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Jim Hart - EzineArticles.com Expert Author
NAME: Jim Hart, Real Estate & Business Consultant
COMPANY: Smart Books Solutions
MEDIA AVAILABILITY-YES
MEDIA SPECIALIZATION: Radio Talk & Writing
FAVORITE TOPICS: Real Estate & Business
PHONE NUMBER FOR BOOKINGS: 1-877-SMART-67
Mr. Hart, consumer advocate and CEO of Smart Books Publishing, previously licensed in the sale of real estate in the state of Ohio, has been directly involved in the origination of residential and commercial mortgage financing. Hart is an honorably discharged veteran of the U.S. Army and graduate of ... [More]
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- Fundamentals of Enterprise Resource Planning ERP
[Business:Strategic-Planning] Enterprise resource planning is a complex topic, which can be simplified by looking at the major components and management considerations prior to implementation. This research paper is designed to quickly orientate people to ERP. Written in layman's terms for anybody with a basic understanding of computer terminology.
- Money Matters - Things Banks & Other Lenders Won't Tell You
[Finance:Personal-Finance] Have you ever wondered how bankers make lending decisions? Do you know what ABC borrowers are? Do you know how to put together a professional bank package for funding? If not, you want to read this insightful article!
- Money Matters - The Keys To Success
[Self-Improvement:Success] The keys to success...what are they and how do you get them? There are several keys required to be truly successful and this article tells you what they are!
- Money Matters - Small Business, It's Either Chaos or Control, Which do You Choose?
[Business:Small-Business] Many small business are started in a state of chaos...a problem that arises from business owners having to be good at everything from mopping floors, customer service to selling and accounting. The key is to "think systems" in your planning process and systematize everything from the ground up!
- Money Matters - Savings, A Key To Economic Power
[Finance:Personal-Finance] Everybody who works hard for a living knows they needs to set aside some income for savings. But do you really know how to leverage that savings to give your self virtually interest free loans? Learn how to be your own bank...
- Money Matters - Rich Kid, Poor Kid And The Important Role Of The Parent
[Finance:Personal-Finance] Have you ever noticed how some kids seem to have it all together? They are well dressed, well spoken, doing well in school, working and making money while other kids seem lost? Learn about knowledge and the power of the parent...
- Money Matters - Internet Shopping Security - How to Buy and Sell Online Intelligently
[Internet-and-Businesses-Online:Security] Paranoid about using credit cards online? Can't purchase online because you don't have a credit card? Have you gone bankrupt? Do you have financial problems? This article is for you!
- Money Matters - For Those Major Life Purchases - Get Your Financing Together First!
[Finance:Personal-Finance] Money...based on my observations over the years I have learned that it pays dividends when considering large purchases like cars, homes, education and the like, to get your facts and financing together first. Here's a neat little article that you may be able to gleam some insight from... something for anybody who is planning on purchasing a big ticket item...
- Money Matters - Real Estate Tips For Buyers And Sellers
[Real-Estate] Are you thinking about buying or selling a home? Starting and operating a small business of your own? Maybe you need a little help with personal motivation or computer technology…
- Home Loans & Refinancing, Borrower Beware!
[Real-Estate:Mortgage-Refinance] Need a home loan? Perhaps you are planning to refinance...
be careful! Lenders are offering a variety of gimmick loans that may not be in your best interest. Here's some things to think about...
- Achievement Part 1 - A Mini-Series on Personal Development - You Can't Finish Until You Start!
[Self-Improvement:Personal-Growth] What if you could snap your fingers and achieve all your goals this year? The greater question is: Do you have goals? Many people don't and are driven by circumstances-learn how to start taking control today!
- The Power of Pre Qualification - How to Have the Same Power As a Cash Buyer
[Real-Estate:Buying] If you are thinking of buying real estate, read this article to learn how to save thousands off the purchase price of any property. The article explains how you can use your financial prequalification to give yourself the same perceived power as a cash buyer. Don't miss this article, it is a MUST READ!
