EzineArticles - Expert Authors Sharing Their Best Original Articles


  Submit Articles
  Members Login
  Benefits
  Expert Authors
  Read Endorsements
  Editorial Guidelines
  Author TOS

  Terms of Service
  Ezines / Email Alerts
  Manage Subscriptions
  EzineArticles RSS

  Blog
  Forums
  About Us
  What's New
  Contact Us
  Article Writing Shop
  Advertising
  Affiliates
  Privacy Policy
  Site Map


Advanced Search


Report this author if you suspect they are involved in any fraudulent practices. Suggest a topic or article headline you would like the author to write about.

Thomas Goldman - EzineArticles.com Expert Author  

Hi everyone, I'm Thomas Goldman. I love art and wildlife, so naturally love wildlife art!! I highly recommend Wildlife-Art-Guide.com, which now has a great new blog . . . check it out :) I've seen fascinating wildlife where-ever I travel . . . UK, USA, India, S.E.Asia, Israel. I've seen tigers in India from 4 meters away, kingfishers and rare hobby falcons in North london, a hornbill in Thailand, ibex in Israel, bobcats and ... [More]

[View Thomas Goldman's Extended Author Bio]

[Display Categories] Sort By [Title] [Newest] [Oldest]

  • Mortgage Rates - Jumbo Rates Might Be Slightly Higher Than Others
    [Real-Estate:Mortgage-Refinance] Jumbo mortgage rates can vary greatly. A jumbo mortgage is one where the amount is greater than the industry-standard limits. The limits are set by the two largest wholesale home loan lenders which are Fannie Mae and Freddie Mac.


  • Mesothelioma Patient
    [Cancer:Lung-Mesothelioma-Asbestos] A mesothelioma patient is any patient who is suffering from the rare form of cancer known as mesothelioma. This disease is usually caused by either direct or indirect exposure to asbestos and is sometimes known as asbestos disease or asbestos poisoning.


  • Mesothelioma Clinical Trials
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma clinical trials are an important option for many patients, giving the opportunity to try new treatment possibilities. There is even a dedicated US government web-page for this alone as well as other websites which list current trails and give other relevant information.


  • Mesothelioma Victims
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma victims suffer from this rare cancer which is also known as asbestos disease because it is usually caused by exposure to asbestos, either directly or indirectly. The disease is difficult to diagnose because all of the obvious symptoms can be caused by other less serious medical problems. There are screening methods which can help but no generally accepted screening approach yet.


  • Mesothelioma Doctor
    [Cancer:Lung-Mesothelioma-Asbestos] A mesothelioma doctor is a specialist in the rare cancer called mesothelioma which is usually caused by exposure to asbestos. It is a difficult disease to diagnose because all the obvious symptoms can be caused by other less serious conditions, so it is vital to go to the very best specialist available in order to get the most reliable diagnosis possible.


  • Mesothelioma Death
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma death rates seem to be increasing currently, and might reach a maximum in 2016 according to some sources. Mesothelioma is a rare cancer, usually caused by exposure to asbestos. While treatment can extend the life of patients, the prognosis is usually poor for the disease.


  • Lowest Mortgage Interest Rates
    [Real-Estate:Mortgage-Refinance] There are various ways of looking for the lowest mortgage interest rates which will be explained in this article. Of course the lower the rate the better, but it's not the only factor so be sure to take all the details of the terms and conditions into consideration.


  • Cheap Mortgages
    [Real-Estate:Mortgage-Refinance] Cheap mortgages can be found if one knows enough about how and where to look. A surprising amount of money can be saved by going to the right sources, and structuring the mortgage in the most suitable way.


  • 30 Year Fixed Mortgage Rates
    [Real-Estate:Mortgage-Refinance] 30 year fixed mortgage rates can vary considerably from time to time. At the time of writing (end of November 2009) some mortgages are nearly the lowest they have been in 18 years, and might continue to fall. There are easy-to-find websites where one can find daily average mortgage rates, overall and by US state.


