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Peter Viliamu - EzineArticles.com Expert Author
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- The Basics of Money
[Finance] Money is anything widely used for paying debts owed by a person to someone else and also for receiving the payments of debts owing to a person from someone else. A country produces coins and banknotes, (accepted by everyone) for the payment of bills and for the receipt of money owing.
- The Benefits of a Marketing Plan
[Business:Marketing] Marketing is to do with matching the features and benefits that your products and services are able to provide with specific customers and then telling those customers why they should buy them from you. Your marketing plan details how to do this. A Marketing Plan is a document that supplements your business plan and brings together all your market research so that you can work out exactly where your business is going and how it is going to get there.
- Questions to Ask as Your Business Grows
[Business:Small-Business] Here are some of the questions that you need to ask yourself regarding various areas of the business before you start your growth push.
- Personal Success - Take a Break from Business
[Business:Small-Business] One of the most important things you can have when running a successful business, is to have time for yourself. Every small business owner needs to make time to be quiet.
- How to Handle Business Disputes
[Business] Any conflicts involving customers, employees or suppliers, or a partner, is very disruptive. Disputes and conflicts cannot be allowed to escalate because of the damage they can cause. There are ways of dealing with disputes, to arrive at an agreement or resolution where all parties concerned are satisfied.
- Guarantees are Legal
[Legal] guarantee is a written promise by you (the guarantor) that the person who is obtaining credit (the debtor or borrower) will keep to all the terms and conditions of their contract (the credit contract, or loan agreement).
- Business Loans from Family - A Good Idea?
[Finance:Loans] Debt has always had a degree of shame attached to it and admitting to having problems with debt is like saying you don't know how to handle your own affairs. Some people may get into a situation where unless they get immediate financial help there is a possibility of losing their family home, or their business.
- Family Business and Conflicts
[Business:Small-Business] A family business is basically any business in which the majority of the ownership or control lies within a family. Involvement of members of family in a business can bring with it its own complexities because the line between the business system is sometimes separated by a thin line from the family system. Sometimes these 2 positions overlap causing all sorts of conflicts.
- Credit and Its Cost
[Finance:Credit] Credit is money granted by a lender (or creditor) to a debtor (or borrower) whereby the lender defers receiving payment of the debt for a period. In exchange for the credit allowed, the lender will get back the money lent plus interest. The borrower has use of the money immediately, rather than waiting until the money required is saved up.
- Creating Wealth by Gearing Up
[Investing] Gearing is where you borrow money to invest. As already mentioned, it is best to clear all your debt before looking at investment. However, there will arise situations where the investment is a good one and it is necessary to borrow a small amount to make the deal work. The borrowing may be for property or shares.
- Collect that Debt - Your Business Depends on it
[Business:Small-Business] If you do not have control of your debt collection then you will eventually fail. All businesses that grant credit will be faced with the problem of bad debt at some stage. The best way to deal with bad debt is to have a good debt control system in place.
- Business Valuation is Critical
[Business:Small-Business] The term business valuation is the method by which the business worth is determined. This usually happens when the business is for sale, when the business is looking for extra funding from the banks, when the business is considering taking on extra investors, or where the business is looking at merging with another organisation.
- Business Stress and its Causes
[Business] Business stress is felt during times of conflict, pressure, loss, illness or anxiety. It describes the frantic pace of business life. Everyone reacts differently to stress. Some people can cope and take it in their stride; others find the pressure too much and buckle under. Much of the stress, anxiety, and the sense of overload that people carry is because they feel their lives are out of control. Stress seems to come from the perception that our life feels overloaded.
- Banks and Money
[Finance] Banks are essential to any country's economy as well as the world economy. The function of banks is to administer the funds given to their care and using it to make a profit.
- 18 Steps to Buying a Business
[Business] 1. Decide to investigate. You make the decision to look for a business to buy. You then check out businesses in the newspaper or by working through a business broker...
- Business Goals - The 10 Commandments
[Business:Top7-or-10-Tips] While it's good to set goals and work them into a proper plan, the fact is many people succeed in business without setting any goals. Be careful not to set your goals too high. You should have goals that are achievable, otherwise frustration will set in and you are more likely to give up.
