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When Banks Change the Locks on Your Home Before the Foreclosure Sheriff Sale Especially in the case of homeowners who own multiple properties, they may find that their mortgage company has had the locks changed on a house in foreclosure. This can be very unsettling to owners who are still trying to find a workable solution to foreclosure, because it indicates that the bank is exercising control over the property before it has been sold out from under the owners at a county auction. [VIEW ARTICLE]Comments RSS Feed For This Article: 
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Subject: preforeclosure
Hi, I am behind on my mortgage because I was laid off of work for a few months. My mortgage company says that I'm in pre-foreclosure, nothing has been filed with the courts and no sale date has been set. However, I just had someone show up at the door to 'change the locks' if the house was not occupied. If I hadn't been home from work sick, the locks would have been changed and I am technically not even in foreclosure for another 2 weeks. Can they legally do that?