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Aaron Gordon
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Joined EzineArticles on Mar 11, 2007
Stated Income Loans Are Disappearing or Becoming Expensive - What is Happening to Mortgage Lenders?
Real Estate: Mortgage Refinance • Published: August 14, 2007
Buying a new home has become very difficult recently as many of the nation's top lenders are closing their doors. What does this mean to you in your search for your dream home? The dream may still be alive but your ability to achieve it may be gone for now as lenders restructure their guidelines so they can stay alive. This article will tell you what has changed in recent months.
What to Really Expect When Buying A Bank Owned Property
Real Estate: Foreclosures • Published: July 30, 2007
With foreclosures at all-time highs in many areas, homebuyers and investors are looking to get a great deal on a bank-owned property. However, before you make an offer there is a lot to understand about the process of buying a bank-owned property.
International Real Estate - Buying A Home In The U.S If You Are Not A U.S. Citizen
Real Estate: Buying • Published: June 29, 2007
Foreigners are coming to the U.S. in droves to buy real estate. This is being created by a weaker dollar and creative U.S. mortgage programs that don't exist overseas. This article will hep you understand what it takes for a foreigner to buy U.S. real estate.
FHA Mortgage Loans are Back and Just in Time
Real Estate: Mortgage Refinance • Published: May 29, 2007
Until recent years, FHA loans were the very best way for lower to moderate income people to buy homes, especially first-time home buyers. Changing mortgage lending guidelines have made FHA loans very popular once again. This article will tell you everything you need to know about an FHA loan.
Prepayment Penalties on Your Mortgage - Pros and Cons
Real Estate: Buying • Published: April 27, 2007
Prepayment penalties can help you reduce the interest rate on your mortgage, but they can also be a tool used by unscrupulous mortgage loan officers. Understanding the pros and cons can help you save money over the life of your mortgage and allow you the flexibility to sell or refinance your loan at a later date.
Buying a Home in Today's Market - Contrary to Popular Opinion
Real Estate: Buying • Published: April 20, 2007
In today's buyer's market, many people are waiting for the "bottom to drop out" before purchasing a home. However, waiting may not be the best decision. For many people, today's market may present a real opportunity.
Buying a Condo Conversion
Real Estate: Condominiums • Published: April 20, 2007
Condo conversions have become very popular for real estate investors and people who could not otherwise afford a home. Before you buy one of these, its important to understand what they are. It may surprise you.
Lowest Rate Mortgage Loans Starting at 1.00% - Too Good to be True?
Real Estate: Buying • Published: April 20, 2007
"Lowest payment possible" mortgage loans have become very popular. However, they are also very risky because most loan officers don't explain what you are getting into. Understanding the Pay Option mortgage is a must before you consider getting on on your house.
Adjustable Rate Mortgages - How Do They Adjust?
Real Estate: Buying • Published: April 20, 2007
More people than ever face adjustable rate mortgages that will soon adjust. How do they adjust and when? Knowing the answer can prepare you for one of the most important financial decisions of your life.
Stop a Bank Foreclosure - Saving Your Home and Avoiding Foreclosure is Not as Difficult as You Think
Real Estate: Foreclosures • Published: April 17, 2007
Banks do not want to foreclose on your home and will do many things to accommodate your needs. Understanding the steps to avoid a foreclosure, like open communication, can help you save your home and a lot of money.
How to Buy Foreclosure Homes - A Real Estate Investment Opportnuity
Real Estate: Foreclosures • Published: April 17, 2007
Foreclosures are at an all-time high. This can mean a terrific homebuying opportunity as you can buy a home for below market value. However, its very competitive and risky. Knowing the risks and how to approach a troubled homeowner about to lose his home can yield strong profits, especially in a down real estate market.
Buying a House With No Money At All! 100% Financing Options Made Simple
Real Estate: Buying • Published: April 17, 2007
Many people, especially first-time homebuyers, are looking to get into a home for very little money down. As a result, 100% financing has become the most popular kind of loan program available. These loan programs come in many different forms and are readily available, even in today's market.
Seller Contributions and Cash After Close - One is Illegal!
Real Estate: Buying • Published: April 16, 2007
In today's slower real estate market, many sellers are offering incentives to to get rid of their houses. These incentives can include paying all of the closing costs, which is generally allowable. However, some sellers are giving the buyer cash after closing that is undisclosed to the lender. This is bank fraud and can wind you up in jail.
Staging Your Home for Sale - The Magic Move to Sell it Quicker
Real Estate: Selling • Published: April 16, 2007
Home sellers are using a technique called staging to help them sell their homes much quicker. It's a proven method that many real estate agents now recommend. If you are about to list your home for sale of your home hasn't sold as quickly as you would have liked, you will want to consider looking into staging it.
Lending Guidelines Change - The Future of 100% Financing, Sub-prime, and First-Time Homebuyers
Real Estate: Buying • Published: March 30, 2007
Mortgages lenders are getting a lot tougher on first-time buyers and those with less-than perfect credit. How will these changes affect you?