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Scott M. Job - EzineArticles.com Expert Author  

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  • Who is Responsible For Unsustainable Health Care Costs? - Part II
    [Insurance:Health] You may answer the government or the insurance carriers or the medical providers. Yes, all three of these groups share blame, but there are others. Part II of this series looks at the role of another key stakeholder in the health care cost equation -- the employer. Employers who have treated these decisions lightly are contributing to the problem.


  • Top 10 Compliance Gaps in Employer-Sponsored Health Plans
    [Insurance:Health] Shown below are ten of the most common compliance gaps that are found with employer-sponsored health plans. Many of these areas are unknown to HR Managers of smaller organizations unless their broker educates them and helps them become compliant. It pays to have a broker that works hard to keep you compliant.


  • Partial Self Funding of Group Health Insurance - A Better Alternative to Cutting Benefits
    [Insurance:Health] Rising health care costs and the intense economic squeeze have caused many companies to cut back or eliminate employee benefit plans. However, many companies are discovering that partial self-funding of medical benefits can lead to significant cost savings and allow them to maintain or improve their benefits package. This article looks at why partial self-funding is a better alternative than cutting benefits.


  • Who is Responsible For Unsustainable Health Care Costs - Part I
    [Insurance:Health] You may answer the government or the insurance carriers or the medical providers. Yes, all three of these groups share blame, but there are others. Part I of this series looks at the role of another less-visible stakeholder - health insurance brokers. They, too, are culpable for the unsustainable health care costs in our country and perhaps at your company.





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