|
|
|
Richard Pettinger - EzineArticles.com Expert Author
Richard Pettinger studied PPE at Oxford University and now works as an Economics teacher in Oxford. He contributes articles on economics, finance and the UK Housing Market to a variety of websites and publications.
[View Richard Pettinger's Extended Author Bio]
[Display Categories] Sort By [Title] [Newest] [Oldest]
Richard Pettinger Email Alerts
- What is Good Meditation?
[Health-and-Fitness:Meditation] How to know what a good meditation involves. An article looking at the experiences and emotions that flow from a good meditation.
- Guide to Mortgage Products
[Real-Estate:Mortgage-Refinance] There are many mortgages on the market. Finding the most suitable mortgage can be a little confusing. These are some of the main differences between the types of mortgages.
- Should We Worry Over Falling House Prices
[Real-Estate:Homes] Recently, we have witnessed falling house prices in the US and UK. Some consider falling house prices to be dangerous for the wider economic situation, and whilst this is true, there are also some benefits and reasons why it is good house prices are falling.
- The Rising Value Of The Euro
[News-and-Society:Economics] The Euro has been strong in recent months. These are some of the factors that explain a strong Euro and whether the ECB should be worried about the rising value of the Euro Why is the Euro been strong recently? Interest rates relatively higher than main trading partners.
- Understanding Inflation In Economics
[News-and-Society:Economics] Inflation is a sustained increase in the general price level. It means that there will be an increase in the cost of living and people will need more money to buy the same goods. A look at how it is measured and some of the costs it imposes on society.
- What Determines Level Of Saving In An Economy
[News-and-Society:Economics] In economics saving is the decision by consumers to put aside money rather than consume goods and services. The propensity to save depends on various factors such as interest rates, consumer confidence and expectations of the future. The level of saving can have a big impact on the performance of an economy. Low saving rates can cause higher economic growth in the short term, but lead to lower levels of investment making future economic growth more difficult. These are the most important factors for determining the level of savings in an economy.
- Organic Methods To Stop Slugs and Snails
[Home-and-Family:Gardening] Slugs and snails have a tremendous capacity to frustrate gardeners. Overnight they can destroy young seedlings and disfigure your favourite plants. There are numerous ways to stop slugs and snails. The most common is the ubiquitous slug pellet; however, many gardeners are reluctant to use a poison which can harm wildlife and the environment. If you wish to avoid chemicals there are still many effective methods to control slugs, these are some of the most popular.
- Forecasts for US Interest Rates
[News-and-Society:Economics] In recent weeks, US interest rates have been cut to 3%. The Fed are still forecasting economic growth for the year of 1.5%. However, there actions suggest they are concerned about the prospects of a recession, if they did not act decisively The cut in interest rates by over 1%, in a short space of time, is a bold move, which is aiming to avoid a recession and prevent a crisis in the US housing market.
- US Fiscal Policy - Will It Help Economy?
[News-and-Society:Economics] With concerns over an impending recession, it appears that fiscal policy is becoming more popular amongst politicians and policy makers. For example, in the US, the slowdown in the economy is causing politicians from across the political spectrum to argue for varying degrees of fiscal expansion. Are we all becoming Keynesians again?
- Problems Facing American Economy
[News-and-Society:Economics] The US economy is the largest economy in the world, with one of the highest GDP per Capita. However, despite its position as the most powerful economy, it now faces many serious economic problems. Some of these are short term, but some of them reflect an underlying weakness.
- Prospects for UK Economy
[News-and-Society:Economics] At the beginning of 2008, the UK economy is doing reasonably well. Key economic indicators suggest a healthy economy. However, despite the good statistics there are concerns over the housing market and prospects of an economic downturn.
- Tips for Reducing Cost of Mortgages
[Real-Estate:Mortgage-Refinance] Our mortgage is the biggest monthly outgoing we face. Because it takes a high % of our income it makes sense that we try hard to reduce our mortgage payments as much as possible. There are two different aspects to reducing our mortgage.
- When Will the Dollar's Decline End?
[News-and-Society:Economics] The dollar has been falling for several years. The weakness of the dollar threatens to undermine the American economy and the global economy. To predict the future trend of the dollar we need to understand why the dollar is falling in the first place. Many of these factors are still in place and explain why the dollar may continue to fall.
