|
|
|
John Campbell - EzineArticles.com Expert Author
[Display Categories] Sort By [Title] [Newest] [Oldest]
John Campbell Email Alerts
- How to Repair Your Credit If You're the Victim of Identity Theft
[Legal:Identity-Theft] Learn what you need to do today if you're the victim of identity theft. Read more about the steps you need to take right here.
- Auto Title Loans - Useful Tool Or Risky Proposition?
[Finance:Auto-Loans] If you own your own automobile and are in a major cash crunch an auto title loan may seem like a good way to get quick cash. Find out about the risks associated with these high interest loans here.
- Lenders Provide a Wealth of Auto Finance Alternatives
[Finance:Auto-Loans] Lenders want your business. Find out here about the wealth of financing options lenders may offer to get your business.
- How to Get the Best Auto Loan Rates and Terms With Subprime Credit
[Finance:Auto-Loans] Subprime loans don't automatically disqualify you from getting an auto loan. Find out about the options available to subprime consumers here.
- Protect Your Identity Today Or Deal With Identity Theft Tomorrow
[Legal:Identity-Theft] Find out how to protect your identity before becoming another statistic. Find out more here.
- What to Watch Out For When Dealing With a Credit Repair Agency
[Finance:Credit-Counseling] Credit repair agencies can't just wipe away black marks on your credit report. You need to know what they can and cannot do. Find out what you need to know about credit repair agencies here.
- Debt Negotiators, Credit Destroyers
[Finance:Debt-Relief] Debt negotiators could wipe out your credit very quickly. Find out what to watch out for here.
- Debt Management Plans Rarely Useful As A Credit Repair Tool
[Finance:Debt-Management] Debt management plans may help you get out of debt but rarely help you repair your credit. Find out about the ins and outs of these plans here.
- The Tangled Web of Mortgage Closing Costs
[Real-Estate:Mortgage-Refinance] You may be surprised to find out about all the costs associated with closing on a mortgage. What you need to know is covered here in great detail.
- Auto Loan Considerations
[Finance:Auto-Loans] If you find yourself shopping around for an auto loan there is much to consider before you ever sign the dotted line. Look here to find out what you should be considering before you get your loan.
- How Auto Title Loans Work
[Finance:Auto-Loans] If you own your own automobile, auto title loans can be a source of funds during a cash crunch. As long as you own the title to your auto free and clear, without any liens against the vehicle, you can qualify for a title loan within minutes. No credit checks are necessary as your auto is used as collateral for the loan.
- Stored Value Cards - Prepaid Convenience
[Finance:Personal-Finance] You see them everywhere - gift cards, restaurant cards, phone cards and more. These stored value cards (SVCs) electronically store any funds you pay in advance to make a purchase, pay a bill or withdraw money at a later date. They're also very convenient to use.
- Stored Value Cards - A Costly Convenience?
[Finance:Personal-Finance] You need to be aware of the fees associated with some stored value cards. Their convenience could be costly.
- Rise of the Stored Value Card Industry
[Finance:Personal-Finance] Stored value cards are taking the financial industry by storm. Find out about the history of stored value cards here.
- The Facts About Cash Advances
[Finance:Loans] There is a lot you need to know about cash advances to decide if one is right for you. What you don't know could cost you dearly in the long run.
- Mortgage Loans - The Basics
[Real-Estate:Mortgage-Refinance] A mortgage may be the largest investment of your entire life. Deciding whether or not a mortgage is right for you may also be the single most important financial decision you ever make. Getting down to basics, a mortgage is a loan you take out to purchase a home.
- The Hidden Influence of Credit on Mortgage Availability
[Real-Estate:Mortgage-Refinance] What you don't know about your credit could prevent you from getting a mortgage with acceptable interest rates. Find out what you need to do to get your credit in tip top shape to get the best mortgages here.
- Auto Title Loans - What to Look For and What to Watch Out For
[Finance:Auto-Loans] If you own your own automobile, you qualify for an Auto Title Loan. If you need fast cash during a financial crunch and can't get a traditional loan, open or extend a line of credit or borrow money from friends or family, Title Loans may be your only alternative. Most Title Loans have very high interest rates and other expensive fees, but you can get one with less risk and fewer fees if you know what to look for.
- 20 Percent Down? Not Necessarily
[Real-Estate:Mortgage-Refinance] 20 percent down mortgages are no longer as commonplace as they once were. Look here to find out how to get low or no down payment mortgages.
- Many Advantages Far Outweigh Few Disadvantages of Stored Value Cards
[Finance:Credit] With a growing number of options and potential applications, the many advantages of using stored value cards (SVCs) far outweigh any potential disadvantages. In addition to being a very useful way to pay for goods and services in advance, SVCs are a vital resource for unbanked consumers. Financial industry estimates place the number of households in the United States without a bank account at somewhere between 10 - 15 percent of the marketplace.
