Ray Newby - EzineArticles.com Expert Author

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Ray Newby has been in the mortgae industry for over 30 years. A proud member of the Better Business Bureau, Mr Newby has an excellent reputation for his skills and industry knowledge. Mr Newby has trained hundreds of mortgage professionals and assisted thousands of folks become homeowners. Mr Newby is an active real estate investor in commercial properties and works with budding individuals wanting to break into the real estate business.

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7 Mortgage Financing Sins
[Real-Estate:Mortgage-Refinance] The process of getting mortgage financing can be confusing with all the conflicting jabber going on between friends, relatives, work comrades and radio and TV. And the question of who is right, or better, who actually knows what their talking about becomes the question. But like so many question this one becomes "politically...or more rightly socially incorrect". So you can't ask what you need to know for fear of upsetting some ones "sensibilities'. So here is a guide to at least set a course.

Selling The Dream
[Real-Estate:Foreclosures] Have you wondered, with all the talk of foreclosures, if there's a way you could make money in that market? I mean it does make sense doesn't it? You buy a home on the cheap, turn around and sell it for a great profit. Buy low, sell high. And it can all happen within 30 days. The way to riches. And there are so many people loosing their home this could go on for years. Well if you're thinking about how easy and profitable it would be, and maybe it's time for you to start making the big bucks, then listen up.

What Went Wrong
[Real-Estate:Mortgage-Refinance] With the holidays comes a bit of stress and anxiety. Some of those factors are money, buy, buy, buy, and some are time, more, more, more. It's tough to just sit back and take it in and revel in the spirit. A cup of cheer will sometimes help. So that's what we're going to try to give you today...a symbolic cup of cheer.