- Real Opportunities in Real Estate
[Real-Estate:Marketing] There are real opportunities in the market now, and for the next couple years for buyers that know how to work intelligently with real estate agents, banks and lenders, and sellers. This article gives you a heads up.
- Sure Fire Ways To Make Money On Real Estate... Things Real Estate Agents Won't Tell You...
[Real-Estate] An overview of key things you should consider to make money on real estate each and every time.
- Forms And Agreements Every Home Seller Will Need To Know About
[Real-Estate] These forms and agreements are part of every home sale and you should know about them.
- How To Borrow A Home Loan More Intelligently
[Real-Estate] Want to make better decisions about borrowing a home loan? This article will set you straight...
- Things Real Estate Agents Can't - Won't Or Don't Want To Tell You (Part 2 of 2)
[Real-Estate] This eye-opening mini-series exposes concepts that have drastic effects on property price and future marketability. Agents don't want you to think about these deal killing issues. A must read for home buyers!
Things you should know about property environment...
- Things Real Estate Agents Can't - Won't Or Don't Want To Tell You (Part 1 Of 2)
[Real-Estate] This eye-opening two part mini-series will expose concepts that have drastic effects on property price and future marketability. Agents don't want you to think about these deal killing issues. A must read for home buyers! Things you should know about property environment...
- Everything A Real Estate Agent Doesn't Want You To Know - Who Has Control Over Your Deal Anyway?
[Real-Estate] Here we go again... another year of innocent consumers taking a financial bath without knowing it.
If I were you I would be very leary of a real estate industry that steered people into fancy rate gimmick loans or "whatever it took" to make a sale... because it's all about their commissions... about your money... and who has control over the deals.
- The Great Real Estate Lie - From Boom To Bust - How The Real Estate Industry Screwed You
[Real-Estate] Mortgage failure and an economy designed for the elite rich - This article illustrates the impact the rising mortgage failure could have on property values and the economy and you.
- Real Estate - The Secrets To Nothing Down
[Real-Estate:Investing] This article cuts through the junk and gives you the bottom line on the nothing down, get-rich-quick programs that are on the market past, present and future. Real estate and real estate financing is one of the few things that don't change much over time. If you know what this article says, you can figure the rest out for yourself.
- Website Promotion Using Your Email Signature
[Internet-and-Businesses-Online:Site-Promotion] Here's a few tips for promoting your site, your resume or any other project for free.
- Everything A Real Estate Agent Doesn't Want You To Know, A Year In Review 2006
[Real-Estate] If agents could have their way they would bury this article in a hole so deep, you would never find it.
- Self - The Man in The Glass
[Self-Improvement:Motivation] An inspirational message written by a young man who committed suicide, details unknown.
- Business - The $25,000.00 Secret
[Self-Improvement:Goal-Setting] If you read (and apply) what this article has to say, you will increase your success.
- Self - Got Goals?
[Self-Improvement:Goal-Setting] What would you do if you only had six months to live? That's a good way to start your goal setting process.
- Real Estate - Surviving The For Sale By Owner Option
[Real-Estate:FSBO] Six (6) Characteristics of people who will successfully self-sell their own homes.
- Business - What Kind Of Plan Are You Writing?
[Business:Strategic-Planning] This article highlights several important factors to consider before you write a business plan for either internal or external purposes.
- Truth In Advertising Law - Information Every Advertiser Should Know
[Business:Advertising] This article will show five (5) key advertising rules to help keep you out of legal trouble.
- Business - 7 Characteristics Of Leaders
[Self-Improvement:Leadership] There are seven (7) primary characteristics of leaders and successful people and these personal qualities can be found in almost every successful person...
- Business - What's Your Vision?
[Business:Entrepreneurialism] If you don't have a burning, unquenchable passion to see your thoughts turn into reality, they probably won't.
- Things Banks & Other Lenders Won't Tell You (Part04) The Dangers Of Shopping Lenders
[Finance] Learn what few people know about shopping lenders and how it can kill your deal.
- Things Banks and Other Lenders Won't Tell You (Part 03) The Value Of A Bank Package
[Finance] Learn about the importance of a professionally prepared bank package to get the funds you need from personal debt consolidation to large-scale commercial mortgage financing.
