need to know all the possible risks that come along with buying foreclosures.</description>
<pubDate>Wed, 04 Nov 2009 11:15:09 -0600</pubDate>
<link>http://ezinearticles.com/?What-You-Need-to-Know-Before-Buying-a-Foreclosed-Home&amp;id=3087970</link>
<guid>http://ezinearticles.com/?What-You-Need-to-Know-Before-Buying-a-Foreclosed-Home&amp;id=3087970</guid>
</item>
<item>
<title>Pooling and Service Agreements</title>
<description>Have you attempted to get a loan modification under the government&#39;s Home Affordable Modification Program (&#34;HAMP&#34;) but been turned down? I&#39;m not surprised. Despite more loan modifications being offered to homeowners overall, less than ten percent of the homeowners who qualify for a modification are actually being offered one.</description>
<pubDate>Wed, 04 Nov 2009 10:54:01 -0600</pubDate>
<link>http://ezinearticles.com/?Pooling-and-Service-Agreements&amp;id=3179041</link>
<guid>http://ezinearticles.com/?Pooling-and-Service-Agreements&amp;id=3179041</guid>
</item>
<item>
<title>Thinking of Walking Away?</title>
<description>There are homeowners who find themselves in a situation where servicers begin the foreclosure process, postpone the sale and never follow through with the foreclosure.  My dad snail-mailed me an article last week that appeared in the Aid Association for Retired Persons News Bulletin about a woman named Archie Stewart, who abandoned her house in Cleveland (presumably because she couldn&#39;t get the lender, HSBC Bank, to negotiate with her on her house payments, although the article doesn&#39;t give specifics about her specific situation).</description>
<pubDate>Wed, 04 Nov 2009 09:33:18 -0600</pubDate>
<link>http://ezinearticles.com/?Thinking-of-Walking-Away?&amp;id=3179087</link>
<guid>http://ezinearticles.com/?Thinking-of-Walking-Away?&amp;id=3179087</guid>
</item>
<item>
<title>5 Steps to Making Money With Foreclosure Auctions</title>
<description>In today&#39;s market the number of homes in foreclosure or those that have already been taken back by the bank are starting to eclipse the number of privately sold homes on the MLS. With the huge increase in these numbers it becomes imperative for real estate investors to add foreclosure auctions to there tool belt of real estate investing techniques.</description>
<pubDate>Wed, 04 Nov 2009 09:32:58 -0600</pubDate>
<link>http://ezinearticles.com/?5-Steps-to-Making-Money-With-Foreclosure-Auctions&amp;id=3168836</link>
<guid>http://ezinearticles.com/?5-Steps-to-Making-Money-With-Foreclosure-Auctions&amp;id=3168836</guid>
</item>
<item>
<title>What is a Short Sale? Here&#39;s Some Important Facts You May Need to Know!</title>
<description>Get the FACTS if you are considering a short sale on your property. Make sure you only use an experienced short sale negotiator- you only get one chance to do it right! The article answers a lot of questions in regards to the short sale process and the possible consequences.</description>
<pubDate>Wed, 04 Nov 2009 09:28:38 -0600</pubDate>
<link>http://ezinearticles.com/?What-is-a-Short-Sale?-Heres-Some-Important-Facts-You-May-Need-to-Know!&amp;id=3176532</link>
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<title>Ways to Prevent Foreclosure</title>
<description>Since 2007, the world has been dealing with the worst financial disaster since the Great Depression in the late 1920&#39;s and 1930&#39;s.  Companies started to find themselves short on funds, the credit markets dried up and people began go default on their existing home loans.</description>
<pubDate>Tue, 03 Nov 2009 22:45:30 -0600</pubDate>
<link>http://ezinearticles.com/?Ways-to-Prevent-Foreclosure&amp;id=3202736</link>
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<title>Avoid Foreclosure - Don&#39;t Allow Them to Take Your House Away From You</title>
<description>One of the most terrible things to hit you or anyone is to let creditors get your most priced-possession - your house.  If you usually use your house as your collateral in availing for a loan and you were not able to update your monthly dues, then this means big trouble for you!</description>
<pubDate>Tue, 03 Nov 2009 22:32:18 -0600</pubDate>
<link>http://ezinearticles.com/?Avoid-Foreclosure-Dont-Allow-Them-to-Take-Your-House-Away-From-You&amp;id=3200342</link>
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<title>Senior Obama Admin Officials Committed to the Success of Making Home Affordable Modification Program</title>
<description>In early July of 2009 Timothy Geithner, the secretary of the Treasury, and Shaun Donovan, the secretary of the Department of Housing and Urban Development, sent a letter to the chief executive officers of each of the mortgage companies participating in the Making Home Affordable Modification Program.  In this letter they indicated that they were starting to see a significant amount of loans being worked on.  They announced that they had scheduled a meeting for July 28, 2009.  They requested each company to send senior liaison people to this meeting.</description>
<pubDate>Tue, 03 Nov 2009 17:31:34 -0600</pubDate>