- Why has Unemployment and Inflation Fallen in the UK
[News-and-Society:Economics] In the past 15 years, unemployment has fallen from a peak of 3 million to under 900,000. The claimant count shows that the % unemployed is close to 3% a big drop from 10% in 1992. The Labour Force Survey also shows a drop in unemployment, although it does shows a slightly higher rate of unemployment.
- Choosing The Right Bike
[Recreation-and-Sports:Cycling] If you would like to buy a bike there are many different choices depending on your intended use. The first thing to consider is how much you would like to spend. If it is your first bike there are two things to bear in mind. Firstly, many new bikes get used very little, they usually end up gathering dust in the shed. Therefore, if you are not certain how much you will cycle maybe delay spending £2,000 on a carbon fibre prototype.
- Causes of the Declining Dollar
[News-and-Society:Economics] he US Dollar has been falling for the past 3-4 years. But, in 2007 the decline has seemed to increase. The main reasons for the decline in the dollar include various factors such as state of Housing market, lower interest rates and current account deficit.
- Recent Developments in the UK Mortgage Industry
[Real-Estate:Mortgage-Refinance] In recent years, the UK mortgage industry has benefited from financial deregulation and also faced challenges from the unprecedented boom in UK house prices.
Financial deregulation means that there is increasing competition between banks, building societies and online mortgage lenders. The financial deregulation has also led to an increasing, and at time bewildering, range of new mortgage products.
- What Should We Do about an Aging Population?
[News-and-Society:Economics] An aging population means the government needs to spend more (on pensions and health care) it will also receive lower income tax.
If the government does nothing it will experience a rise in the structural budget deficit. This has many problems
- Interest Rates and Housing Market
[Real-Estate:Homes] Interest rates are the effective cost of borrowing money. This article looks at how interest rates affect the Housing Market and also how changes in the Housing market can affect interest rate changes
- 7 Tips for Reducing Debt
[Finance:Debt-Consolidation] Levels of personal debt have increased significantly in the past 2 decades. It is now easier and more acceptable to get high levels of debt. However, for many people there comes a point where the debt seems unmanageable and therefore, they struggle to see a way out of the debt mountain. These 7 tips show how to reduce and eliminate debt. These 7 different solutions can help you to be debt free within years.
- Effect of Debt Settlement on Credit Rating and Other Problems
[Finance:Debt-Consolidation] Debt settlement is the option of seeking to reduce debt, by allowing a debt settlement firm to negotiate a reduction in your debt. It can be an attractive option for those with a huge debt problem. Debt settlement is primarily aimed for those with over £15,000 - £20,000 debt. It cannot be used for negotiating secured loans like mortgages. Some evidence of financial hardship is required.
- What Will Happen to London House Prices?
[Real-Estate:Buying] London House Prices have doubled in the past 6 years. Reasons why London House Prices may now fall. However, there is also a good chance they will never fall.
- Different Types of Mortgages
[Real-Estate:Mortgage-Refinance] A guide to 15 different types of mortgages on offer in the UK. From Standard Variable Rate mortgages to more unconventional mortgages such as Current account and self certification mortgages
- Why UK House Price Collapse is Unlikely
[Real-Estate:Homes] With interest rates set to increase in the near future some commentators argue this could be the signal for house prices in the UK to collapse either at the end of 2007 or in 2008. However, there are many factors that will prevent a house price collapse.
- Advice for Writing Essays
[Writing-and-Speaking:Writing-Articles] Advice on writing essays. Points can also be of use for writing some blog posts.
- Getting a Better Deal on UK Mortgages
[Real-Estate:Mortgage-Refinance] There are an increasing array of options open to people looking into re financing (or remortgaging) It is worth investigating the various options available to you as it can make a significant difference to your monthly repayments. These suggestions will help you to get the best deal on mortgage refinance.
- Economic Affects of Rising and Falling House Prices
[News-and-Society:Economics] Rising house prices increase consumer wealth and are likely to be associated with an increase in mortgage equity withdrawal. Mortgage equity withdrawal means people remortgage and take out a bigger loan against the value of their house. It means they have more money that they can spend and this leads to an increase in consumer spending and therefore Aggregate demand.
- Is a Recession Likely for UK Economy?
[News-and-Society:Economics] With growth forecasts in the UK currently of 3% it seems highly speculative to start talking of a recession in the UK. However there are certain factors that cause an element of concern.