- Things Banks & Other Lenders Won't Tell You (Part02) How Lenders View Borrowers & Projects
[Finance] This article will help you understand lender mentality, how they view borrowers and projects for financing.
- Things Banks And Other Lenders Won't Tell You (Part 01) Financial Statements And Financing
[Finance] If you don't know how to REALLY crunch the numbers to determine your balance sheet and income statement this simple article will help you. It also covers the reasons why people fail to get consolidation loans from lenders and offers some tips...
- Duplexes - One Of The Best Investments You Can Make
[Real-Estate] A single family residential home is a money pit that will cause outgoing cash flow and the only profit you will realize is appreciation, maybe. Learn how to generate positive cash flow and speed wealth accumulation through equity growth at the same time.
- Why A Land Contract Is An Intelligent Way To Sell Property
[Real-Estate] This article explains why selling a home on a land contract can be superior to a direct cash out sale.
- How To Generate $40,000 Per Year Investing In Mobile Homes
[Real-Estate:Investing] Don't have a lot of money to play with? No management experience to speak of? Want a nice cash flow from real estate investments? Check this out...
- Why Land Contracts Are An Intelligent Way To Purchase Property
[Real-Estate:Buying] This article explains why a land contract is a superior way to buy a home on credit.
- The Art Of Negotiations In About 5 Minutes
[Business:Negotiation] This super fast crash course on negotiations lays out ten super brief elements of negotiating with ten super fast explanations. You don't need to read a bunch of dribble, get it hard and fast right here!
- Smart Media Communications; Part 5 - Understanding Media Politics And Your PR Plan
[Business:PR] This final article in the mini series covers important issues to consider including media politics and managing a PR/communications plan.
- Smart Media Communications; Part 4 - How To Do A National Radio Tour From Home
[Business:PR] Part 4 of this mini series on getting publicity. This article provides tips and tricks to getting radio talk shows, how to handle them professionally for success. If you want publicity, this is a MUST READ.
- Smart Media Communications; Part 3 - How To Write A Press Release And More
[Business:PR] (Part 3) of a continuing mini series: Article provides experienced perspective into press release writing including important questions you should ask yourself. Touches on media kits, follow up techniques and source for free online wire distribution service.
- Smart Media Communications; Part 2 - Understanding The Media Markets And The Media
[Business:PR] (Part 2) of a continuing mini series: Article discusses the TOP-31 and other media markets, general communication strategies and some tips. An important building block in the series.
- Smart Media Communications; Part 1 Introduction
[Business:PR] This is introductory article is the first in a mini series showing you how to understand the media markets, how to write press releases, how to get interviews and how to perform a national radio talk tour from the comfort of your home. If you need publicity, this is the series to keep your eyes on...
- Get Smart Before You Start A New Business - Part 05 - The Management Stage
[Business:Entrepreneurialism] This fifth and final installment of the "Get Smart Before You Start" mini business series covers important concepts to consider for your business. So far in this series we have discussed orientation to the series, research, planning, testing and finally this Managing business operations.
- Get Smart Before You Start A New Business - Part 04 - The Testing Stage
[Business:Entrepreneurialism] This article, the fourth installment in the "Get Smart Before You Start" series will discuss some strategies for low cost market testing which will help you determine the feasibility of your business idea before investing large amounts of money.
- Get Smart Before You Start A New Business - Part 03 - The Planning Stage
[Business:Entrepreneurialism] A continuing mini series that discusses important business planning issues, understanding business life cycle, sources for planning assistance and other important topics entrepreneurs should know.
- How To Eliminate Worry and Anxiety and Make The Best Possible Decisions Everytime
[Self-Improvement] Would you like to know how to reduce worry and anxiety and make the best possible decisions every time? Of course you would! The following checklist will work both personally and in business and will help you take the correct course of action no matter what you are facing. I strongly suggest printing this out for your personal records and emailing it to those you care about. I have carried these notes closely with me for over 15 years and refer to them often-a real jewel to have on hand.
