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Richard Rizza - EzineArticles.com Expert Author   RSS

From the Chief Financial Officer of a $450M Hospital to the top Leader in the Direct Marketing and Home Business industry... ...Richard Rizza provides marketing solutions and success coaching to Home Business Owners and Entrepreneurs from all over North America who want to be their own boss, control their own destiny and earn unlimited income. He graduated from Northeastern University in Boston with a degree in Accounting (BSA) and received his Masters in Business Administration ... [More]

[View Richard Rizza's Extended Author Bio]

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  • Starting a New Business
    [Home-Based-Business] If you have been considering investing in home-base business to replace your job, your spouse's job or if you need to finance the college funds, investing in a franchise may be right for you. The advent of the Internet makes researching franchise alternatives easy and expeditious. You will still be the boss if you choose to invest in a franchise opportunity.


  • Work From Home
    [Home-Based-Business] The advent of the Internet, and affiliate programs makes home-based business ventures more trendy than ever. This article seeks to identify strategy and information essential for any Internet, affiliate program or other home-based business venture. Home based business ownership is a dream come true for millions of entrepreneurs, and a nightmare for more than twice as many . Half of all businesses fail during the first year of operation, this is a daunting statistic for anyone contemplating trading in, the relative security of their job, for the joys of self employment.


  • Be Positive
    [Self-Improvement:Positive-Attitude] There is no doubt about it we live in the greatest country in the world. Individuals with no discernible advantage over the masses have created wealth for themselves and their families. Financial security is not the same as additional income, or a little extra money for shopping or money for a vacation if we're lucky. A positive mindset creates financial security or wealth creation finances college funds and second homes


  • The True Value of Being Grateful
    [Self-Improvement:Positive-Attitude] Fortunately, not everyone has to climb Mt. Everest to be happy and grateful for what you have. However, if you feel the need to scale the highest peaks, dive deeper than anyone ever has and can't be happy until you do then at least you know what you want. Most of us don't have the issues we are passionate about and a plan to make passion palpable at the same time. Living a happy life as you are making your dreams come true is well within the realm of possibility.


  • Learning Forgiveness In Your Life - Releases You To Be Successful
    [Self-Improvement:Coaching] Creating balance in your life and creating a positive mindset is more easily accomplished when you are not wasting good energy on negative thoughts and actions. Learn how to forgive other people and learn how to forgive yourself. Dwelling on past failures where you have let yourself down or others have let you down robs you of productivity and peace. When you can be forgiving of others and yourself, truly forgiving as in letting it go, you will be able to focus on all things positive.


  • Being Passionate About Choices in Life - A Decided Heart
    [Self-Improvement:Motivation] Life without passion is what many of us have. At issue is how to be more passionate about your choices in life. The choices we make reflect the path we are on in life. The wrong choices will put you on the wrong path in life. A decided heart is a reflection of a person that is self-aware.


  • Take Action - Seize the Moment
    [Self-Improvement:Motivation] Most people whine about the things they don't have and do little to even determine what it is that they want. They just whine about what they don't want. This type of negative exercise is counter-productive and leads only to more whining. Discovering what you want from life or what kind of life you want to have requires that you take action and seize the moment. What moment, the moment you decide to open your mouth and whine about the things you don't have but want.


  • Persistence To Achieve Your Goals - Only Way To Fail Is Quit
    [Self-Improvement:Goal-Setting] The words hard work make very few of us happy but hard work and persistence is what is necessary to live the life you dream of and envy. Find out what fuels your persistence and discover what makes you determine enough to work hard for your dream lifestyle.


  • Be Forgiving of Others and Yourself
    [Self-Improvement:Time-Management] It is time management in the end that will separate the success you have in life from your failures. One of the most important components of time management is the time we spend focused on the prize. Some of us spend a lot of time nursing grudges and patching up the damn of self-doubt. When you are forgiving of others and yourself the time you spend on positive issues will increase. Just tell yourself that all issues of un-forgiveness have been resolved and you are a new person.


  • The Values Of Being Happy And Grateful For What You Have
    [Self-Improvement:Happiness] We are surrounded by lack. The lack of money to buy gas for our cars, the lack of time to make more money and a lack of gratitude for what we have. Fortunate or not we can always be worst off than we are now and somebody always has it worst than we do. The best way for us to value our present day happiness and gratitude for what we have is to live up to our potential. I don't know any happy people who can't pay their mortgage yet they are happy.


  • Seeking Wisdom - The Real Value Of Reading And Having A Mentor
    [Self-Improvement:Leadership] We all learn something new everyday. For most of us learning something new everyday is completely by accident and sometimes we are even surprised. Often pearls of wisdom flow from some of the most un-expected places. That means you can be taught an important even life changing information from even the bum on living on the street. Teaching and being taught is a form of mentoring. Mentoring is usually one on one the person who is successful is helping you to become successful.


  • A Decided Heart - Be Passionate About Your Choices In Life
    [Self-Improvement:Leadership] Previous generations were brought up to believe that they needed to have a good job and it didn't matter if they like the job or not. People today can be passionate about their choices in life. Passion makes us happy and being able to express our passion and feed our families is liberating. If you decide in your heart that you are up to making your passion come true, make sure your choices are compatible. Make the right choices.