- Mortgage Refinancing May Not Be in Your Best Interest
[Real-Estate:Mortgage-Refinance] Refinancing your mortgage may not save you money if you don't refinance at the right time. Find out about when it may be the right time to refinance here.
- Foreclosure - Dodging the Sword
[Real-Estate:Foreclosures] Like "the Sword of Damocles," the threat of foreclosure hangs over any mortgaged home until the mortgage is paid off. Fall behind on a few mortgage payments and your mortgage lender could foreclose. Look here to find out how to dodge the sword.
- What Seniors Should Know About Reverse Mortgages
[Real-Estate:Mortgage-Refinance] Many older Americans are cashing in on the equity in their home today. Learn the facts about reverse mortgages here.
- The Risky Gamble of Adjustable Rate Mortgages
[Real-Estate:Mortgage-Refinance] Adjustable rate mortgages are a risky proposition. With rates starting low and then fluctuating over time you could end up spending a lot more on your mortgage than you bargained for. Find out all about ARMs here.
- Do it Yourself Credit Repair May Be Your Best Bet
[Finance:Credit] The old adage "if you want something done right you have to do it yourself" applies very well to credit repair. You are the best person to ensure that the problem areas on your credit report are dealt with appropriately. Look here to find out how you can repair your credit on your own.
- Many Credit Repair Techniques Can Be Used to Build Credit
[Finance:Credit-Tips] For many consumers, not having any credit history can be just as bad as having bad credit. If you have no credit history you may be in credit limbo, with potential creditors turning you down for credit because they don't have any way of knowing your level of credit risk. Luckily, if you find yourself stuck between a "rock and a hard place" in regards to your credit, there are many things you can do to build a solid credit record.
- Bankruptcy - The Last Resort For Credit Repair
[Finance:Bankruptcy] If you have no other options and your credit is ruined, bankruptcy may be the only way you can salvage your credit in the long run. Find out why this may not be a good idea for your credit here.
- When Filing For Bankruptcy Isn't the Answer
[Finance:Bankruptcy-Tips-Advice] If you're hopelessly buried in debt filing for bankruptcy may not be of much help. Find out why right here.
- Know Your Credit Score Before Applying For an Auto Loan
[Finance:Auto-Loans] It is important to know what your credit score is before you apply for an auto loan. Finding out your current score ahead of time will help you determine what lenders may open a new line of credit for you and what rates you may qualify for.
- Cash Advances - Easy Money?
[Finance:PayDay-Loans] You've probably seen the ad slogans from many cash advance companies - "Get up to $500 before your next payday!" "Get up to $1,000 within minutes!" "No faxes or credit checks necessary!" Going beyond the slogans, obtaining a cash advance is often a very simple process. Find out the ins and outs of cash advance here.
- Not Paying Back a Cash Advance Quickly Will Cost You Dearly
[Finance:PayDay-Loans] If you ever need a cash advance, ideally you'll be able to pay back the advance when you get your next paycheck. Fail to do so and you'll wind up spending a lot more money paying back the loan than you may have ever anticipated. Find out more about the possible unanticipated costs here.
- Read the Fine Print Before Applying For a Credit Card
[Finance:Credit] Before you ever sign up for a credit card you should read the disclosure box at the bottom of the credit card application. The information you read in the disclosure could change your mind about whether or not you even want the card. Find out more about what you should be looking out for here.
- Don't Be Late!
[Finance:Credit] Paying any of your bills late may now be more costly than ever before. Find out about the credit destroying universal default here.
- How Interest Rates Drive Up the Prices of Credit Card Purchases
[Finance:Credit] Use your credit card to make a purchase and you may end up paying a lot more for your purchase in the long run. Find out all about interest here.
- The Pros and Cons of Credit Card Balance Transfers
[Finance:Credit] Credit card balance transfers can save you a lot of money if you consolidate your debts from other credit cards with high balances. If used wisely, low interest credit card balance transfers can be an excellent way to reduce your interest payments. If used poorly, a balance transfer could cost you even more in interest and fees.
- Credit Counselors May Offer Sound Debt Consolidation Information
[Finance:Credit-Counseling] Looking for facts about how to consolidate your debts? Credit counselors can help. Find out more about credit counselors here.
- Store Brand Credit Card Incentives - Not Always What They're Cracked Up to Be
[Finance:Credit] There are many incentives to signing up for store brand credit cards. These incentives aren't always worth your time, however. Find out why here.
- Don't Be Run Over by Auto Title Loan Rollovers
[Finance:Auto-Loans] Rolling over an auto title loan can run over your finances. Find out about the dangers to your financial health here.
- The Consequences of Defaulting on an Auto Title Loan
[Finance:Auto-Loans] You stand to lose a lot more than just your vehicle if you default on an auto title loan. Read on to find out more about the potential consequences.
- New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims
[Finance:Bankruptcy] Victims of both Hurricane Katrina and Hurricane Rita may now file for bankruptcy without many of the filing requirements facing most debtors today. Find out what restrictions have been lifted for the survivors here.
|
|
|