- Get Smart Before You Start A New Business (Part-02) The Research Stage
[Business:Entrepreneurialism] Your business will be built on the foundation of your mind and knowledge base. If you lack business intelligence now, and you refuse to gather intelligence, your business will be retarded and it will fail. Give your business a fighting chance and get smart before you start!
- Get Smart Before You Start A New Business - Part 01
[Business:Entrepreneurialism] An introduction to a forthcoming mini series on business for entrepreneurs.
- Don't Goof - Inspect The Roof
[Real-Estate:Buying] This article reveals some techniques to save you a TON of money and put bargaining chips in your hands.
- Understanding Large-Scale Commercial Mortgage Financing Part-03
[Real-Estate:Commercial-Property] This article discusses the role of commercial brokers, issues you may have to deal with, typical fees and ways to protect your legal and financial interests.
- Understanding Large-Scale Commercial Mortgage Financing Part 01
[Real-Estate:Commercial-Property] This article provides insight into large scale commercial mortgage financing in excess of one million dollars. The first of a continuing mini series of financial issues...
- Understanding Large-Scale Commercial Mortgage Financing Part-02
[Real-Estate:Commercial-Property] Part 02 of a mini series covering large scale mortgage financing. This article discusses what lenders want to see to determine the feasability for financing projects in excess of one million dollars. Offers important insights into this elusive field-
- The Best First Step You Can Take Before Starting A Business
[Business:Entrepreneurialism] This article tells you how to get free information from the government to help you start a new business including checklist for local and state compliance, business consultation, small business loans and possible grants. A MUST READ for beginners.
- Web Based Resumes-Point & Click Technology-A Key To Your Point Of Differentiation
[Business:Resumes-Cover-Letters] Learn how to turn your resume into a job marketing machine using the Internet.
- The Keys To Success - Why Only A Few Will Find Them
[Self-Improvement:Success] There are eight (8) steps to success and three (3) reasons people fail to achieve it. One thing is for sure, if you don't have what it takes, you won't read this article.
- The Difference Between Debt And Equity Financing
[Business:Venture-Capital] A brief discussion of debt and equity financing and how it applies to your business.
- Time And Task Management Techniques
[Business:Entrepreneurialism] Overwhelmed by workload? If you don't learn how to control chaos, chaos will control you. This article will give you a few tips for better time management.
- How To Set Up A MasterMind Group For Success
[Business:Networking] The key to business success is organized knowledge and financial capital. Without organized knowledge you will not attract financial capital. Learn how to surround yourself with the people you need to be successful without having any money. A MUST read for entrepreneurs and new, small start-ups.
- Think & Grow Rich - A Concept Every Entrepreneur Should Know
[Business:Entrepreneurialism] Do you have what it takes to succeed? Read this article to find out.
- The World's Easiest Accounting System For Beginners And Pros Alike
[Business:Management] Good financial management does not have to be complicated. Imagine learning how to set up an intelligent and easy-to-use and manage business accounting system in about 5 minutes--that's what this article will show you. a MUST read for beginners!
- How To Perform A Profesional Analysis Of Your Competition
[Business:Strategic-Planning] Read this article and learn the three prong approach to conducting a professional competitive analysis. Researching the competition can save you a TON of time and money. Read it and get smart fast!
- The Power Of The 5WH Formula
[Business:Management] A good manager knows how to ask good questions. In fact, knowing how to ask good questions is a key to success. This article will teach you how to analyze any issue and get the answers you need for effective decision making, saving you time and money.
- What Real Estate Agent's Don't Want You To Know About Signing Contracts
[Real-Estate] Buying or selling a home is the single largest investment of a lifetime for most people. It is a BIG business deal composed or people, emotions, contracts and cash and those are all the ingredients for legal and financial pain if you don’t know what you are doing and most people don’t.
- Be Careful Who You Pick As A Partner In Your Business
[Business] The people you choose to help you with your business can lead to success or failure. Most would be partners are incompetent-under-performers who could cause you more legal and financial trouble than they are worth. Learn how to avoid unintended partnerships and keep the idiots out of your life.