- Prospects for UK Buy to Let Sector
[Real-Estate:Mortgage-Refinance] For the past 3 years some commentators have been predicting the imminent collapse of the Buy to let sector. House prices are rising faster than both average earnings and now rents. The economic fundamentals behind the strength of the sector are starting to decline. However despite concerns there are some reasons to be optimistic
- Help In Getting A Mortgage On A Small Income
[Real-Estate:Mortgage-Refinance] Tips for getting Mortgage on a Low Income and Bad Credit. Getting a self certification mortgage is the most popular option for taking out a mortgage if you on a low income
- Drawbacks of Interest Only Mortgages
[Real-Estate:Mortgage-Refinance] The number of Interest only mortgages has increased in recent years. They provide an opportunity for people to take out a mortgage loan and pay the minimum mortgage repayments possible. However they have been criticised for increasing the total repayment costs to borrowers. The desirability of an interest only mortgage will to some extent depend on your circumstances. However if you are thinking of taking out an interest only mortgage then it is worth bearing in mind these potential problems.
- Writing in Quantity - How to Write Alot of Articles for Web
[Writing-and-Speaking:Writing-Articles] It is quite feasible to write over 100 articles per month. If you can write good quality articles with this kind of productivity it will have a tremendous benefit for your websites. Some people may feel 100 articles a month is unachievable but there are various ways to make such a goal a real practicality.
- Bad Credit Remortgage Loans
[Real-Estate:Mortgage-Refinance] If you have a poor credit history such as missed mortgage payments it will be more difficult to get a good remortgage quote. Often lending institutions see poor credit histories as riskier. Therefore to compensate the increased risk they charge a premium of higher interest rates. This may be exacerbated by recent problems in the US sub prime mortgage industry. An increasing number of defaults are discouraging firms from making loans to the risky sector of the market.
- Short Essay on Comparative Advantage and Trade
[News-and-Society:Economics] The principle of free trade is based on the law of comparative advantage. The law of comparative advantage states that if countries specialise in producing what they have a relative advantage (lower opportunity cost) then there will be a net gain to society. This essay is an explanation of the difference between absolute and comparative advantage.
- Advice on Getting Best Mortgage Deal
[Real-Estate:Mortgage-Refinance] Tips and advice for getting best mortgage deal - including looking at how to choose the right mortgage for your circumstance. For example make sure you can leave the mortgage deal without incurring any excess penalties.
- 5 Economic Tests for Joining the Euro
[News-and-Society:Economics] Before deciding whether the UK should join the Euro the Chancellor, Gordon Brown drew up 5 economic tests which the UK must pass for the UK to join. The main principle behind these 5 economic tests was whether the UK would cope with a common monetary policy. The 5 tests are in some ways superfluous. The main test being is really whether the UK has a degree of economic harmonisation with the rest of Europe.
- Advice for Getting a Mortgage on a Low Income
[Real-Estate:Mortgage-Refinance] UK house prices have risen over 130% in the past 10 years, for many prospective buyers it feels that getting on the housing ladder is beyond their reach. However despite the extravagant house price levels it is still possible for first time buyers and others on low incomes to be able to get a mortgage and buy your first house.
- The Effects Of An Increase In The Value Of The Euro
[News-and-Society:Economics] Generally an appreciation is good news for EU consumers who buy from abroad. It is bad news for exporters who will find a decrease in their profit margins. An appreciation can help reduce inflation in the Eurozone but could also cause lower economic growth.
- What Causes An Appreciation In The Exchange Rate
[News-and-Society:Economics] An appreciation in the Exchange rate can occur for various reasons. The most significant reasons include higher interest rates and lower inflation. An appreciation of the exchange rate can have a significant impact on a country's economic growth and inflation therefore it is important to understand what can cause an appreciation in the exchange rate.
- Recession Looms For US Economy
[News-and-Society:Economics] Reasons why the American Economy may enter a Recession. Including falling House Prices, House Prices could have further to fall, Mortgage Lenders going Bust and large Current Account Deficit.
- Problems of Budget Deficits
[News-and-Society:Economics] A budget deficit occurs when Government spending is greater than tax revenues. For political reasons a budget deficit often occurs. Politicians never gain votes by raising taxes and cutting spending. With many major World economies facing a large budget deficit. It is worth considering the main economic disadvantages of Government borrowing.
