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Lois Center-Shabazz - EzineArticles.com Expert Author
Lois Center-Shabazz is the founder of the personal finance website, Msfinancialsavvy.com and the author of the award-winning book, Let's Get Financial Savvy!
[View Lois Center-Shabazz's Extended Author Bio]
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Lois Center-Shabazz Email Alerts
- Renters Are the New Casualty of the Foreclosure Crises
[Real-Estate:Foreclosures] We saw many programs on television during the real estate boom, about flipping houses. Flipping is buying, remodeling, and immediately selling homes for profit. There were signs posted all over my community, stating "we buy houses quick". There were real estate meetings...
- Current Financial Woes Makes Life Tough For All of Us
[Finance:Personal-Finance] Life is tough. It's not tough for some of us; it's tough for all of us. So, for those of you who spend a lot time boo-hooing about your financial status, you no longer have a reason. Join the crowd of well-wishers, and do something about your situation.
- Treasury Inflation Indexed Securities Or Tips May Help During A Recession
[Investing] Treasury Inflation Indexed Securities also known as TIPs, are a unique asset class, dollar denominated, inflation protected, and backed by the faith and credit of the United States. Investors who are looking for a low cost, low risk investment may want to study TIPS for consideration.
- Save Money On Gas In 9 Absolute Ways
[Automotive] We live in a time where gas prices have risen faster and higher than anytime in our countries history. We as Americans cannot control this problem, but there are steps we can take to lessen the financial impact our gas tank has our your wallet.
- Wild Caught Salmon Versus Farm Raised Salmon
[Food-and-Drink] Salmon is my favorite fish. I like the pink color, rich texture, and delicious light taste. Salmon has omega 3 fat, which is all the rage now. Omega 3 is considered an essential fat that most Americans don't get because of the depletion of the omega 3 fats in most other foods. Salmon is also a quality protein chocked with lots of vitamins and minerals. So, salmon is both delicious and healthy, the problem is which to choose,
- Why Home Foreclosure Rescue Plans Aren't Enough
[Real-Estate:Foreclosures] As most Americans know, America is experiencing its worse foreclosure crises in history caused, in part, by adjustable rate subprime loans and job losses. Now, the government is offering a couple of alternatives to the constant flow of foreclosure homes onto the market.
- The Blame For The Largest Real Estate Home Foreclosure Crisis In US History
[Real-Estate:Foreclosures] Many daily newspapers are asking a question I have asked for a long time before the residential real estate bubble finally burst, and foreclosures, not sales, became the norm. The question is "Who was to blame for the rapid increase in real estate prices and most of the obvious fraud that followed, resulting in the worst foreclosure crisis in American history?"
- Delicious Mushroom and Carrot Soup
[Food-and-Drink:Soups] This delicious and nutritious carrot and mushroom soup will work well with dinner or as a one
course lunch meal. Enjoy!
- Chicken and Vegetable Kabob
[Food-and-Drink:Recipes] Chicken and Vegetable kabob is a good cheap recipe that is also low in calories. Use peppers from your garden or find some at a discount. Price of the peppers depends on the time of year and the area of the country you live in.
- Putting Low Tax Investments In A Tax Deferred Account
[Finance:Taxes] A recent study showed that Americans still don't understand how to
choose investments for tax deferred accounts such as a tax-deferred
IRA accounts. Many investors are still putting low tax investments
in tax-deferred accounts. The problem with this is that your taxes could
- Energy Efficient Home Tax Credits
[Finance:Taxes] Under the Energy Policy Act of 2005 you can get a tax credit if you installed
energy efficient windows in the year 2006. Due to a new law created in 2006
the government is encouraging energy efficient homes. To qualify for energy
efficient tax credits on your home it must be 1. Your primary home, and 2.
Be located in the United States.
- Low Fat Lasagna Recipe With A Twist
[Food-and-Drink:Recipes] This is a great low fat, low cost lasagna recipe that decreases the amount of
lasagna noodle, and uses low fat cheeses and meat. Ground turkey has less fat
than ground beef, but use what you prefer.
- The People of Katrina And The Taxes They Pay
[Finance:Personal-Finance] I have watched several documentaries on Kartrina and the existing devastation of the New Orleans area. It seems the major corporate entities such as the Superdome in New Orleans and the Gambling Casinos in Mississippi have been restored quickly and are functioning.