  • Creating A Successful Career in Property Management
    [Business:Careers-Employment] Successful property management requires real estate knowledge, orientation to detail, and experience in managing commercial property. Commercial property management professionals take care every aspect of managing your property. This includes collecting rent or lease payments, repairs on property, finding new tenants when necessary and marketing


  • Achieving Financial Independence Investing in Real Estate
    [Real-Estate:Investing] Do you have financial goals and objectives that plan for your eventual financial independence? Do those plans include the acquisition of real estate? Real estate no matter what the market conditions are is still the best and should be the initial investment. When you find a way to invest in real estate you are on your way to creating wealth and financial independence.


  • Taking the Anxiety Out of Buying Land, A Methodical Approach
    [Real-Estate:Land] Buying land for the purpose of building a home you will occupy can be intimidating. Carefully analyze your needs along with that of each family member before making a final decision on purchasing land for home construction. Not all types of land are suitable for home construction consult with a professional before making any purchases of land. Speak with a mortgage professional or a loan officer at your bank about the amount of financing you qualify for. Construction loans and closing procedures should be investigated and understood thoroughly before any contacts are signed and before land is purchased.


  • Goal Setting To Achieve The Results You Want - Today
    [Self-Improvement:Goal-Setting] Goal setting is a necessary part of motivating ourselves into action. As soon as we determine a want, need or a desire we set a goal and make a plan to achieve that goal. Goal setting requires discipline, hard work, prior planning and good time management skills.


  • Simple Tips to Selling Your Home on Your Own - For Sale By Owner
    [Real-Estate:FSBO] Many property owners every year successfully sell their own real estate and pocket the commission for themselves. Commissions in a real estate transaction can be substantial and may provide a property owner with a sufficient amount of motivation to sell their property themselves without a real estate broker or agent. The average commission on a real estate transaction is 6-7% or just under $20,000. For sale by owner generally means a more aggressive price from a property owner. Fore sale by owners tend to be a little more motivated than property owners who go through a real estate broker and agent.


  • Simple Guide To Buying Real Estate In A Buyers Market
    [Real-Estate:Buying] Due to the growing numbers of real estate foreclosures and bank owned real estate inventory, we are in a buyers market. This is when real estate is considered easier to buy at a good price than to sell for a profit. Even in a buyers market real estate is one of the best initial investments to be included as part of your plan to create wealth or achieve financial independence...


  • A Guide to Investing in the Real Estate Foreclosure Market
    [Real-Estate:Foreclosures] Investing in real estate that has been foreclosed on involves a certain amount of risk especially when you consider the current market conditions and trends. If the real estate market exhibits characteristics that favor the seller, then it is a sellers market, if the real state trends like increased inventory due to foreclosures it is a buyers market.


  • The Steps To Selling Your Home Today In A Buyers Market
    [Real-Estate:Selling] Selling real estate has become as sophisticated as the ballet. Home stagers are like Hollywood set designers for your home. Understanding the desires of the buyer have raised selling real estate to an art form and a science.


  • Get Organized - A Key Step In Achieving Success In Business
    [Home-Based-Business:Network-Marketing] Home-based businesses provide wonderful opportunities for those who wish to make money in the comfort of their own homes. Home-based businesses provide ample chances for flexible work schedules, comfortable working conditions, creativity, and countless other perks. It shouldn't come to any surprise that many are toying with the idea of starting their own home-based businesses.


  • Tips a Home Owner Should Know Before Refinancing
    [Real-Estate:Mortgage-Refinance] Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate credit card debt at a lower interest rate. Homeowners should not consider real estate mortgage refinance as a way to pay for a vacation unless it will be your last, a new car or a boat.


  • Simple Guide for Those are Moving or Being Relocated
    [Real-Estate:Moving-Relocating] If you and your family are planning a move that involves relocating and purchasing real estate try to relax and enjoy the adventure. Planned moves can be especially exciting to plan and the prospects of starting over in a new home can be intriguing. There are special areas of terrain or features like a water view, a view of the city or a mountain range that is preferred over another view or feature. For example some people won't even consider moving anywhere without a water view. Still other prospective homeowners want to live close to the interstate.


  • Advantages of Being a Home-Based Business Owner
    [Home-Based-Business] As the number of people losing corporate jobs continues to increase, the number of entrepreneurs will continue to increase as well. It is rare to turn on the news and not hear about a corporate downsizing. With television and the Internet, telecommuting has become even more beneficial. The number of entrepreneurs that are realizing the benefits of operating a business from their homes is steadily increasing.


  • Building a Home Based Business - Focus on the Positives, The Major Key to Success
    [Home-Based-Business] Many home-based business owners never have prosperous businesses. Faulty business plans, poor financial choices, and a lack of experience can all lead to or contribute to the decline of a home-based business. There are countless circumstances that can cause a business to fail. Because of this it is imperative that potential home-based owners do all that they can to prepare themselves for what is ahead.





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