  • Best Credit Card Rewards
    [Finance:Credit] What you define as best credit card rewards depends on your personal preferences. Rewards include things like cash back, air miles, mortgage payments, special event invitations, free previews, reduced prices on certain merchandise, groceries, gift cards, and many others.


  • Credit Cards With Rewards
    [Finance:Credit] Credit cards with rewards are common these days. Many offer some type of rewards. Rewards can be cash back, air miles, special deals, special offers, special prices on certain things, free gifts, free reviews, priority bookings, even payments towards a mortgage.


  • Cashback Credit Cards
    [Finance:Credit] Cashback credit cards are those which offer cash as a reward. This is often given at the end of the year as a percentage of the total purchase amount. Different categories of purchases can have different percentages of cash back. For example gas might give a higher rate than general purchase.


  • Zero Interest Credit Card
    [Finance:Credit] Did you know that zero interest credit card can be used to actually make you money? It can also be a great way to save money. This article will tell you exactly how to do both of those options.


  • Subprime Mortgage Lenders
    [Real-Estate:Mortgage-Refinance] Subprime mortgage lenders are those who will create a mortgage in circumstances where a mainstream lender would refuse the loan. The usual circumstance is where the borrower is too great a risk to be allowed to obtain a standard mortgage (this is about a quarter of people in the US), but can refer to other things such as unusual loan structures.


  • Zero Percent Credit Card
    [Finance:Credit] "Zero percent credit card" refers to credit cards which have 0% interest initially. These can be used to save money or make a profit. The percentage can refer to either balance transfers, purchases or sometimes both.


  • Mortgage Rate Comparison
    [Real-Estate:Mortgage-Refinance] Mortgage rate comparison is essential when choosing a mortgage either as a first mortgage or when refinancing. But the interest rate is not the only factor to consider when choosing between different mortgages. Different mortgages have different fees when they are started or when they are paid off early which will affect you if you ever want to refinance at a later date.


  • Balance Transfer Credit Card Offers
    [Finance:Credit] Balance transfer credit card offers most usually involve no interest payments on balance transfers for an initial period. This period might be a year or a different length of time. This article will tell you all about the advantages of this type of offer.


  • First Credit Cards
    [Finance:Credit] First credit cards can refer to three different things. Firstly, it can refer to the first credit card a person obtains in their life. Secondly it can refer to the first time credit cards were invented in history. Thirdly it can refer to credit cards issued by companies with "first" in their name.


  • Card Cash Credit Reward
    [Finance:Credit] Card cash credit rewards are when you get cash back as a percentage of your purchases. The percentage might be 1%, or sometimes more. Different categories of purchases might offer different percentages, for example some cards might offer a higher percentage of cash back for gas purchases.


  • First Home Mortgage
    [Real-Estate:Mortgage-Refinance] The words "first home mortgage" can mean one of two different things. Firstly, it can refer to the first mortgage that a particular person obtains. Secondly, it is the name of a US mortgage company.


  • Medical Billing Companies
    [Insurance:Medical-Billing] Medical billing companies are very valuable particularly for small healthcare and medical practices because they are likely to be able to get a higher average return per processed claim. They also allow a small practice to concentrate on the medicine rather than worry about the claims process.


  • Medical Coding Software
    [Computers-and-Technology:Software] Medical coding software is specialist software designed to help a medical coder convert medical data into medical codes. These codes are then sent to insurance companies who then pay according to standard pre-agreed payment data. The two functions are often combined resulting in medical coding and billing software.


  • Refinancing Mortgage Rates
    [Real-Estate:Mortgage-Refinance] Refinancing mortgage rates vary considerably from different sources. Just the rate alone is not the only factor which should be taken into consideration when choosing to refinance, as penalties and other details might vary also. One also needs to take into consideration any penalties and other details on the original loan which the refinancing will pay off. Sometimes although the refinancing rates can seem much better than the original rate, the penalties make it worse in practice.