<link>http://ezinearticles.com/?Senior-Obama-Admin-Officials-Committed-to-the-Success-of-Making-Home-Affordable-Modification-Program&amp;id=3201395</link>
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<title>How to Purchase Foreclosure Homes?</title>
<description>Buying foreclosure homes is a good investment option for both real estate investors as well as first time buyers. To buy such properties, make sure you have arranged for the required finances, carefully search for properties, consult a realtor if you are not sure how to go about it, know about governing foreclosure laws, inspect the property and on purchase ensure all documents are in order and you have a clear title to the property.</description>
<pubDate>Tue, 03 Nov 2009 16:38:57 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Purchase-Foreclosure-Homes?&amp;id=3198730</link>
<guid>http://ezinearticles.com/?How-to-Purchase-Foreclosure-Homes?&amp;id=3198730</guid>
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<title>How to Find Home Foreclosures</title>
<description>Home foreclosures offers tremendous scope for profitable investment, so it is important to find the right foreclosed property. To locate foreclosed homes look up for foreclosure listings on internet, inquire with banks and governmental agencies, county clerk&#39;s office, advertisements in newspapers and magazines and consult a realtor to gain the latest and updated information.</description>
<pubDate>Tue, 03 Nov 2009 15:39:49 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Find-Home-Foreclosures&amp;id=3198842</link>
<guid>http://ezinearticles.com/?How-to-Find-Home-Foreclosures&amp;id=3198842</guid>
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<title>How to Buy Foreclosures For Sale</title>
<description>Buying foreclosures for sale can prove to be an ideal investment option if the buyer exercises diligence and chooses the most appropriate property. To buy foreclosed property, conduct extensive research to locate available foreclosures, understand the foreclosure laws governing your state, arrange your finances, carefully ascertain your requirements, choose the property that best matches your needs, inspect it carefully, negotiate the price before making the purchase and make sure all documents are in order and you get a clear title to property.</description>
<pubDate>Tue, 03 Nov 2009 15:39:17 -0600</pubDate>
<link>http://ezinearticles.com/?How-to-Buy-Foreclosures-For-Sale&amp;id=3198804</link>
<guid>http://ezinearticles.com/?How-to-Buy-Foreclosures-For-Sale&amp;id=3198804</guid>
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<title>Sheriff Sale - How to Reverse One</title>
<description>Is there really no hope for borrowers whose homes have been sold and the auction has been confirmed? In most cases, this is not true, as there are still some remedies available to reverse a sheriff sale.</description>
<pubDate>Tue, 03 Nov 2009 15:29:34 -0600</pubDate>
<link>http://ezinearticles.com/?Sheriff-Sale-How-to-Reverse-One&amp;id=3195028</link>
<guid>http://ezinearticles.com/?Sheriff-Sale-How-to-Reverse-One&amp;id=3195028</guid>
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<title>Foreclosure Classroom - What is a Deficiency Judgment? Why it is Important to Know?</title>
<description>Usually the banks waive the deficiency judgment against the mortgagor. Deficiency judgment occurs when the property is sold for less than what is owed. This is the difference between the amount the property is sold for and the amount that was due.</description>
<pubDate>Tue, 03 Nov 2009 15:06:25 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Classroom-What-is-a-Deficiency-Judgment?-Why-it-is-Important-to-Know?&amp;id=3191520</link>
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<title>Short Sale Solution to Financial Crisis</title>
<description>With a short sale, the home owner must gain approval from the bank to sell the home for less than the value of the mortgage.  The bank can choose to refuse such a sale or any offer that may come as a result of the short sale. However, given the state of the economy, banks are much more accepting of the short sale because they do not want to take possession of your home through foreclosure.</description>
<pubDate>Tue, 03 Nov 2009 15:05:42 -0600</pubDate>
<link>http://ezinearticles.com/?Short-Sale-Solution-to-Financial-Crisis&amp;id=3198025</link>
<guid>http://ezinearticles.com/?Short-Sale-Solution-to-Financial-Crisis&amp;id=3198025</guid>
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<title>Truly Free Foreclosure Listings - Find Lists of Foreclosed Homes With Pictures and Prices</title>
<description>Foreclosures are definitely a great way to get the best deals in today&#39;s real estate market. Even if you have no real estate experience you have likely heard about foreclosures. Every day you&#39;ll see articles written or news stories relating the opportunities these properties present by selling for below current market values. It is understandable if you are somewhat suspicious of such offerings. Perhaps we can clarify the process for you and make suggestions on the best way to get make an informed decision and find a property that suits your needs.</description>
