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Kurt Stammberger - EzineArticles.com Expert Author   RSS

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  • Average Asking Price of a Hernia Surgery Tops $10,000 and Some Health Plans Won't Cover It
    [Insurance] The average hospital's asking price of an inguinal or femoral hernia surgery is $10,600 for an adult male in the United States in 2006.


  • What Does a Health Insurance Broker Do?
    [Insurance:Health] This article seeks to shed some light on who the health insurance broker is, what they do and, ultimately, what role they play in the selection of health insurance policies.


  • Temporary Health Insurance, General Health Insurance, and More
    [Insurance:Health] Health Insurance refers to many different types of insurance policies. These range from policies that cover the costs of physicians and hospitals to those that meet specific needs, such as the necessity to pay for care, long-term.


  • Rolling Over MSAs into HSAs
    [Insurance] How is rollover of a Medical Savings Account (MSA) into an HSA treated by the federal government for tax purposes?


  • Health Savings Accounts and Taxes
    [Insurance] HSAs have a “triple” tax advantage from a federal tax standpoint. Individuals receive full tax advantages for HSAs on their Federal Income Tax return (or through a salary reduction program in certain employer-sponsored settings) regardless of particular state’s tax treatment of HSAs.


  • What's the Difference Between Individual, Family, Group and Health Insurance?
    [Insurance:Health] In general, group health insurance plans offer many advantages over individual health insurance. These include smaller premiums, better tax concessions, and extended coverage. Virtually all business owners can qualify for group health insurance.


  • A Health Savings Account Primer
    [Insurance] An HSA is smart savings plan that you use for unanticipated medical expenses. Usually, money that you sock away into the plan comes out of your paycheck before payroll taxes are computed, so that you maximize your savings rate.


  • About High-Deductible Health Plans
    [Insurance] So-called "high deductible health plans" are a lot like conventional (PPO/HMO) insurance plans, but they typically have higher deductibles (over $1,000 per year). The idea is that even though the deductible is high, you save so much money from the lower monthly premium costs that the HDHP is a better deal in the long run, when used in conjunction with a tax-free Health Savings Account (HSA).


  • How Does Health Insurance Work?
    [Insurance:Health] There are lots of different kinds of health insurance. Plan that cover medical services and prescription medicines, plans that cover dental expenses, disability insurance that replaces income lost due to extended illness or injury, long-term care, and so on.


  • What's the Difference Between an HSA and an HRA?
    [Insurance] Healthcare savings account is medical and retirement planning savings account that can be used on a tax-advantaged basis. HSAs were created in Medicare Modernization legislation passed in December 2003. HRA (healthcare reimbursement account) is an account maintained by an employer to be used to reimburse employees for qualified medical expenses.


  • How Can I Get Free Health Insurance?
    [Insurance:Health] Many children, families and adults qualify for free- or low-cost health insurance, and they don’t even know it! Your ability to get these state- and federally-sponsored medical programs is usually based on the size of your family and your income.


  • What's the Difference Between an HMO and a PPO?
    [Insurance] HMO stands for “Health-Maintenance Organization.” HMOs provide members with comprehensive care by healthcare professionals under contract, or by their own group practice.





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