  • Asbestos Claim
    [Cancer:Lung-Mesothelioma-Asbestos] An asbestos claim can be a large amount of money, sometimes more than tens of millions of dollars. The claims are for a disease called mesothelioma which is a rare form of cancer usually caused by exposure to asbestos.


  • Mesothelioma Support
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma support is vital for those who contract the disease. There is a wide variety of support available currently, including major cancer centers, online resources, support groups both online and offline and many other forms of support available for patients and their families. There is lots of information on mesothelioma both on the internet and from other sources which helps to support those with the disease.


  • Medical Office Billing
    [Insurance:Medical-Billing] Medical office billing is done using standard medical codes to define diagnoses, procedures, levels of care, etc. It is a vital part of any medical practice and an excellent career choice currently with many new jobs being created in the area.


  • Medical Claim Billing
    [Insurance:Medical-Billing] The process of medical claim billing involves first converting medical data into standard medical codes which are then submitted as a bill consisting of those codes to the relevant insurance companies who then pay the claim using pre-agreed payments for particular combinations of codes. The job of medical billing is considered a sub-area of medical coding as the information in the medical bills is sent in the form of these standard medical codes. These professions are great career choices right now due to the rising percentage of elderly people in the populations of western world countries.


  • Asbestos Poisoning
    [Cancer:Lung-Mesothelioma-Asbestos] Asbestos poisoning can result in a relatively rare cancer called mesothelioma. This disease can be caused by either direct or indirect exposure to asbestos, and compensation claims can be considerable sometimes exceeding tens of millions of dollars.


  • Credit Card APR
    [Finance:Credit] A credit card APR is the Annual Percentage Rate of that card. Many cards now begin by offering zero percent interest on either balance transfers, purchases or sometimes both. This initial no interest period can be used to either avoid paying interest on existing loans, or it can be used to make money.


  • Mesothelioma Symptoms
    [Cancer:Lung-Mesothelioma-Asbestos] A mesothelioma symptom might not appear until between twenty and fifty years prior to the exposure to asbestos, which makes the disease difficult to diagnose or screen for, although there are some screening procedures which show some degree of effectiveness. Symptoms of mesothelioma can include coughing, shortness of breath, pain in the chest, weight loss, swelling and pain of the abdomen, bowel obstruction, blood clotting problems, anemia, fever, general pain, difficulty swallowing, blood in the fluid coughed up, jaundice, low blood sugar level, swelling of the neck and/or face. Different symptoms might occur at different stages...


  • Medical Coding Class
    [Reference-and-Education:Vocational-Trade-Schools] It's also a great job for those who find it important to have a good balance between work and life. Unlike most other jobs in the medical and healthcare field, coders can work regular office hours, work part time, or even work from home. Wages are generally good and job security is well above average, particularly in these economically uncertain times.


  • Medical Coding Certificate
    [Reference-and-Education:Vocational-Trade-Schools] A medical coding certificate proves that one has studied the subject to a particular level. There are various different types of certificate and different levels at which one can study. This career is an outstanding choice at this time, because the amount of employment available in this field is increasing faster than the average.


  • Refinance Mortgage Calculator
    [Real-Estate:Mortgage-Refinance] A refinance mortgage calculator will give you information to help you make a decision on the option of refinancing a mortgage. There are lots of such calculators available online (a search for that phrase will return a large number of choices) and they are generally free and easy to use.


  • Home Refinance Rates
    [Real-Estate:Mortgage-Refinance] Home refinance rates refer to the interest rate when refinancing real estate. Other factors should be taken into consideration such as penalties when paying off the original loan early, as they can sometimes outweigh the seeming advantages of refinancing with different terms.


  • Disney Credit Card
    [Finance:Credit] A Disney credit card is a credit card where rewards can be spent on Disney products. The card has an introductory APR of 0% for a year, and there is no annual fee. Chase Bank offers a Disney Visa but American Express and MasterCard do not offer a Disney credit card.