<pubDate>Tue, 03 Nov 2009 14:52:41 -0600</pubDate>
<link>http://ezinearticles.com/?Truly-Free-Foreclosure-Listings-Find-Lists-of-Foreclosed-Homes-With-Pictures-and-Prices&amp;id=3197057</link>
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<title>Working With Your Lender in Short Selling</title>
<description>Although most people are not very familiar with it, the short sale has been around for a long time. In a nutshell, selling a home means that the home owner is willing to sell the home for less than the value of the home.</description>
<pubDate>Tue, 03 Nov 2009 14:08:13 -0600</pubDate>
<link>http://ezinearticles.com/?Working-With-Your-Lender-in-Short-Selling&amp;id=3140506</link>
<guid>http://ezinearticles.com/?Working-With-Your-Lender-in-Short-Selling&amp;id=3140506</guid>
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<title>Understanding Foreclosure - 7 Tips on How to Use Your Options Wisely and Stay Longer in Your House</title>
<description>Why the first thing you consider doing should be the last? When facing foreclosure many people file bankruptcy. They file almost immediately, without using all of the available options to buy more time.</description>
<pubDate>Tue, 03 Nov 2009 13:02:44 -0600</pubDate>
<link>http://ezinearticles.com/?Understanding-Foreclosure-7-Tips-on-How-to-Use-Your-Options-Wisely-and-Stay-Longer-in-Your-House&amp;id=3188445</link>
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<title>Get the Foreclosure Advice You Need Before It&#39;s Too Late</title>
<description>You love everything about your home inside and out. But your home is in danger of foreclosure. What do you do?</description>
<pubDate>Tue, 03 Nov 2009 11:59:23 -0600</pubDate>
<link>http://ezinearticles.com/?Get-the-Foreclosure-Advice-You-Need-Before-Its-Too-Late&amp;id=3187022</link>
<guid>http://ezinearticles.com/?Get-the-Foreclosure-Advice-You-Need-Before-Its-Too-Late&amp;id=3187022</guid>
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<title>Obama&#39;s Home Rescue Plan</title>
<description>If you&#39;re facing foreclosure on your home, there is new hope on the horizon. As part of the stimulus program passed by Congress, the Home Affordable Modification program can help you save your home and preserve your credit.</description>
<pubDate>Tue, 03 Nov 2009 11:37:02 -0600</pubDate>
<link>http://ezinearticles.com/?Obamas-Home-Rescue-Plan&amp;id=3193392</link>
<guid>http://ezinearticles.com/?Obamas-Home-Rescue-Plan&amp;id=3193392</guid>
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<title>A Broken Loan Modification System Needs to Be Fixed and Fixed Quickly</title>
<description>The Making Home Affordable Modification Program is a very good program. It provides a means for those people facing foreclosure to stop the foreclosure process and to save their homes. The program enables this by lowering their monthly payments through a loan modification for five years.</description>
<pubDate>Tue, 03 Nov 2009 10:40:55 -0600</pubDate>
<link>http://ezinearticles.com/?A-Broken-Loan-Modification-System-Needs-to-Be-Fixed-and-Fixed-Quickly&amp;id=3188357</link>
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<title>New Housing Starts Down Again - But Home Sales Continue to Rise - Why? Foreclosures That&#39;s Why!</title>
<description>Well the economists have missed their September Housing starts Estimate and revised down their August numbers, once again confirming my previous article conclusions that the continued monthly increases in residential home sales are due to  the growing numbers of foreclosure and REO products made available by Trusts and Banks. The growing inventory of distressed homes on the market is continuing to send shock waves through the economy; but it&#39;s also providing investors with a longer and wider window of opportunity to get involved here.</description>
<pubDate>Tue, 03 Nov 2009 09:53:53 -0600</pubDate>
<link>http://ezinearticles.com/?New-Housing-Starts-Down-Again-But-Home-Sales-Continue-to-Rise-Why?-Foreclosures-Thats-Why!&amp;id=3130332</link>
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<title>Finding the Best Foreclosure Listing is Involving But Deeply Rewarding</title>
<description>If you are a home searcher and want to find some of the best and hottest deals in the market, then there is just one word that should ring in your mind, and that is foreclosure. Read the rest of this article to learn more!</description>
<pubDate>Tue, 03 Nov 2009 09:46:28 -0600</pubDate>
<link>http://ezinearticles.com/?Finding-the-Best-Foreclosure-Listing-is-Involving-But-Deeply-Rewarding&amp;id=3200410</link>
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<title>Financial Preparation May Save You From Foreclosure in the Future</title>
<description>For most people, buying a house is a dream they often have. Read the rest of this article to learn more!</description>
<pubDate>Tue, 03 Nov 2009 09:43:16 -0600</pubDate>