- What Causes a Current Account deficit
[News-and-Society:Economics] A current account deficit on the Balance of Payments means that the value of imports for goods and services is greater than the value of exports. The US currently has a very large current account deficit, roughly between 6-7% of GDP. This deficit threatens to cause a significant devaluation in the US dollar. This essay looks at the causes of a balance of payments deficit.
- Different Types of Unemployment
[News-and-Society:Economics] Causes of Unemployment including frictional, structural, geographical and classical unemployment. Explanation of each type of unemployment
- The Rise of Globalisation in the World Economy
[News-and-Society:Economics] Factors that explain the rise of Globalisation, including free trade, capital mobility and improvements in technology.
- Disadvantages of UK Joining the Euro
[News-and-Society:Economics] There are several disadvantages for the UK joining the Euro. Foremost amongst these is the loss of an independent Monetary policy. The UK economy is also doing well even though they are not in the Euro.
- Advice For Increasing Speed Of Your Blog
[Internet-and-Businesses-Online:Blogging] How to increase speed of your blog and make sure people stay, including reducing the size of the page and reducing the number of images. Reduce size of page. My main blog used to be 37 entries.
- Low Inflation in the UK
[News-and-Society:Economics] Since the Bank of England was given independence in 1997 UK inflation has been close to the government’s target of 2% +/-1. This is a remarkable improvement for the UK economy. Previously the UK economy suffered from consistently high inflation. Eg in 1979 inflation reached 25%. In 1992 inflation reached 11%. Reasons for low inflation are a matter of debate. The question is how long will this continue?
- Advice for Renting a Room to a Lodger
[Real-Estate:Leasing-Renting] If you own a house and have a spare room renting this room out to a lodger can be a good way to increase your disposable income, without too much effort. To get the most from renting a room, it is worth bearing in mind these points.
- Reasons to Buy a House in UK
[Real-Estate:Buying] Advantages of buying your own home. Includes capital growth, saving for retirement and the ability to customize your own house.
- Increased Difficulties for UK First Time Buyers
[Real-Estate:Buying] First time buyers are finding it increasingly expensive to get their first mortgage. Evidence from the UK Council of mortgage lenders suggests that the average cost of a mortgage for first time buyers is now £115,499. This is over 3.3 times the income of the first time buyer and this income multiple is at an all time high. The increased income multiple reflects the increased willingness of banks to lend a mortgages up to 5 times a persons incomes. (e.g. Abbey National)
- Avoiding Home Repossesions through Remortgaging
[Real-Estate:Mortgage-Refinance] For most people in the UK mortgage payments represent the biggest section of their disposable income. With rising UK house prices, to get on the property ladder, often involves borrowing as much as the banks are willing. However with the recent rise in base rates homeowners are starting to feel the pinch of mortgage payments more than ever. If you are a homeowner struggling to meet your monthly mortgage payments. If you fear you could be subject to your house being repossessed, there are various things that you can consider.
- Self Certification Remortgage Quotes in UK: Getting Best Deal
[Real-Estate:Mortgage-Refinance] With a self-certification mortgage you have a lot more flexibility in getting a mortgage loan. Usually with a standard repayment the amount you can borrow is dependent upon a multiple of your provable wage. However the idea of a self certification mortgage is that it is not essential to be able to prove your income. However because of the increased risk involved in self certification mortgages the quotes you get may offer a worse interest rate than a standard mortgage quotes. However recently self cert mortgages have become more competitive, but at the same time mortgage lenders are less likely to help you "exaggerate" your income.
- Benefits of Writing with Lists
[Writing-and-Speaking:Writing-Articles] Advantages of lists. Why lists are easy to read and easy to write. Encourage your readers to read your blog.
- House Prices 2007 Will Strong Economy Keep House Prices Rising
[Real-Estate:Buying] Recently the Centre for Economics and Business Research (CEBR) predicted that in 2007 house prices could rise by £1,000 a month. Their argument to support this bullish view of the UK housing market is based on the strong underlying performance of the UK economy.
- Why Unemployment Has Fallen in UK Economy
[News-and-Society:Economics] Why Unemployment has fallen in the UK in the past 13 years. Looking at both demand and supply side factors and the role if any played by the UK goverment
- Why UK House Prices Are Volatile
[Real-Estate:Buying] A look at why the UK housing market is susceptible to periods of volatile and Since 1992 the UK has experienced a long period of rising house prices. However there are many reasons to suggest this may not continue indefinitely. Although it is easy to forget in 1992 UK house prices fell by 15%. These are a number of factors which explain why house prices in the UK are volatile
- The Function of the Bank of England
[News-and-Society:Economics] The Bank of England performs several tasks in the UK economy.Including the sole issuer of notes and coins and setting interest rates in the economy.