  • Medical Billing Course
    [Insurance:Medical-Billing] A medical billing course will train the student for employment in the field of medical billing. There are various courses available, both in classrooms and online. Such courses can train a newcomer to the area so that they can get a job in this field, or can offer advanced specialize training for those already in the field or can serve to certify knowledge and skills for someone who is already working in this career.


  • Learn Medical Billing
    [Insurance:Medical-Billing] While you could learn medical billing yourself and possibly obtain employment it is far more common to study classes in the subject either in a classroom setting or online, or maybe a combination of both approaches. Then it is typical to take one of the various recognized qualifications in the field. Some courses make waive any fees until the student passes the relevant qualification, which can make it a no-lose option financially for the student.


  • Mesothelioma Prognosis
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma is a form of cancer which is relatively rare and typically affects approximately one in one million people. The usual cause of mesothelioma is exposure to asbestos although it can be caused by exposure to other chemicals as well.


  • Medical Billing and Coding Courses
    [Reference-and-Education:Vocational-Trade-Schools] Medical billing and coding courses teach practical skills and knowledge in this field as well as preparing the applicant to pass a recognized qualification. This area is a great career choice right now with the population of the western world including increasing numbers of elderly people.


  • Medical Billing School
    [Reference-and-Education:Vocational-Trade-Schools] A medical billing school is where one is trained for a job in medical coding. This is always vocational as it's not something that one can do as a hobby! This is a great career choice currently, as the percentage of the population who are retired is increasing in the western world as the "baby boomer" generation begin to retire, which results in an increased need for healthcare and medical facilities.


  • Medical Billing Program
    [Health-and-Fitness:Healthcare-Systems] The words "medical billing program" could mean either of two different things. Firstly, the phrase could mean a program of study in the subject, or secondly it could mean a software program for doing medical billing.


  • Mesothelioma Litigation
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma litigation first began in 1929. Since 1960 when it was established that exposure to asbestos can cause mesothelioma many more legal actions have taken place about this disease. Claims for mesothelioma can be large, sometimes totaling more than tens of millions of dollars.


  • Asbestos Lawyer - Mesothelioma
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma is often referred to as "asbestos disease" because it usually results from exposure to asbestos, either directly or indirectly. Lawyers are often needed by people suffering from mesothelioma, in order to obtain compensation from the relevant companies. The claims awarded are often considerable sometimes in excess of tens of millions of dollars.


  • Asbestos Settlement
    [Legal:Personal-Injury] An asbestos settlement can be considerable, sometimes in excess of tens of millions of dollars. Exposure to asbestos is the cause of a specific type of cancer called mesothelioma, and since data on the link between asbestos and mesothelioma has been known since about 1960, litigation can often legitimately claim that the employer should have been aware of the risks.


  • Mesothelioma - General Information
    [Cancer] Mesothelioma is a relatively rare type of cancer which affects approximately one in a million people. The usual direct cause is exposure to asbestos. The amounts received from mesothelioma claims can be considerable so there are specialist asbestos lawyers and asbestos attorneys.


  • 0% Interest Credit Cards
    [Finance:Credit] Many credit card companies entice people to obtain and use their card by offering zero interest for a certain period (such as a year). This zero interest might be applicable to purchases, balance transfers or both.


  • 0 Credit Cards
    [Finance:Credit] 0 credit cards (which means zero interest initially), are now common. The credit card will change to more than zero interest after a certain period, sometimes one year. Credit cards were first used in about 1950 in America.


  • Zero Interest Credit Cards
    [Finance:Credit] Did you know that it is possible to actually make money using certain credit cards? These are called zero interest credit cards, particularly the ones which have zero interest on balance transfers. What you do is you use the credit to put money into a high-interest bank account then you repay the credit just before the zero interest period expires, and the interest you have been paid from the high interest bank account is entirely profit.


