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Neda Dabestani-Ryba - EzineArticles.com Expert Author
Neda Dabestani-Ryba is a licensed Realtor in Maryland. She is a member of the President's Circle of Top Real Estate Professionals. She can be reached at (800) 536-3806 or visit her website for more information.
Prudential Carruthers REALTORS is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company.
Equal Housing Opportunity
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- Six Questions Buyers Should Ask Before Making An Offer
[Real-Estate:Buying] When you are buying a home, there are many problems that the seller is obligated to disclose, but, these disclosures don't always paint the entire picture of the home. Here are six questions you may want to ask that can offer additional insight about the prospective home before you make a final decision.
- Protect Your Home Against Weather Disasters
[Real-Estate] The recent destruction caused by Hurricanes Katrina and Rita serves as a reminder of the type of havoc Mother Nature can cause. Water, wind, fire and earth movement can be hazardous to your home, perhaps your most cherished and largest investment. But, there are actions you can take now to protect your property and prevent major damage should one of these elements strike. Depending on the age of your home and the building codes in your area, some of these improvements may already be in place.
- Why A Final Inspection Is Necessary
[Real-Estate] A pre-closing inspection gives you one last opportunity to verify that you are getting all that was promised in the sales contract.
- Buy or Sell First?
[Real-Estate] When it comes to home buying, the ideal situation would be to find a new home, just as you receive an offer on your existing home. You would then be able to close concurrently and move into your new home a few days prior to closing on your previous home. This does happen more often than not, but anyone looking to buy a new home needs to consider all the possible scenarios.
- Is Second Home Ownership In Your Future?
[Real-Estate] According to the National Association of REALTORS® (NAR), a record 2.82 million second homes were sold in 2004. Given attractive interest rates, a strong housing market, and the increasingly mobile lifestyle of North Americans, it comes as no surprise that the resort and second home market is enjoying steady growth.
- RESPA: The Real Estate Settlement Procedures Act
[Real-Estate] The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services. Another purpose is to eliminate kickbacks and referral fees that increase unnecessarily the costs of certain settlement services.
- Out-Of-State Investor's Check List of Questions
[Investing] The following lists of questions are suggested questions to ask before you plan to purchase residential real estate outside of your neighborhood.
- An Overview of Easements
[Real-Estate] Title insurance is generally associated with insuring a purchaser's or lender's interest in a particular piece of real estate. The right to use an easement is often considered less important than unencumbered title of the insured parcel. An easement, however, can significantly affect the value of the insured parcel.
- 1031 Exchange Rules and Requirements
[Finance:Taxes] The following is a reproduction of the IRS's rules and requirements for 1031 tax deferred exchanges with regards to real property. If you have any questions regarding the sale of your real property or questions about what qualifies for a 1031 exchange or not, please consult your tax professional.
- Investing in Real Estate & REITs
[Real-Estate] Real estate investing runs the gamut in terms of risk and investment success. The first rule of real estate investing, even before location, location, location, is be very careful with whom you are dealing.
- Prepare Your Rental Property for Occupancy
[Real-Estate] Among your many responsibilities as a landlord, the law provides for a warranty of implied habitability. This means that the dwelling must be considered habitable and any known problems must be fixed before you allow a tenant to take occupancy.
- Estate Taxes - It Pays to Plan Ahead
[Finance:Taxes] Estate taxes. It’s not enough to simply know they exist, and to know strategies to minimize them. When it comes down to it, you need to plan how you and your family will eventually pay them.
- Estate Planning
[Finance:Estate-Plan-Trusts] Estate planning can enable you to control your property while you are alive, take care of you and your loved ones if you become disabled, and give what you have to whom you want, the way you want, and when you want, and if you wish, you can save every last tax dollar, professional fee, and court cost possible.
- Tenants in Common (TIC)
[Real-Estate] Tenants in Common is a way of sharing ownership of property among two or more people. Each tenant holds an undivided interest in the property, and each tenant may own a different size portion of the property.
- 10 Important Tips to Successful Real Estate Investing
[Real-Estate] When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know:
- Law & Logic of Homeowner Association Capital Reserves
[Real-Estate] The reserve study concept was developed during the 1980s as a result of the many aging homeowner associations that found themselves in dire straits due to failure to plan for reserve expenses. The homeowners expected the Board to plan for such events and all too many had no plan other than "dealing with it" when the time came. Well, those "times" came all too soon and inevitability lived up to its reputation. Thus, the obvious need for long range planning came about.
