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Steve Johnson - EzineArticles.com Expert Author  

Steve Johnson is a writer and publisher, and founded the FindHow2.com website in March 2006 to provide an ever-growing number of U.S. consumers find free information to help them get better credit and pay off debt. His interests cover topics such as credit repair, debt reduction and debt management, as well as personal finance and investments, plus a wide range of "how-to" informative articles on a variety of everyday topics that will lead people ... [More]

[View Steve Johnson's Extended Author Bio]

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  • How to Plan Household Budget Cuts and Get Yourself Out of Debt
    [Finance:Debt-Management] Want to get out of debt? The secret is to take charge of your financial situation. Fix your household budget by plugging money leaks. You can make a spending plan, stick to your spending plan, and stay flexible with your spending plan so that your debts will start to melt away!


  • Free Consolidating Tools Help You Dig Yourself Out of Debt
    [Finance:Debt-Relief] Are you frustrated with too much debt? Are you finally ready now for credit card consolidation? If you find yourself falling further and further behind in your credit card payments every month, finding and using free calculators on the Internet can help you to compare debt consolidations options.


  • How Student Loan Forgiveness Programs May Help Reduce Your College Loan Debts
    [Finance:Student-Loans] Yes, college was worth the price, both in time invested studying and borrowing the funds to attend classes. But there are options to get your student loans reduced by offering up your skills and time to worthy organizations. You'll be helping yourself lower the principal of your student loan principal balances and helping others in the process.... a true "win-win" situation.


  • Credit Repair Scams To Avoid At All Costs
    [Finance:Credit] There is no need for you to pay a dime to a credit repair clinic to fix your credit report. You can do everything they can do, and since you'll have a vested interest in getting the work done right as soon as possible, you'll probably do a better job than a complete stranger. This article will help you spot credit repair scams to avoid.


  • What To Look For When Choosing A New Credit Card
    [Finance:Credit] Credit cards are everywhere. People are using plastic at a higher rate today than ever before. But what makes for the best credit card plan? This article explores the basic things to look for when choosing a credit card.


  • 10 Smart Steps To Help Consolidate Your Debts
    [Finance:Debt-Consolidation] Yes, you got yourself into a tight spot with your debts getting out of control. But now, concentrate and focus on paying off what you owe and reducing your debts after consolidation. Consolidating debt shouldn't be taken lightly. You are not eliminating debt, you are restructuring or spreading out the debt, with hopes of being able to pay the debt off with your current or future funds. This article covers 10 steps you need to follow to get that debt consolidated when it's time to rearrange your finances.


  • Self-Scoring Your Credit History: How You Can Tackle The Black Marks You Find In Your Credit Reports
    [Finance:Credit] Time to take action and find out what's in your credit report, and create a road map on how to tackle the job of cleaning up your own credit yourself. Easy to follow, low-cost self-help options included.


  • How To Speed Up Credit Rebuilding Process
    [Finance:Credit] There are no quick fixes in credit. Only time and prompt payment of credit obligations repairs a poor credit history. Yes, it takes time to undo credit damage, but this article offers a few suggestions on how to speed up the process and improve and rebuild your credit.


  • Save Money and Reduce Debts By Following These 8 Easy Steps
    [Finance:Debt-Relief] Looking for easy ways to save money? Saving money doesn't have to be hard. Here are a handful of simple tips to help you save money.


  • FICO Credit Score Can Be Lowered By Simple Mistakes
    [Finance:Credit] Your credit score is a reflection of your own personal credit history, it is not etched in stone. Take action to improve your credit score, and you'll see your FICO credit score start to rise. These free tips will help get you started.


  • Credit Card Traps To Avoid: How the New 'Universal Default Clause' Can Hurt Your Pocketbook
    [Finance:Credit] Is there such a danger lurking in the fine print of your credit card contract (blithly referred to as "the agreement" by the companies)? Is there a nasty surprise waiting inside your next monthly credit card statement?


  • Pay Down Debt To Improve Your FICO Credit Score
    [Finance:Credit] Your goal is to reduce your outstanding balances on all your credit cards. It's been reported that nearly one-third of one's FICO credit score -- 30% -- is based on the ratio of your credit limits and how much you owe on each credit card account. Following through with maintaining this ratio on your own cards will go a long way to improving your own credit score.


  • How To Protect Your Credit In 5 Easy Steps
    [Finance:Credit] It's easy to damage your credit history if you're not careful with paying your bills on time or paying attention to your credit report. This article explores 5 easy steps you can follow that will help you get into the habit of protecting your credit.




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