- Increasing Economic Growth Benefits and Costs
[News-and-Society:Economics] In the UK the average growth rate has been about 2.5% since 1945. Governments often try to increase the growth rate because it will have various advantages. However at the same time increasing the rate of economic growth can have severe economic and environmental costs
- Benefits of Offset Mortgages in Saving Interest Payments
[Real-Estate:Mortgage-Refinance] An offset mortgage is a mortgage where the bank combines your mortgage account with your savings account. This means that if you have savings in your current account you can automatically use these savings to pay off your mortgage, saving you potentially large sums of money in both interest and tax.
- Finding Inspiration to Write
[Writing-and-Speaking:Writing] Writing is no easy task often we wish to be a writer but to actually write articles and books is quite difficult. Even great writers go through periods where they lack inspiration to write. If we wish to develop our writing capacities an inner inspiration is of paramount importance. To achieve this we can consider the following suggestions.
- Promoting Your Website Through Writing Articles
[Writing-and-Speaking:Article-Marketing] One of the most popular methods of helping your website is through the writing of articles and then publishing them on websites / ezines who allow articles to be submitted. There are several things to bear in mind for the successful use of articles.
- Tips For Reducing Your Personal Debt Payments
[Finance:Debt-Relief] How to reduce the burden of your debt repayments. Including 1. Make a list of all your debts, write down how much you owe and what interest you are paying. This will include things like student loans, bank overdrafts, credit card loans.
- UK Remortgage Quotes
[Real-Estate:Mortgage-Refinance] Remortgaging your house is potentially one of the best financial decisions you can make. Banks and building societies take advantage of existing customers who are happy to stay on the more expensive Standard Variable Rates. However lending institutions know that a small (but growing) percentage of homeowners are looking for the best mortgage deal. Therefore to these borrowers, who go to the trouble of looking to change their mortgage deal, banks will offer special attractive mortgage deals to either keep customers or tempt them from another building society.
- Why Indian Economy is Set to Overtake the UK Economy
[News-and-Society:Economics] India is the second largest country in terms of population, however for many years its economy has struggled to compete with other Asian and developing economies. The Indian economy has in the past been characterised by low growth, endemic poverty and focused primarily on the agricultural sector. However in recent years the Indian economy has started to grow at a particularly fast rate. Latest GDP statistics suggest the economy is likely to grow at between 6 and 7% for the next couple of years. What has contributed to this remarkable turnaround in economic performance?
- Remortgaging After A Rise In Interest Rates
[Real-Estate:Mortgage-Refinance] Does a rise in interest rates increase incentive to remortgage? In the UK the Bank of England recently increased interest rates to 5.25%; this is the third rise since last summer. The effect of this is to increase substantially the cost of mortgage interest payment for those with variable or tracker mortgages
- Never Ending Perpetual Mortgages
[Real-Estate:Mortgage-Refinance] How do you like the idea of paying the minimum monthly mortgage payments possible on your mortgage? How do you like the idea of being able to pass both your mortgage and your house onto your children? It may seem rather far fetched but the latest type of mortgage to be offered is known as a perpetual or "never ending mortgage". The idea is that you are able to make interest only payments, for an unspecified time period. If you die or are unable to keep making payments in retirement you can give the house and mortgage to your children.
- Guide to Reducing Burden of a Mortgage in UK
[Real-Estate:Mortgage-Refinance] With UK interest rates rising to 5.25%, UK home owners are experiencing a significant rise in their monthly repayments. As interest rates rise it increases the incentive for homeowners to shop around and investigate whether they can get a better deal. There are various steps home owners can take to try and reduce the burden of monthly mortgage payments in both the short term and long term.
- Why Have House Prices Risen In The UK So Much
[Real-Estate:Homes] There are several reasons to explain the phenomenal rise in UK housing prices since the post slump period of 1994. Many of these reasons are applicable to housing market in other countries.