- Buying A Home? Who Is Representing Your Best Legal And Financial Interests?
[Real-Estate:Buying] Buying a home is the single largest investment of a lifetime for most and it is a BIG business deal composed of people, emotions, contracts and cash. These are all the ingredients for legal and financial pain if you don't know what you are doing and most people don't.
- 10 Tips To Improve Your Site's Search Engine Page Ranking
[Internet-and-Businesses-Online:SEO] If you are a new or novice webmaster this article will help you understand the basics to getting your site optimized for better page rankings. The article also points to many, many free resources to help you learn HTML, search engine submission sites and much, much, more. A MUST read for beginners...
- How To Set Up An Advertising Group To Sell, Sell, Sell!
[Business:Marketing] The key to success is advertising. You can have the "world's best mouse trap" but if nobody knows about it, they won't buy it from you. Learn how to leverage your ability to advertise by forming an advertising group while retaining control of your core business. This is a MUST READ.
- Turn Your Website Into An E-Commerce Ready, Money Making Machine
[Internet-and-Businesses-Online:Ecommerce] Have you been denied a merchant account at banks? Don't want to pay the ridiculous fees associated with accepting credit cards? Do you have poor credit? Bankruptcy? Frustrated with all the complicated technical mumbo-jumbo of e-commerce? If you are looking for a fast, effective, secure, reliable and easy to install e-commerce system, this article is for YOU.
- Cookbook Crooks, They Cost How Much? No Way! Top 10 E-Cookbook Review
[Food-and-Drink:Cooking-Tips] People sell e-cookbooks on line for outrageous amounts of money. Our staff reviewed over 50 e-cookbooks and narrowed them down to the top-10 for quality and price. If you are into cooking and want to save money this may be the article for you.
- Writers Beware! Who Is Stealing Your Articles And How To Find The Crooks
[Writing-and-Speaking:Article-Marketing] This article explains article theft, shows you how to track your articles, find out where they are located and identify publishers who are ripping you off. A MUST READ...
- The Law Of 200 And How It Can Work For You
[Internet-and-Businesses-Online:Email-Marketing] Ever heard of the law of 200? It's a sales/marketing rule-of-thumb that we all know about 200 people on a first name basis. This is a powerful concept that can be applied to a simple email message to help promote your site and/or your offer:
- How To Turn $100 Into A Million Dollars
[Investing] This article will show you, step by step, how to turn $100.00 into a million dollars. If you can't do what this article suggests, you will probably never become a millionaire. Read it and THINK!
- Understanding Opportunity Costs
[Business:Entrepreneurialism] For every decision you make, every waking moment of your life, there is an opportunity cost attached to it.
- How To Get A Government Contract (Part 03)
[Business:Marketing] The third and final installment on government contract procurement. Understanding the three P's of contracting...
- How To Get A Government Contract (Part 02)
[Business:Marketing] Continuing mini series on government contracting. This article shows you how to start the process with the fed and how to get a free online education by the GSA which gives you CEU's (Continuing education credits) and how to earn a ceriticate of completion, suitable for framing, from the fed. A must read ...
- How To Get A Government Contract (Part 01)
[Business:Marketing] Does you business qualify for a government contract? Learn more...
- Knowledge Is Power - Do You Have It
[Business:Entrepreneurialism] If you are thinking about going into business and lack experience, you may want to put your eyes on this article.
- The Have's And The Have Not's: Two Perspectives Of Business Reality
[Self-Improvement:Success] Some people are born into elite families, go to elite schools and work for elite companies with billion dollar budgets--then there are people like you and I...
An interesting perspective on the haves and have nots.
- 101 Things Real Estate Agents Don't Want Buyers And Sellers To Know!
[Real-Estate] Imagine being able to read a free ebook that will help you protect your legal and financial interests whether you are a home buyer, seller or money borrower--with no strings attached.
- Advertising Works! (Part 3)
[Internet-and-Businesses-Online:Internet-Marketing] Advertising Works! A continuing perspective into effective and low cost advertising and website marketing strategies.