- Green Building Media Fact Sheet - Past, Present & Future
[Real-Estate:Green-Real-Estate] new homes are twice as energy-efficient as they were 30 years ago, thanks to cutting-edge green building techniques and technologies available for new and remodeled homes.
- NAHB's Voluntary Model Green Home Building Guidelines
[Real-Estate:Green-Real-Estate] The voluntary Model Green Home Building Guidelines are designed to move environmentally friendly home building concepts further into the mainstream marketplace. Currently, there are approximately thirty communities throughout the U.S. that have green home building programs in place or in development. By developing the set of voluntary national guidelines, NAHB intends to help facilitate the adoption of green home building practices and the formation of additional local programs in the parts of the country not currently served by programs.
- Accessibility Requirements for Fair Housing
[News-and-Society:Politics] The Fair Housing Amendments Act of 1988 requires new multifamily buildings constructed for first occupancy after March 13, 1991 and consisting of four or more units to be accessible to disabled persons. HUD issued accessibility guidelines on March 6, 1991 and a supplementary design manual in August 1996 to provide guidance on complying with the law. But HUD's guidelines were poorly promulgated and not written in building code language, making it impractical for builders and local officials to define compliance, which has led to conflicting interpretations and inadvertent failures to meet certain requirements.
- How to Eliminate Risk in Real Estate Investment
[Real-Estate] Avoid 12 Common Mistakes Made by Novice Investors and Ensure High Rates of Return!
- Real Estate Tax Incentives
[Real-Estate] Tax incentives for real estate investors can often make the difference in your tax rates. Deductions for rental property can often be used to offset wage income. Tax breaks can often enable investors to turn a loss into a profit.
- Old House? New House? Weighing Your Options
[Real-Estate] Maybe it has something to do with a childhood home we fondly remember. Many of us long for old homes built with solid construction, quality craftsmanship and beautiful details. We wax poetic and wistfully recall the hand carvings, plaster walls and eyebrow dormers of homes we’ve known. On the other hand, how do the old homes we admire compare with newly minted models—and what should we consider before deciding which to buy?
- Buying a Newly-Built Home? Ten Benefits of Using a Real Estate Professional
[Real-Estate] It might not seem necessary to involve a real estate professional in a transaction where a buyer can deal directly with a builder. However, by using a real estate professional, you have someone to protect your interests and guide you along the right path. Here are 10 advantages to using a real estate professional when buying a newly constructed home.
- What is Tax-Deferred Exchange?
[Real-Estate] Under Section 1031 of the Internal Revenue Code, owners of real estate held for investment or use in a trade or business can swap their property tax-free for "like-kind" real estate. Exchanges are made for people wanting to stay invested in real estate, increase their leverage and to avoid paying hefty taxes upon the sale of property...
- Victorian. Modern. Colonial. What's Your Architectural Style?
[Real-Estate] Victorian. Modern. Colonial. What’s Your Architectural Style?
- What Should You Do If Your Home Isn't Selling?
[Real-Estate] What Should You Do If Your Home Isn’t Selling?
- Purchase Your First Home with Confidence
[Real-Estate] Purchase Your First Home with Confidence...
- Title Insurance Protects Your Financial Investment
[Real-Estate] You purchase homeowners insurance to protect yourself financially in case something happens to your property or its contents. However homeowners insurance won't protect your financial interests if a matter arises regarding past ownership of your property. That is where title insurance comes in. Home title insurance information...
- Feel At Home Faster After You Move
[Real-Estate] Moving to a new community can be a great adventure, if you go with the right attitude and a sound strategy for settling-in. Incorporate these tips into an action plan, and you’ll stay focused, organized and proactive—just what’s needed to put roots down fast. Moving tips...
- Don't Forget to Ask About Restrictive Covenants
[Real-Estate] Don't Forget to Ask About Restrictive Covenants...
- Preserve Equity, Build for the Future Using a 1031 Tax Exchange
[Real-Estate] Preserve Equity, Build for the Future Using a 1031 Tax Exchange...
- The Listing Contract: It's All in the Details
[Real-Estate] The Listing Contract: It's All in the Details...
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