- 5 Myths of UK housing Market
[Real-Estate:Buying] Common myths of the UK housing market. Including looks at whether house prices will always remain high and keep rising
- Advice for First Time Buyers in Getting a Mortgage
[Real-Estate:Mortgage-Refinance] Rising house prices in the UK have made it very difficult for first time buyers in the UK. The ratio of house price to earnings has risen significantly. However despite the inflated house prices it still makes economic sense to try and buy a house if at all possible. The good news is that in recent years the deregulated mortgage industry has become increasingly competitive and flexible in offering different types of mortgages which may enable first time buyers to get onto the property ladder. These are some of the approaches you can take to try and get your first mortgage.
- Interest Rates in UK - What Will Happen in 2007
[News-and-Society:Economics] On January 17th 2006 the MPC raised interest rates to 5.25%. The decision to raise interest rates, was seemingly justified a couple of days later, when inflation rose to an 11 year high of CPI 3%. This is on the edge of the governments inflation target of 2% +/-1. Although inflation is low by historical standards the MPC will be keen to move inflation back to its inflation target and maintain the strong credibility of monetary policy. Thus with inflation currently above its target the likelihood of interest rates rising is quite strong. Higher interest rates will dampen demand and hopefully keep inflation in check.
- UK Monetary Policy: Does it Work
[News-and-Society:Economics] A look at how effective interest rates are in reducing inflation? Although MPC appear to have been successful there is reason to believe monetary policy may not be without its drawbacks
- Are 40 Year Mortgages a Good Idea
[Real-Estate:Mortgage-Refinance] A recent analysis of the lending policy of the top 125 mortgage lenders found that approximately 30% were now offering mortgage terms of 40 years of more. Furthermore this trend to longer mortgages is becoming more popular as first time buyers struggle to get on the property ladder. A look at whether these longer mortgages are good for first time buyers and homeowners
- Why Did The MPC Increase Interest Rates In UK - January
[News-and-Society:Economics] To the dismay of householders and industry, the Monetary Policy Committee unexpectedly increased interest rates for the third time in only 6 months. Interest rates now stand at 5.25%. Although the increase was only a quarter of 1%, it will add considerable financial burden to the UK's overstretched borrowers. A look at the justification for raising interest rates and whether it was a good idea.
- Mortgage Cycling: Advantages and Disadvantages
[Real-Estate:Mortgage-Refinance] Mortgage cycling has recently been marketed as a unique way to pay off your mortgage early and build up equity at the same time. The basic premise behind mortgage recycling however, has actually been used before. This article looks at some of the advantages and disadvantages
- 10 Tips for Successful Articles on the Internet
[Writing-and-Speaking:Writing-Articles] Several things help make a good article on the internet. A look at 10 things which will increase the number of people reading your articles.
- Types of Non Conventional Mortgages Available in UK
[Real-Estate:Mortgage-Refinance] There is an increasing array of non conventional mortgages on the market. Increasingly, even mainstream lenders are not sticking to conventional rules about borrowing. The choice of mortgages is often overwhelming; this is because often mortgages are combined, e.g semi fixed mortgages combined with a current account mortgage. Details about different types here.
- Will UK House Prices Continue to Rise in 2007?
[Real-Estate] Evidence as to whether house prices will keep rising or falling. Some economists predict house prices will keep rising because of supply constraints and resilient demand for houses.
- Top 10 Tips for Writing Ezine Articles
[Writing-and-Speaking:Writing-Articles] Top 10 tips for writing effective ezine articles. Including how to get other sites to copy your articles to increase the number of inbound links...
- Is the Dollar Doomed to Keep Falling?
[News-and-Society:Economics] Since 2001 the dollar has been in steady decline. From several perspectives the fall in the value of the dollar appears to be following basic economic fundamentals and whilst these imbalance continue the dollar may continue to fall.
- Guidance for Increasing Traffic to a New Website
[Internet-and-Businesses-Online:SEO] 15 tips for getting traffic to a new website. Be patient and concentrate on creating good quality content and links.
- New Ways Google is Ranking Pages
[Internet-and-Businesses-Online:SEO] In the traditional Google search engine model there were several factors considered to be important for determining search engine rankings., such as links and content. However there are also several other factors that are becoming increasingly important.
- Studying at Oxford University
[Reference-and-Education:College-University] Personal view of studying at Oxford University with a look at the nature of the unique teaching system of Oxford University
- Biography of Martin Luther King
[News-and-Society:Politics] Martin Luther King Jr was one of the most prominent advocates of the Civil Rights movement during the 1960s. In contrast to some civil rights activists Martin Luther King generally promoted a non-violent strategy of social change. For his efforts he was awarded the Nobel Peace prize in 1964
- Importance of Concentration for Meditation
[Health-and-Fitness:Meditation] Concentration requires us to focus on one object at a time. For any activity, be it meditation, sport or any time of work, concentration will help us to be more successful. To master meditation it is essential we are able to be proficient in concentration.
