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Thomas McGiveron - EzineArticles.com Expert Author
Hello! My name is Thomas McGiveron. Most people call me Tom (makes sense right). Anyhow, I was born and raised on Long Island. I am a graduate of Connetquot High School. I attended Suffolk Community College where I received my Associates Degree in General Studies. From there, I attended SUNY Oswego and received my Bachelors in Sociology and Masters Degree in Counseling. I spent several years in the addictions and mental health field, counseling ... [More]
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Thomas McGiveron Email Alerts
- Long Island Real Estate Market - Foreclosure Update, March 2009
[Real-Estate:Foreclosures] This is a foreclosure update for the Long Island real estate market. This report features the number of homes that are in the foreclosure process or currently bank-owned throughout a sample of the Long Island real estate market of of April 6, 2009.
- Long Island House Prices - Home Pricing Update, January 2009
[Real-Estate] Long Island house prices are down 14.7 percent for 2008. I am going to take you through a lot of information in this article. The purpose of this article is to lay it all out for you in plain English and simple graphs. That 14.7% figure is directly from Multiple Listing Service data. It is Island-wide, not nation-wide.
- Foreclosed Homes - Are They Really a Good Buy?
[Real-Estate:Foreclosures] I'll provide an example. In Deer Park, there is a very nice colonial, priced at $319,000. It is a foreclosure, which means that it is bank-owned. Please note that a foreclosure is an "as-is" sale, where the bank is making no representations and is not going to do anything to rectify any problems with the property, whatsoever.
- Long Island Real Estate Market - Foreclosure Update, December 2008
[Real-Estate:Foreclosures] This is a foreclosure update for the Long Island real estate market. This report features the number of homes that are in the foreclosure process or currently bank-owned throughout a sample of the Long Island real estate market.
- Mortgage Rates - Oh My Goodness, What Are You Waiting For?
[Real-Estate:Mortgage-Refinance] If you watched TV news, you'd think banks have no money to lend. Ridiculous! I have officially concluded that television is our greatest enemy. I believe this whole-heartedly. I cannot tell you how much I am sick of hearing people on the news saying, "the sky is falling."
- Long Island Real Estate Market - Home Pricing Update
[Real-Estate] In September of 2007, median price of a home sold was $380,000, a 12% decline. Nassau saw less severe declines of $417,300 in August to $415,000 in September of this year, with a decline from $445,000 this time last year (a 6.5% decline).
- How Do You Buy a Home?
[Real-Estate:Buying] In working with first-time home buyers, there's one clear question that needs a simple answer. How do you buy a home? That's the question. The purchase of real estate is unlike any other purchase because it is a major financial transaction.
- Long Island Real Estate Market - Foreclosure Update, October 2008
[Real-Estate:Foreclosures] This is a foreclosure update for the Long Island real estate market. This report features the number of homes that are pending foreclosure throughout a sample of the Long Island real estate market.
- Real Estate Agents - Two Sides to the Business
[Real-Estate] There's two sides to the real estate business. There's the emotional side where the person is buying [or selling] and then there's the business side, the non-emotional, logical and rational side. The emotional side is made up of the excitement, frustration, euphoria, fear, etc. that the buyer feels when they're going through the process of looking at houses, making offers, arranging furniture in their minds as they look at homes, etc.
- Long Island Real Estate Market - It's Starting to Look Ugly
[Real-Estate] As we look toward the future...(breathe)...there are definitely going to be some bumps in the road. Okay, that was much better. I recently went ahead and started taking a close look at individual towns throughout the Long Island real estate market and their last 30 days of activity. I focused on a few characteristics and I will share them in this article.
- Three Simple Steps Toward Relisting Your Expired Home
[Real-Estate:Selling] One of the key factors in selling houses has to do with having a command over the information and sharing it with the client! There's a little dirty secret that agents don't share.
- Long Island Real Estate Market - Info For Sellers & Buyers
[Real-Estate:Selling] However, I really don't like being in a position where I'm working with someone (seller) who is frustrated and dissatisfied with the results of "market feedback". Market feedback is what buyers tell you, simply by their actions. If their actions are to avoid your home and not see it, either by themselves or with another agent, this says one thing loud and clear, "The price is too high." It may also signal the fact that the home:
- Real Estate Taxes - The Real Issue
[Real-Estate] When I hear a politician talk about "affordable housing" or some government program to "help people", I cringe. I'm all for people being able to afford to live the American Dream, but what about a more simple approach to "solving" our problems?