- Certificates of Deposits For Retired Workers
[Finance:Personal-Finance] After retirement sets in the investment years are mostly over.
We saw a glowing example of a retiree losing a huge amount of
his retirement money in the Enron debacle. I saw him on television
testifying in the Enron investigation that he lost $4 million dollars.
- Credit Counselor Audits And The IRS Focus
[Business:Ethics] In the past few years a lot of folks have complained about so-called credit counselors who don't get them out of debt and charge them a lot of money. They pay a fee to get counseling and receive nothing in return.
- The Future of Social Security And Those Who Stand To Loose
[Finance:Taxes] Social security as we know it now may change drastically in the future if some politicians have their way. It may be taken from a government-managed system where the interest rate is about 1.8% to a private system that has not yet been determined.
- Investing During Retirement To Maintain The Good Life
[Home-and-Family:Retirement] Investing during retirement is different than investing for retirement. In investing during retirement seniors need to weigh and measure several different factors to assure that their money last for all necessities, and if they want to leave some money to your children or grandchildren.
- Your Mutual Fund and Tax Consequences
[Finance:Taxes] If you own a mutual fund as a regular savings account, you may be
subject to paying taxes on your mutual fund. If you had a substantial
income or capital gain distribution, you may have substantial taxes.
- 7 Ways To Organize Yourself For Taxes
[Finance:Taxes] Don't let your accountant organize your receipts for taxes.
You and only you are responsible to the IRS if your receipts
are not categorized correctly. Take your time, lay out your
reciepts, and place them in the category you think they
belong in. Attach each category to a sheet, list the
category at the top of the sheet, list each item on each
sheet and why it is deductible.
- Money The Government Wants Your Tax Client To Have
[Finance:Taxes] Earned Income Tax Credit or EITC as the Internal Revenue calls it is a special tax credit the U.S. government has provided for low income and moderate income individuals. Another way of putting it is, it's money the government is giving your low-income wage earner tax clients, as a bonus for working hard for a low wage.
- 5 Reasons To Choose An Enrolled Agent Tax Professional
[Finance:Taxes] There are many types of tax professionals who can prepare
your taxes. What difference does it make whom you choose?
It makes a lot of difference. As a consumer your goal
should be to NOT overpay for professional tax services by
getting those you don't need, and don't under pay for a
professional, that is, use one who cannot address your
concerns.
- Traditional Versus Interest Only Home Loans
[Real-Estate:Mortgage-Refinance] Interest only mortgages gained popularity during the recent home sales
price boom. Now that homes sales have slowed and prices have leveled out,
will the number of interest only mortgages also decrease?
Once only a tiny percentage of the mortgage market; interest only mortgages
consist of about 10% of the current market. And mortgage companies seem
to advertise them quite a bit during the recent housing boom.
- Know Your Tax Preparer To Avoid Preparer Disasters
[Finance:Taxes] Tax preparation and tax preparer selection is not all that difficult, but there are those who make it difficult by not adhering to a few simple rules. It begins with choosing your tax preparer carefully and carefully communicating with that
preparer once he or she is chosen.
Here are questions you can ask your tax preparer before you get started.
- 14 Essential Tips For Small Business Startup
[Business:Small-Business] Starting and owning your own business can be a very gratifying experience if done correctly. If done incorrectly and without the proper preparation, it can be a nightmare. Since competition in most businesses is fierce, you must become an expert at your business and develop a niche in your field.
- The Problem With Shopping Mall Car Giveways
[Business:Marketing] Going shopping or are you being shopped, that is the question.
But, that may very well be the case if you fall into prize scams in exchange for your valuable personal information, such as your name, address, email address, and phone number. If you
- Teach Your Teens About Credit And Reports
[Finance:Personal-Finance] We are failing our children in one of the most important areas of life. But, if more parents and schools understood the significance of credit reports and early credit education, that could be fixed.
- 3 Sure Ways to Trump Your Investing Fears
[Investing] Often times when people here the word "invest" they become
frightened. It is probably one of the most misunderstood
words on the planet. As a result, many employees as well
as other individuals refuse to invest their money in anything
other than a passbook savings or money market account.
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