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Lenny Hayes - EzineArticles.com Expert Author   RSS

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  • The Credit Crunch and the Implication of RG146/PS146 Training
    [Investing] The confidence of many investors have been affected by the global credit crunch. At this time many investors are asking whether their financial adviser had sufficient knowledge given the fall of their investment portfolio.


  • Risky Business
    [Reference-and-Education:Online-Education] With the government guaranteeing deposits there is no reason to get paid lower interest rates at large banks so we should expect to see a movement towards deposits in riskier financial institutions. The governments in the western world are intervening in a free market environment in a way that is unprecedented. President Bush has discussed changing accounting standards to allow a softer version of the current crisis and in Australia Kevin Rudd has declared that the Australia government will guarantee deposits of Australian banks.


  • World Events Are Affecting How the Local Market is Being Regulated
    [Investing] There are a number of changes occurring in the world market at the moment which is affecting how the local market is being regulated. An example is the recent announcement that mortgage brokers will need to do the equivalent of the RG146/PS146 compliant course to undertake their role in the same way financial advisers have had to be RG146/PS146 compliant.


  • Interest Rate Cuts, But Didn't the Interest Rates Just Go Up?
    [Finance] The current economic climate has seen an incredibly quick change of environment which serves as an excellent learning tool for those interested in the dramatic changes. RG146/PS146 courses could help your understanding of these issues.


  • Should Investors Consider Completing a Financial Planning Course?
    [Reference-and-Education] With the sub prime collapse and global markets taking large losses should the average investor be undertaking financial planning courses? Like it or not the vast majority of adults now have money invested either directly or indirectly. The investments are usually through their superannuation funds or managed investments.


  • Career Changes Into Financial Planning
    [Reference-and-Education:Online-Education] The financial planning industry is growing strongly and quickly. An initial major driving influence was the mandatory superannuation decision by the government which drove investment savings up incredibly.


  • The History of RG146 - PS146 Compliance
    [Reference-and-Education:Online-Education] Financial planning has not always been regulated in the manner that it is today where Rg 146/Ps146 compliance is necessary for financial planers to give advice as a proper authority holder. Previously the authority to decide who could give advice was made by the license holder. The license holder was also entitled to decide what training was necessary.


  • Who Needs RG146 PS146 Training?
    [Reference-and-Education:Online-Education] If you are planning to work in the Australian Financial Services Industry, you'll definitely require to be compliant with the RG146 PS146 policy from ASIC. This means anyone who provides personal or general advice about financial products to their clients require this training.





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