- Getting Links to Your Blog
[Internet-and-Businesses-Online:Link-Popularity] The nature of the search engines is that they tend to favour websites with many incoming links. This suggests to the search engines that people like those pages. It is like having many people “voting” for your site. These are various suggestions for getting more links to your site.
- Mortgage Cycling - What Is It
[Real-Estate:Mortgage-Refinance] Mortgage cycling is a way home owners can use to try and pay off their mortgages early. By making extra payments and paying off your mortgage early you can save yourself many thousands of £s in interest payments.
- Biography: Princess Diana
[News-and-Society] Princess Diana was an iconic figure of the late 20th Century. During her life she was often said to be the most photographed person, appearing on the cover of People magazine more than anyone else. She epitomised feminine beauty and glamour. At the same time she was admired for her groundbreaking charity work, in particular her work with AIDS patients
- House Prices in UK
[Real-Estate] Why House prices may not fall in UK: Despite commentators predicting an imminent house price crash (and some have been predicting it since 2002) the UK housing market remains unexpectedly...
- Why House Prices are Likely to Fall
[Real-Estate:Buying] Some commentators have been predicting house prices falls in the UK for several months. But the renewed house price growth in the UK this year inevitably raises the question of whether house prices have to fall.
- Future of Interest Rates in UK
[News-and-Society:Economics] A look into prospect for interest rates in UK following the MPC latest inflation report. Generally inflationary pressure seem lower than expected
- Self - Certification Mortgages and Their Desirability
[Real-Estate:Mortgage-Refinance] Look into self certification mortgages. Why the FSA investigated the self-certification market and their conclusions.
- The Effect of the Recent Rise in Interest Rates on the UK Economy
[News-and-Society:Economics] The effect of the recent rise in interest rates on the UK economy. To what extent will it cause a slow down. Will the rise in interest rates be temporary or rise further
- Should Government Prevent House Price Crashes?
[News-and-Society:Economics] House prices in the UK have been rising at phenomenal rates. However many economist predict in the future house prices could fall. If this were to occur what would be the economic implications and should the government do anything about it?
- Benefits of Getting a 50 Year Mortgage
[Real-Estate:Mortgage-Refinance] The traditional mortgage in the UK was a 25 year mortgage, in which the building society lent 3 times the borrowers income. However times are quickly changing. Double digit house price inflation during the past 10 years has meant the house price to earnings ratio has increase faster than the rate of inflation. However it is still by far the best to deal to get a mortgage if possible
- Top 10 Factors that Determine the Profitability of Firms
[Business:Top7-or-10-Tips] The essence of profitability is a firms Revenue - Costs with revenue depending upon price and quantity of the good sold. 1. The degree of competition a firm faces is important if a firm has monopoly power then it has little competition, therefore demand will be more inelastic.
- Review of BBC North and South
[Arts-and-Entertainment:Movies-TV] North and South is an adaptation for TV of Elizabeth Gatskell’s novel. Throughout 4 episode series the acting is superb and the strong storyline continually provides interest. With a backdrop of industrial unrest the programme easily draws you into the Victorian era and is a powerful expression of the turmoil’s and emotions of this period.
- Power of Silence in Meditation
[Health-and-Fitness:Meditation] About how to meditate in silence. The difficulties we may encounter in trying to meditate in silence and how we can overcome these difficulties...
- Can A Government Increase the Rate of Economic Growth
[News-and-Society:Economics] The rate of economic growth measures the annual % increase in Real GDP. The long term trend rate of economic growth in the UK is about 2.5%. To increase this the govt may have to use supply side policies. There is more debate about the extent to which demand side policies can increase growth
- The Causes of Recessions
[News-and-Society:Economics] Looking at the causes of recessions from both a theoretical and practical point of view. Focusing on the UK economy.