<link>http://ezinearticles.com/?Financial-Preparation-May-Save-You-From-Foreclosure-in-the-Future&amp;id=3200400</link>
<guid>http://ezinearticles.com/?Financial-Preparation-May-Save-You-From-Foreclosure-in-the-Future&amp;id=3200400</guid>
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<title>Getting Some of the Best Deals in Real Estate</title>
<description>The Real Estate market, even with all the financial depressions, remains one that has full viability to become a richly rewarding investment. Read the rest of this article to learn more!</description>
<pubDate>Tue, 03 Nov 2009 09:42:01 -0600</pubDate>
<link>http://ezinearticles.com/?Getting-Some-of-the-Best-Deals-in-Real-Estate&amp;id=3200478</link>
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<title>Fighting Off Repossession and Walking Away the Winner</title>
<description>Home owners are affected by foreclosure when their financial ends don&#39;t meet and it&#39;s unfortunate when a family is thrown out of their home because they have been unable to honor the mortgage payments for sometime. Read the rest of this article to learn more!</description>
<pubDate>Tue, 03 Nov 2009 09:25:06 -0600</pubDate>
<link>http://ezinearticles.com/?Fighting-Off-Repossession-and-Walking-Away-the-Winner&amp;id=3200395</link>
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<title>What You Might Not Know About Foreclosure Help</title>
<description>Other than some very personal tragedies in a person&#39;s life regarding health and human interaction, there are very few things that are as stressful and unnerving as going through foreclosure. Given the hardships that foreclosure can bring, allow us to give you some advice in your search for foreclosure help.</description>
<pubDate>Tue, 03 Nov 2009 08:20:33 -0600</pubDate>
<link>http://ezinearticles.com/?What-You-Might-Not-Know-About-Foreclosure-Help&amp;id=3132954</link>
<guid>http://ezinearticles.com/?What-You-Might-Not-Know-About-Foreclosure-Help&amp;id=3132954</guid>
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<title>Finding Foreclosure Help, Government Help Or Short Sale</title>
<description>If you are in search of foreclosure help in Phoenix, Arizona and are not sure where to turn, consider the government&#39;s plan to help you out.  However, realize that the government plan for foreclosure help, basically a loan modification, has several requirements that may cause you to be ineligible.  We believe that foreclosure help from the government is just the second best option.  The best foreclosure help available to you is the short sale.</description>
<pubDate>Tue, 03 Nov 2009 08:20:18 -0600</pubDate>
<link>http://ezinearticles.com/?Finding-Foreclosure-Help,-Government-Help-Or-Short-Sale&amp;id=3113266</link>
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<title>The Best Solution to Stop Foreclosure Sale</title>
<description>Do this RIGHT NOW. Make a detailed list of exactly what you owe. Then make another list of all of the assets you have and the ways that you have of making money to pay off the list of what you owe. The first step in trying to stop foreclosure sale in Phoenix, AZ is understanding where you are and where you need to be in order to stop foreclosure sale in Phoenix, Arizona. Your mortgage company, if you tell them that you want to stop foreclosure sale, can tell you exactly how much you owe them in order to rectify the financial problem.</description>
<pubDate>Tue, 03 Nov 2009 08:19:27 -0600</pubDate>
<link>http://ezinearticles.com/?The-Best-Solution-to-Stop-Foreclosure-Sale&amp;id=3113282</link>
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<title>Foreclosure Solutions - Mortgage Payments Vs Credit Card Payments - Do Not Throw Away Your Money</title>
<description>Often when I talk to clients I witness the same scenario over and over. Never made sense to me. For example they are already delinquent on their mortgages for two or three months.</description>
<pubDate>Mon, 02 Nov 2009 20:41:46 -0600</pubDate>
<link>http://ezinearticles.com/?Foreclosure-Solutions-Mortgage-Payments-Vs-Credit-Card-Payments-Do-Not-Throw-Away-Your-Money&amp;id=3183651</link>
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<title>Absolutely Free Foreclosure Listings - Find a Truly Free List of Foreclosed Homes</title>
<description>Everyone is interested in learning about foreclosures and that interest is growing rather than going away.  Everyone is talking about foreclosures whether on TV, in magazines or in the latest newspaper articles. They all express the undeniable truth that foreclosed homes are priced well below market value and may be the deal of a lifetime. This is the time for real estate investment and whether a person is new to real estate or a seasoned investor there are deals to be had now.  How do you locate these listings?</description>
<pubDate>Mon, 02 Nov 2009 14:58:58 -0600</pubDate>
<link>http://ezinearticles.com/?Absolutely-Free-Foreclosure-Listings-Find-a-Truly-Free-List-of-Foreclosed-Homes&amp;id=3183086</link>
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