  • Zero Balance Transfer Credit Cards
    [Finance:Credit] Zero balance transfer credit cards are those where no interest is charged on balance transfers for a particular period (such as a year). This is a different matter from a card having no interest on purchases for a specified period. Also, some cards apply yet another different set of rules to cash advances, sometimes applying a different interest rate, sometimes charging interest from the date of the transaction rather than the billing date, and sometimes applying repayments to everything else prior to the outstanding cash advance balance.


  • Mesothelioma Treatment Options
    [Health-and-Fitness:Diseases] Mesothelioma treatment options include surgery, radiation, chemotherapy (including heated intraoperative intraperitoneal chemotherapy), and immunotherapy, depending on the staging (development) of the disease. Treatment can be very expensive sometimes totaling up to 800,000 US dollars. In about 75% of cases combination treatment can extend the patients life by five years or more, where as surgery alone is only about 15% likely to extend the patients lifespan by more than five years.


  • Electronic Medical Billing Software
    [Computers-and-Technology:Software] Electronic medical billing software is now commonly used in the specialist field of medical billing. There are today a variety of custom-made software packages which provide this important function.


  • Medical Coding School
    [Business:Careers-Employment] Medical coding schools give a student the required skills and knowledge to prepare them for work in the expanding field of medical coding. This field is currently expanding more rapidly than the average employment area, and as such as a good career choice right now.


  • Asbestos Attorney - Mesothelioma
    [Cancer:Lung-Mesothelioma-Asbestos] Mesothelioma, sometimes called "asbestos disease" is type of cancer which is relatively rare and affects approximately one person in a million. The usual cause of this disease is exposure to asbestos. Compensation claims for mesothelioma resulting fom asbestos exposure can be considerable, sometimes in excess of several million dollars.


  • Medical Billing Programs
    [Health-and-Fitness:Healthcare-Systems] The phrase "Medical billing programs" can be interpreted in two ways. Firstly it can mean programs of study in this area, and secondly it can mean software for this specialist area.


  • Medical Coding Classes
    [Health-and-Fitness:Healthcare-Systems] Medical coding classes educate the students in relevant skills and knowledge for the vocation of medical coding. These classes are now available online as well as the more traditional classroom approach or sometimes a combination of both.


  • Medical Coding Schools
    [Health-and-Fitness:Healthcare-Systems] Medical coding schools train students for careers in that field. A career in medical coding is a great choice currently as the "baby-boomer" generation start to retire which is causing a considerable increase in the amount of health-care needed in America today. More jobs are continually being created in this specialist area.


  • Medical Billing Classes
    [Health-and-Fitness:Healthcare-Systems] Medical billing classes provide the relevant training for anyone who wants a career in medical billing. It is an excellent career choice since the population is aging in the western world currently so increasing amounts of medical and health care will be needed now and in the foreseeable future.


  • Medical Billing and Coding Schools
    [Health-and-Fitness:Healthcare-Systems] Medical billing and coding careers are a sensible choice now that the elderly population is increasing so much in the western world. Careers in this area are increasing in numbers significantly more than the average increase in jobs currently.


  • Owls in Falconry Today
    [Reference-and-Education:Wildlife] There are about two hundred species of owls today, which can be found throughout most of the world. One of the best-known species, the barn owl, is also one of the most widespread and in most areas kill more rodents than any other predator. Owls are commonly used in falconry today, this article will tell you how.


  • Polar Bear Facts
    [Reference-and-Education:Wildlife] Polar bears live mostly within the arctic circle. It is the largest carnivore found on land, and equal largest bear with the kodiak bear (which is an omnivore). It is also the carnivore which has retained its survival throughout more of its original habitat than any other.


  • Hedgehogs - 10 Interesting Facts About Them
    [Reference-and-Education:Wildlife] Find out facts about hedgehog habits, evolution, feeding, if they can be kept as pets, etc. Lots of interesting information about hedgehogs in this article.