- Never Quitting is an Attitude
[Self-Improvement:Positive-Attitude] Most people who achieve fortunes in the world are not born rich but everyone on earth has the opportunity to be successful and prosperous. Success basically comes to those people who will not quit and who strive until they achieve their goals.
- What is a Will and Why Do We Need One?
[Legal] No one wants to think of the possibility of death - that is, his/her own death. But it is important to make sure that your family and other loved ones are provided for if anything happens to you. If you don't have a will then now is the time to give it serious thought. If you have made a will and you want to make amendments then do so now because it will be too late to make those changes if something should happen to you.
- Barter and Its Benefits
[Business:Negotiation] Barter involves 2 parties. Each party wants to trade with each other and instead of exchanging cash for products or services, the exchange is carried out with products or services that each possesses. That is, there is a trade of a product or service that someone has, in return for another product or service the other party has...
- Angels Investors and Their Networks
[Investing] An Angel is usually a private person who invests in small businesses. The Angel is generally a successful businessperson or entrepreneur who looks to invest in a business that has potential for growing their investment in the future...
- Business Partnerships - What Do They Involve?
[Business] A partnership can be defined as; two or more people or organisations carrying on a business together with a common goal of making a profit. It is an association of two or more persons carrying on a business as co-owners, with the objective of making a profit together...
- What is a Trust and what are the Benefits?
[Finance:Structured-Settlements] Trusts are becoming a popular way to structure business and personal affairs. If you are considering using a trust in any way, you should be clear on the legal obligations and the relationships involved...
- Entrepreneurs - 7 Business Mistakes You Must Avoid
[Business:Top7-or-10-Tips] Many mistakes can be made in business and if you are able to avoid some of them by reading and taking note of these warnings, then the time taken to put these together will be worth while. Here are some business mistakes that are common to many entrepreneurs...
- Slash Tax when Buying a Business
[Finance:Taxes] When buying a business, how the "purchase price" is made up can affect what you pay in tax. The plan is to make as much of the price tax deductible for you and not the other party...
- Why Property Investors can Crash and Burn
[Real-Estate] Many experts say you can't lose if you put your money into Property. Not true. Hundreds of investors who have lost their savings through property investment tell a different story. Nothing is a foolproof investment - including property. Learn why some fail in property and prevent it happening to you...
- Look Out for that Great Accountant
[Business:Small-Business] There are many factors to be considered when you are trying to select the accountant who is right for you. In other words how to find that good one. Better still, how to find that “great one”...
- Wealth - 10 Basic Steps to Achieving It
[Finance:Wealth-Building] Everyone wants to be wealthy. Only a few actually achieve it though so following these steps could help put you into that minority group of the rich. Check out these 10 steps then apply them to your own personal situation...
- Tax Investigation - What You Need To Do
[Finance:Taxes] The knock on the door from a Tax Inspector is something that every taxpayer fears. Your immediate thoughts will be “have I been honest with my tax returns or not”. So what do you do? First, don’t panic. Second, sit down and work out your next steps so you can win any tax investigation...
Here are the main things to do:.
- Be Careful - A Real Estate Agent Could Lead You Astray
[Real-Estate] The real estate agent is a valuable source of potential deals for you as an investor. They have access to the multiple listing resources and of course, have a monopoly on this information so they have to be part of your game plan as an investor. Working with real estate agents can be difficult depending on the agent...
- Saving Money - 35 Pieces of Advice to Save
[Finance:Wealth-Building] There are only 2 ways to grow your wealth - Increase your income (by earning more and saving more) or decrease your costs. Here are a few money saving ideas that everyone can put in place...
- 10 Tax Tips to Reduce Costs and Increase Income
[Finance:Taxes] No one likes paying tax. Everyone understands that tax is a necessary evil and that without it our government would not be able to afford our roads, health services, education, welfare system etc. However you are not obliged to pay more tax than that for which you are legally liable.
Here are some tips to keep your tax down:
- 5 Things Your Credit Card Company Keeps Quiet About
[Finance:Credit] Credit Cards can bankrupt you if you let them run away from you. The various Credit Cards companies are in it for profit so they will not generally alert you to things you can do to save yourself money. Here are a few secrets that the card companies try to keep to themselves...
- Business Success - The 42 Greatest Business Tips
[Business:Small-Business] What does it take to grow a business and run it successfully? The main ingredient is attention to the basics, operating with integrity and following the way other successful people have run their operations...
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