- Advertising Works! Part 2
[Internet-and-Businesses-Online:Internet-Marketing] They say "If you build a better mousetrap the world will beat a path to your door" but that is not completely true...the world has to KNOW about your mouse trap first. Advertising is the only way to sell product...no advertising = no sales. This article shows you how to advertise cheaply and effectively so that you gain intelligence in the process.
- Are You A Website Newbie? Everybody Starts Off That Way...Here's Some Help For Beginners
[Internet-and-Businesses-Online:Web-Design] Just starting to dabble with a website? Overwhelmed by information overload? Tired of endlessly peering into your computer trying to make heads from tails? You may want to put your eyes on this simple article.
- Starting A Business Can Be The Most Mind-Numbing, Demanding Task In The Universe-A Place For Help...
[Business:Entrepreneurialism] Being in business for yourself is one of the hardest things you can do to make money. Why? For starters, as an under-capitalized entrepreneur without the resources to hire a staff, everything thing that has to be done in your business will probably be done by you.
- Agents - If They Don't List, They Don't Last: Why Selling Your Home Can Be Hazardous To Your Wealth
[Real-Estate] If you are planning on selling your home through a real estate company it may pay dividends to STOP and read this article to better understand the role of the agent you select to represent you and your property. In the real estate business there is an old saying that goes; "If you don’t list, you don't last". Learn some dirty tricks and tactics agents use to manipulate sellers into stupid deals.
- Advertising Works!
[Business:Advertising] What’s the point of differentiation of a paper clip? Keep in mind that paperclips are a competitive billion-dollar industry.
Do you realize your product or service doesn't matter when you advertise? Products can be put into two categories: GOOD products and BAD products. A good marketing team can sell bad products and a bad marketing team can't sell good products.
- Everything A Real Estate Agent Doesn't Want A Self-Seller To Know
[Real-Estate:FSBO] One of the biggest mistakes people make when selling for sale by owner (FSBO) is underestimating the home selling process. Everybody knows how the FSBO game gets played: You sign up with a FSBO magazine, you submit a photo of your home, they run your ad in their magazine, give you a yard sign and away you go with whatever ideas you have to self-sell. And for many that’s where the fun stops and the problems begin.
- Think Links - A Simple Solution To A Complicated Problem
[Internet-and-Businesses-Online:Site-Promotion] Tired of the endless articles and hours and hours of effort to improve your site page rankings? Tired of having the same old Google ranking? Sick of reading one article after the other with the same old lame content about search engine optimization? Have you had it up to your eyeballs with geek talk? This article is for you!
- How To Buy Property For 50% Off The Asking Price
[Real-Estate] A strategic approach to buying property the smart way.
- 12 Good Reasons To Have An Attorney Before You Sign And Submit A Purchase Offer
[Legal] The dumbest mistake a home buyer can make is to not have an attorney before they sign anything. Learn why a title examination is critical to the home buying equation.
- Have An Idea? Starting A Business? STOP! Read This Article
[Business:Entrepreneurialism] If you create a new product or service, you will have to spend time "educating people" about your offer before you can sell it. That's twice the work. Do something they are already familiar with. That way you can spend your time selling rather then educating and selling.
- Four Important Tips For People Who Are Considering A Refinance
[Real-Estate:Mortgage-Refinance] Thinking about refinancing your mortgage? STOP! read this article first and get four important tips for smart decision making.
- Everything A Real Estate Agent Doesn't Want A Home Seller To Know! Part-3
[Real-Estate] New and part time agents tend to throw as many purchase offers on the wall as possible and hope they stick--that could cost you time, money and lost sales opportunities. What can you do? Read this article and find out!
- A Business Without A Plan Is Like A Ship Without A Rudder
[Business:Entrepreneurialism] Every product or service ever invented by mankind started as a single thought or idea. Learn how to take your thoughts and turn them into reality. This article will show you how to seriously increase your chances of succeeding in business.
- Everything A Real Estate Agent Doesn't Want A Home Seller To Know! Part-2
[Real-Estate] Lawyers go to school for seven (7) years to learn the law so they can write a fifty dollar ($50.00) will. Real estate agents on the other hand, go to crash-course-training programs for 30-90 days or so and represent sellers in transactions in excess of $100,000.00! What’s wrong with THAT picture? Here's some food for thought...
