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Rick Munster - EzineArticles.com Expert Author   RSS

Rick Munster is the Media Planner for Debt Reduction Services, a national non-profit Credit Counseling agency. Rick has several years of marketing experience with both traditional and internet advertising. His hobbies include creative writing and anything involving the great outdoors.

[View Rick Munster's Extended Author Bio]

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  • Tips to Help You Avoid the Summertime Blues
    [Home-Improvement:Energy-Efficiency] It's heating up outside as summer is getting into full swing. By following these simple tips you can prevent burning a hole in your wallet, save yourself some money and avoid the summertime blues.


  • Facing Foreclosure? Early Warning Signs
    [Real-Estate:Foreclosures] With foreclosures doubling, or tripling in many areas it is important to be one step ahead. Are you you headed towards a foreclosure? Read this article for advice on some of the early warning signs and what you may be able to do to keep out of trouble.


  • Money Management Skills - Ten Holiday Spending Tips
    [Finance:Personal-Finance] It's about that time to start dealing with the long lines, traffic jams and chaos that can come along with holiday shopping. Here are some tips to help you save money and have a pleasant shopping experience.


  • Filing Bankruptcy - Credit After Bankruptcy
    [Finance:Bankruptcy] Bankruptcy has and will continue to be the only option for some individuals when it comes to dealing with the burdens of their indebtedness. So what about life after bankruptcy? In this article I have compiled a few suggestions, which if applied, can greatly contribute to the recovery of filing for bankruptcy protection.


  • Bankruptcy Information - Common Courtroom Terms
    [Finance:Bankruptcy] Here is a list of terms to know to better understand the bankruptcy process, along with soem terms commonly used in the courtroom.


  • Do It Yourself Bankruptcy - Some Things to Know First
    [Finance:Bankruptcy] - Bankruptcy can be a downright difficult choice, however many people find themselves feeling as if there is no where for them to turn for help. With new bankruptcy laws going into effect it may be difficult for those seeking help and protection to file for bankruptcy on their own. Here are some ideas for those seeking help or thinking of filing for protection without assistance.


  • Bankruptcy Help - The Effects of Filing and Alternatives to Review First
    [Finance:Bankruptcy] This article offers a comprehensive look at Bankruptcy, the effects of filing and what can be done to avoid filing.


  • Credit Counseling - Expect More Out of Credit Counseling
    [Finance:Credit-Counseling] Make sure you are getting the most from your credit counselor. Here are a few things you can ask your agency and yourself to determine if you are getting the best advice.


  • Does Working With a Credit Counseling Organization Hurt Your Credit Score?
    [Finance:Credit-Counseling] Thinking about credit counseling? Here are some things to know about what may happen to your credit score once you sign up. You might be surprised!


  • Debt Management - Is It the Right Choice For You?
    [Finance:Debt-Management] Debt can be a scary thing, especially when you are at a point where the money coming in is nearing or less than the money going out. Seeking help early can alleviate a long lasting burden. This articles focus is on Debt Management, and the pro's and con's of entering a repayment plan.


  • Debt Management - Debt Management Fees
    [Finance:Debt-Management] When you are in the process of determing if you need of debt reduction advice one of the first things I recommend for you to research are the companies fees. Here are a few things to look for.


  • Credit Counseling - Signs That You May Need Help
    [Finance:Credit-Counseling] How will you know if you should seek advice from a certified credit counselor? Every persons scenario is different, however many carry similar themes, here are things to look for.


  • Choosing the Right Credit Counseling Agency for You - Some Tips Part 2
    [Finance:Credit-Counseling] This is part two of a two part story called "Choosing the Right Credit Counseling Agency for You". Both articles contain topics and items that a person should look into before seeking credit counseling help.


  • Choosing the Right Credit Counseling Agency for You - Some Tips
    [Finance:Credit-Counseling] Finding the right Credit Counseling agency can be tough. Here are some tips of things you can look for in order to find the best service for you.


  • Bankruptcy - Is It The Right Choice For You?
    [Finance:Bankruptcy] So you have found yourself in a pickle with your finances. Before speaking to a Bankruptcy Attorney read this article. It gives valuable insight on if Bankruptcy is right for you.


  • Bankruptcy - Bankruptcy Myths
    [Finance:Bankruptcy] We've all seen the ads. You know the ones that say "Bankruptcy, File Now For A Free Start, It's Easy!", or the Bankruptcy attorneys that actually have the word "Easy" or some abrreviated form of the word in their name. Here are some tips to help you understand bankruptcy without all of the hype.


  • Bankruptcy 101
    [Finance:Bankruptcy] A broad look at bankruptcy in general to help better explain what it is and what the effects of filing are to the consumer.


  • Strategy - Personal and Business
    [Self-Improvement:Success] How Following a Strategic Plan Impacts Both Personal and Business Life.





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