- Real Estate Market - Think Positive!
[Real-Estate] Let's face it. Real estate is a long term investment. When you buy your own home, you're buying for the long haul. Families aren't speculators and most people don't buy a home strictly as an investment. So while you may be sweating over the fact that your home is "losing equity" as the market depreciates, remember that everyone elses home is doing the same.
- Real Estate Market - Supply Vs Demand
[Real-Estate] There are buyers out there right now. There's just not enough to match the amount of homes on the market. As new construction homes continue to decline, this will help homeowners (resales) because...
- The Real Estate Market - Cutting Prices
[Real-Estate:Selling] So as a real estate agent, when I go to peoples homes and discuss the market, I get the feeling that the homeowner(s) either doesn't understand what I'm saying or they just don't believe me because I'm a lying salesman. The funny thing is, I'm not a car salesman.
- Real Estate Market - Time To Buy
[Real-Estate:Buying] I read an article recently entitled, "Positive news for Realtors in '083 by Bernice Ross, national speaker and CEO of Realestatecoach. It was about how great '08 will be for Realtors as home prices continue to come down...
- Real Estate Agents - It Takes Guts
[Real-Estate:Selling] In order to walk up to someone's house, like I normally do, and basically ask for $24,000 is a pretty tall order. You've got to have guts in order to do that. Say that the average house for sale on Long Island is $400,000. Six percent of that (or the ideal commission for real estate agents) is $24,000.
- Real Estate Agents - Updating Your Listing
[Real-Estate:Selling] As a homeowner, you expect the best from the so-called professional that you hire. Unfortunately, sometimes you will not receive the best service and you may not know the actual lack of service that you're receiving from your real estate agent. That's where I come in to shed some light on the situation.
- Long Island Real Estate Market - To Sell or Hold
[Real-Estate:Selling] Many homeowners on Long Island are pondering whether or not they should sell their homes now or "wait it out". I want to discuss a few factors that may aid in this decision. These factors may also shed some light into why it's so important to choose a competent real estate agent.
- Personal Development - Developing Healthy Brianwaves
[Self-Improvement:Personal-Growth] Dire necessity is something that only the mind creates. That's the weird thing about attaining goals, you've got to create the need in your mind to get the results you want. If in your mind you tell yourself repeatedly that something must get done, it will become a core value.
- Personal Development - Free Assocation Frenzy
[Self-Improvement:Personal-Growth] I learned many things in graduate school. While I'm not a psychologist with a PhD, I am a person with a Masters degree who happens to know a little about something that can help the most noncreative person be more creative. It's called free association, a term coined and developed by Sigmund Freud.
- Real Estate Investing - Marketing and "Creating a Need"
[Business:Sales] As a real estate investor, it's so important to know the psychology of marketing. I'm no expert either, but I know that a good marketing technique is to utilize the "needs approach." In an "article" titled, "Do you need to refinance? But don't know who to trust?" I realized after reading about 80% of it, that it was not an article, but a well structured paid advertisement!
- Real Estate Investment Properties & Ownership
[Real-Estate] The different types of investment properties that real estate investors consider vary in many different ways. We'll identify the different types in this article and briefly discuss each one. We'll also discuss the different ownership structures available.
- Attitude Is Everything
[Self-Improvement:Positive-Attitude] Living by this principle takes practice on a daily basis. Without practicing this everyday, you will undoubtedly forget about it and continue doing things the way you normally would. Your chances of falling backwards, instead of choosing to move forward will be inevitable.
- Success In Life- To Make Fire
[Self-Improvement:Success] In the movie, "The Edge", two men are being tracked down by a man-eating bear. As these two desperate men struggle to survive when all odds are against them including lack of shelter, food and harsh environments, they are pushed to the edge and must rely on their grit and guts to pull them through. In one defining scene, both men realize they must kill the bear in order to survive as it continues to hunt them relentlessly.