- Everything A Real Estate Agent Doesn’t Want A Home Seller To Know! Part-1
[Real-Estate] planing on selling your home? Thinking about listing with a real estate company? Better think again! This mini-series for home sellers is everything real estate agents don't want you to know!
- Buy A Home Or Rent? What The Government, Realtors, Lender's and Insurance Companies Won't Tell You!
[Real-Estate] Here's a few nuggets that are sure to give you a brand new perspective on the value of home ownership! Things that make you go Hmmmmmmmm
- How To Get Free Real Estate Advice Before You Buy Or Sell A Home!
[Real-Estate] What if you could click your mouse a couple of times and protect your legal and financial interests in a real estate deal? Wouldn't it be in your best interest to learn how?
- Everything A Real Estate Agent Doesn't Want You To Know Part-5
[Real-Estate] Where do you get your real estate news and information? If you are counting on newspapers, radio and TV, THINK AGAIN! Learn how the real estate industry influences our politicians to write laws that favor the industry and the media to cover happy news stories--you have a right to know!
- Everything A Real Estate Agent Doesn't Want You To Know! Part - 4
[Real-Estate] Amortization, discount points, closing costs, doc prep fees, appraisals, zoning, good faith estimates, dowry rights, truth in lending, APR, HUD, originators, brokers, secondary market, hybrids, MIP, balloons, second mortgages, bla, bla, bla...
Tired of the financial Mumbo Jumbo? This article will help you.
- Everything A Real Estate Agent Doesn't Want You To Know! Part-3
[Real-Estate] If real estate agents could have their way they would bury these articles in a hole so deep you would NEVER find it!
- Everything A Real Estate Agent Doesn't Want You To Know Part 2
[Real-Estate] Thinking about buying a home? Better think again! Read this article and get a heads up on some of the issues you should be aware of...it may save you a few thousand dollars. it's your money!
- Everything A Real Estate Agent Doesn't Want You To Know-Part 1
[Real-Estate] If real estate agents could have their way they would bury this article in a hole so deep you would NEVER find it!
This mini series on real estate is designed to help home buyers, sellers and money borrowers represent themselves on a more level playing field when dealing with commission-driven agents.
- The Top Ten Commandments For Home Buyers and Sellers
[Real-Estate] Here's the top-ten things home buyers and sellers should know before they deal with real estate agents. Keep your eye on Jim Hart's columns-Hart, a nationally known consumer advocate, will be giving a mini-series on home buying and selling in the coming weeks!
- Personal Achievement Part-5 The Bow & Arrow Of life
[Self-Improvement:Achievement] Have you ever shot a bow an arrow? If not, what do you think the chances of hitting the bullseye with the first shot would be?
Not very good right? well, setting and hittings goals is a lot like shooting a bow an arrow-practice makes perfect!
- Personal Achievement Part-4: Attitude, One of the Keys to Success!
[Self-Improvement:Achievement] God gives everybody one acre called "life"-some people have a nice acre which is well groomed, organized with flowers planted in nice rows. On the other hand, some people have an acre that is a mess, unorganized and needs work. Which person are you?
- Did You Know there are 3500 Calories in a Pound of Fat? Understand the Math and Lose Weight!
[Health-and-Fitness:Weight-Loss] Diets and exercise equipment are a way for the marketing people to make a buck on you. You have a brain, two legs and two arms-with these elements you can lose weight!
- Achievement Part 3 - How Much Time Do You Have in Your Time Bank?
[Self-Improvement:Time-Management] We all have 24 hours a day in our time bank. You can't make time or save time-all you can do is "spend time". Knowing how you spend your time is a critical first step to getting more done within less time-Hurry! The clock is ticking!
- Achievement; Part 2
[Self-Improvement:Motivation] Success comes in many different sizes and packages-60 successful seconds make a successful minute. 60 successful minutes make a successful hour...24 of those make a succesful day! And days add up-Learn how to take action!
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