  • Wolf Facts - 6 Amazing Facts About Wolves That People Often Get Wrong
    [Reference-and-Education:Wildlife] The common concept of the society of wolves, a hierarchy where less dominant wolves will challenge and displace the top animals is far from the truth. So the interesting question becomes how did people get the facts so wrong?


  • Wolf Packs - Incredible Misconceptions About Their Hunting
    [Reference-and-Education:Wildlife] It is often thought that wolf packs cooperate when hunting. This is generally not true at all. Many people assume that a typical wolf pack will run for long distances when hunting, tiring the prey. This is also not true, typical wolf hunts stop after somewhere between ten and one hundred and eighty meters.


  • Owls - 5 Fascinating Facts About Them That Most People Get Wrong
    [Travel-and-Leisure:Outdoors] Owls are fascinating birds - there are about two hundred different species of owls and they are found throughout the world apart from Antarctica. The elf owl is the smallest at only 5.3 inches in height, the largest are the Eurasian Eagle Owl and Blakiston's Fish Owl which both are over 28 inches long with a wingspan taller than most men! Read the article for 5 fascinating facts that people often get wrong.


  • Wolf Society - Very Different Than People Think
    [Reference-and-Education:Wildlife] It is commonly thought by most people that wolves live in packs with a fixed structure with one "alpha male", and frequent challenges to his dominance, etc. This is not a correct view of wolf behavior at all.


  • Wolf Species
    [Reference-and-Education:Wildlife] The largest member of the wolf family is the gray (or grey) wolf (Canis Lupus), also known as the Timber Wolf. It originated in Asia, later to Europe and North America, and probably shared a common ancestor with the domestic dog.


  • Audubon - Wildlife Art
    [Arts-and-Entertainment:Visual-Graphic-Arts] Audobon is one of the world's most famous wildlife artists, and is especially well known for his bird prints. The method Audubon used was to shoot a bird, mount it on wire then paint it.


  • Animal Archetypes
    [Arts-and-Entertainment:Philosophy] Archetypes are one of the levels of building-blocks of this entire physical-universe. They are fundamental definitions that can be found anywhere on earth, in any culture, on any continent, even before that society has any contact with other cultures.


  • Aesthetics Vs Emotions - Fine Art Vs Popular Art
    [Arts-and-Entertainment:Visual-Graphic-Arts] "Fine Art" is mostly about aesthetics but what is popular will always be more about emotions. This distinction is not total, of course... for example the romantic fine art period was a lot to do with emotions (artists such as Stubbs, Landseer etc.), and fine art can be popular too (although this is often because the lower classes try to pretend to be like the upper classes, so they like what the art represents in terms of class rather than actually liking the art in its own right).


  • Durer, His Wildlife Art
    [Arts-and-Entertainment:Visual-Graphic-Arts] Durer is a famous German artist and mathematician who established his reputation early in life and is now thought of as the greatest Northern European Renaissance artist. His wildlife art is some of his most popular artworks, and includes a rhinoceros done from a verbal description by a fellow artist which is not very accurate but still a great piece of art.


  • Wildlife Art, Create Your Own
    [Arts-and-Entertainment:Visual-Graphic-Arts] How to create your own wildlife art, paintings, photos, archive-quality prints, posters, greetings cards etc. It's easy!


  • Wildlife Art, How to Buy It
    [Arts-and-Entertainment:Visual-Graphic-Arts] There are two main reasons that people buy wildlife art. The majority of people buying bird and animal art do so to hang in their home or office. A minority of people buy wildlife paintings or prints as an investment.


  • Wildlife Art - Its History and Development
    [Arts-and-Entertainment:Visual-Graphic-Arts] Some of the earliest of all known art (pre-historic cave and rock art) features wildlife. However, it might be more properly regarded as art about food, rather than art about wildlife as such. Then for a lot of the rest of the history of art in the western world, art depicting wildlife was mostly absent, due to the fact that art during this period was mostly dominated by narrow perspectives on reality, such as religions. More recently, wildlife art has become a popular and important art subject.




© EzineArticles.com - All Rights Reserved Worldwide.