- The Genesis of the Daleks - A Review
[Arts-and-Entertainment:Movies-TV] Many Dr Who aficionados say Genesis of the Daleks is one of the best Doctor Who series. After seeing the "New" Doctor Who series it is quite a shock to see the changing production values but it is still an excellent script
- Advice for Writing Blogs
[Internet-and-Businesses-Online:Blogging] 10 tips for writing good blogs. How to attract and keep visitors
- The Ancient Wisdom of the Vedas
[News-and-Society:Religion] About the ancient wisdom of the Vedas. Drawing on quotes from distinguished commentators looking at the inner timeless message of the Vedas
- 3 Guiness World Records in One Hour
[Recreation-and-Sports] Ashrita Furman of the Sri Chinmoy Marathon Team set a new record for breaking 3 Guiness World Records in under an hour. His feats were recorded at a recreation area in Brooklyn New York.
- Whether a National Minimum Wage Reduces Relative Poverty
[News-and-Society:Economics] An Evaluation of whether an increase in the National Minimum Wage would decrease relative poverty? Looking at arguments in favour and against raising minimum wages in the UK
- William Blake - England's Greatest Poet
[Arts-and-Entertainment] About William Blake the great poet of England. An introduction to his life and the influences of his poetry.
- Breathing Exercises for Meditation
[Health-and-Fitness:Meditation] Introducing simple examples of breathing exercises that can be used for meditation. How breathing can help quieten the mind...
- The Poetry of Emily Dickinson
[Arts-and-Entertainment:Poetry] A short introduction to the poetry of Emily Dickinson. Including a look at the religious influences on her poetry.
- Life of Gertrude Bell
[Arts-and-Entertainment:Humanities] Short biography about Gertrude Bell. Gertrude Bell was an extraordinary woman with many different interests. She gained a close insight into Arabic culture. After the first world war she played a formative role in creating the controversial new boundaries of the modern state of Iraq.
- Beginners Guide to Starting Websites
[Internet-and-Businesses-Online:Web-Development] Introductory guide to using websites to help your business. Basic advice on techniques of Search Engine optimization
- Economics: The Dismal Science
[News-and-Society:Economics] A potted history of Economics. Sketching the input of great economists from Adam Smith to Marx
It is debatable whether economics should actually be defined as being a science. A science like math or physics usually gets its satisfaction from proving something to be irrevocably true. Solve a complex equation and QED that's the answer, there's no argument. Economics on the other hand will rarely give us a simple answer. Ask 5 economists a question and you'll get 6 different answers.
- Short History of Jazz
[Arts-and-Entertainment:Music] A background to the development of Jazz tracing its beginnings from the early New Orleans style to modern be bop and free form jazz.
- The Role of the MPC in Controlling Inflation in the UK
[News-and-Society:Economics] An examination of how the MPC has played an important role in controlling inflation in the UK. Also looking at other factors that have helped reduce inflation...
- State of the UK Economy 2006
[News-and-Society:Economics] Analysis about the current state of the UK economy. Examining prospects for the UK economy in the coming year. In particular focusing on unemployment
- SEO Advice for a Beginner in Internet Marketing
[Internet-and-Businesses-Online:SEO] Advice on SEO for websites. I am not a professional SEO but I have no products to sell, these are my suggestions on things that have worked for me. Generally I have learnt these through trial and error working on my websites.
- Will the UK Enter Into Recession
[News-and-Society:Economics] The UK is currently enjoying the longest period of economic growth for over a century. It appears that it has outgrown the boom and bust cycle which characterised the post war period. However there are many factors that could cause the UK to slip into recession within the next year or two.
- Doping in Professional Cycling
[Recreation-and-Sports:Cycling] The Problem and extent of doping in the professional peloton. What needs to be done about it
- Akbar The Great
[Reference-and-Education] Introduction to Akbar the Great. The greatest Moghul Emperor
- Is the UK is Ready for Membership of the Euro
[News-and-Society:Economics] A discussion of whether the UK is ready to join the EURO. Looking at the advantages and disadvantages of such a decision...
- Is a Current Account Deficit Harmful?
[News-and-Society:Economics] Recently the US the current account has reached an unprecedented level, reaching nearly 6% of GDP. Despite the record levels of deficit many in the US administration have argued that there is nothing to worry about, confident the US will continue to receive capital inflows to finance the deficit.
- Chris Boardman
[Recreation-and-Sports:Cycling] About the cycling career of Chris Boardman one of the greatest cyclists and time triallist
- Is Inflation Harmful
[News-and-Society:Economics] An evaluation of the economics costs of inflation and deflation...
|
|
|