- Real Estate Investing - Matching Buyers with Properties
[Real-Estate:Investing] One of the things you have to consider as a real estate investor is matching buyers with properties that you acquire. When you develop a buyers list for your properties, whether you're trying to wholesale or rehab, you will find that the simple saying, "Different strokes for different folks," applies. Some of the different "strokes" might be low-end rentals, high-end rentals, multiple unit rentals, and rehabilitation projects.
- Choosing a Real Estate AGent
[Real-Estate:Selling] Some of the things you should really look at when choosing an agent to sell your home are:
1. Look for the REALTOR®. This means they're a member of Board of Realtors. Realtors® are trained to hold themselves to a higher standard.
- Personal Growth - Purpose of Life
[Self-Improvement:Personal-Growth] Do something wonderful for someone else...and refuse any returned favors.
Don't allow yourself to fall victim to negativity.
Learn a good joke.
Donate your time to a charitable cause.
- Real Estate Investing - Self-Analysis
[Real-Estate:Investing] Most people just starting out in real estate investing focus on buzz phrases like, "property analysis" and "due-diligence." The relationship between these two is important to any real estate investor, both experienced and inexperienced alike. The other aspect that is equally important, if not more important is...
- Real Estate Investing Skills
[Real-Estate:Investing] No matter how you go about becoming involved in real estate, there is one skill that must be mastered in order to become successful. It's not salesmanship. It's not tenacity. It's not creativity. It's not knowledge of the subject matter.
- Real Estate Investment Financing
[Real-Estate:Investing] There is a simple misconception about how the process of lending works. This article will try and summarize some of the basics of the lending process.
- Real Estate Investing - Foreclosures
[Real-Estate:Investing] Many new real estate investors trying to figure their way through the maze of opportunities come to a point where foreclosures seem to be the best place to start. One glaring reason is because the foreclosure market presents an opportunity to invest in real estate that is readily below market values...sometimes.
- Real Estate Investment Power
[Real-Estate:Investing] One of the things that many new real estate investors lack is the feeling of power. With little or no money to invest in real estate, the daunting task of actually investing can seem very elusive.
- Real Estate Brokers And Fiduciary Duty
[Real-Estate:Investing] Real estate brokers and sales people are not all created equal. The glaring difference between the two is the difference in licensing. A broker is licensed to negotiate.
- Real Estate Characteristics
[Real-Estate:Investing] Real estate has several unique characteristics that affect its value. There are economic characteristics and physical characteristics. Real estate is a product to be purchased but it is different from anything else due to the characteristics that will be discussed here.
- Personal Development: Communication Tips
[Self-Improvement:Personal-Growth] Communication has less to do with actual words and more to do with preparation, follow up and body language. The more you prepare for a speech, conversation, or networking/social gathering, the more confident you will be.
- Personal Development: Be Successful Everyday and Be Rich
[Self-Improvement:Success] When it comes to the idea of "becoming rich", if you find yourself saying, "It's not about the money", you might find becoming a savvier investor/businessman is "easier". I put the word "easier" in quotes because...
- Real Estate Investing: Buying Property Out of State
[Real-Estate:Investing] Buying property out of your local area where you live is not something that is recommended for the new investor. That’s why we made purchasing our first real estate investment out of state our top priority! Why?
- Real Estate Agents Must Have These Qualities
[Real-Estate:Investing] When you deal with realtors, it is important to identify the good, the bad, and the indifferent. Good means the realtor has the qualities described in this article. Bad means they do not.
- Business Cards for the Real Estate Entrepreneur
[Business:Marketing] You would think that developing a business card would be easy. So, you sit down at your desk and jot down some ideas. Before you know it, if you actually put some effort into it, you realize it is not as easy as you originally thought. Well, just like any other type of advertising, business cards take some thought for development. The first thing we struggled with was, “Who is this business card for?”
- Real Estate Investment Planning Requires Personal Development
[Real-Estate:Investing] If there's one thing I think many people can attest to, it’s that plans often change. Throughout many of the online real estate forums, many people, including yours truly, have in one way or another, written down their plan of action! People do this to get other peoples reaction and approval. With any approval comes a sense of comfort and belonging. The problem is, most "plans" that people write down or post in forums, are simply…well, not good.
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