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The Lowdown On Life Insurance Medical Exams There are three main ways a new life insurance policy is priced: Underwritten policies are those where you answer questions on your personal and family medical history and undergo a medical exam arranged by the insurance company; a simplified issue life insurance policy application asks you some medical questions but does not require a medical exam; and a guaranteed issue life insurance policy requires no questions and no medical exam. If you're healthy, or even if you have a few medical problems, you're likely to get the best insurance value from an underwritten policy, which is priced specifically for you. [VIEW ARTICLE]Comments RSS Feed For This Article: 
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Subject: Life Insurance Medical Exams
The good thing about the medical exam is that it's paid for by the insurance company. And, it let's you know if there is anything wrong with your help. In addition, the results will help you get the most accurate rate for your life insurance policy. However, the lab may make mistakes sometimes, so don't hesitate to contest the results, or even ask for another exam.
Also, there are other options, such as, no exam life insurance which offers you up to $500,000 of life insurance without having to take a physical exam.