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J Krohn - EzineArticles.com Expert Author   RSS

J Krohn is a freelance writer of informational websites dealing with financial matters and travel. He lives in Colorado and is currently working on a book and travel websites.

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  • Home Equity Loan - Which One is Best For You?
    [Real-Estate:Mortgage-Refinance] Home Equity Loans are like any other product you purchase. You have to be a savvy buyer to get the best deal. Home Equity Loans present a slightly different twist than most purchases however because your home is the collateral. Your home is at risk. There is a lot more riding on it than buying a bag of groceries. You have to know what you are doing.


  • Home Equity Loan - Which One is Right For You?
    [Real-Estate:Mortgage-Refinance] Home equity loans have become one of the most popular forms of lending in the country. Lenders love them because they make so much money on them. Borrowers love them too. Do you suppose there is one that is just right for you with your name all over it?


  • Home Mortgage - FICO - How Important is It
    [Finance:Credit] The life blood of a loan application for virtually anything is your FICO score. The score determines your interest rate or your level of risk to the lender. It can mean literally tens if not hundreds of thousands of dollars on a home mortgage loan. There's more. Your FICO score is perhaps THE MOST important number in your life-for literally everything.


  • Mortgage Prepayment - Top Points to Ponder
    [Real-Estate:Mortgage-Refinance] Homeowners that have a mortgage, and who doesn't, pay more in interest than the amount of the loan. On a $250,000 mortgage interest will cost you over $300,000 in the life of the loan. The temptation may be to repay the loan early. Before you do, here are some things to consider.


  • Home Equity Loan - Top Reasons to Get One
    [Real-Estate:Mortgage-Refinance] There are so many reasons why you should take advantage of the equity in your home and take out a home equity loan. Any of the reasons require careful consideration and deliberation because you are putting your home at potential risk.


  • Mortgage Rate - Why Yesterday's Answers Won't Solve Today's Problems
    [Real-Estate:Mortgage-Refinance] The hot lending schemes of yesterday will not work today. As a matter of fact they have caused many borrowers to be in big trouble with their biggest asset-their home. Here's why they won't work in today's market.


  • Home Equity Loan - The Cash Cow?
    [Finance:Home-Equity-Loans] Homeowners continue to borrow against the equity in their homes at an amazing pace. The reasons are simple. Rates are low. Payments can be reduced. Extra cash is available. What is not to like?


  • Home Mortgage and FICO - What Exactly is It? (Part 1)
    [Finance:Credit] In this two part article we will look at the major components of arguably the most important three digit number in your life-your FICO score. The score determines your interest rate or your level of risk to the lender. It can mean literally tens if not hundreds of thousands of dollars on a home mortgage loan and so much more.


  • Reverse Mortgage Home Equity Loan - Is There One in Your Future?
    [Real-Estate:Mortgage-Refinance] Reverse Mortgages have become very popular and will continue to grow in popularity as baby boomers play a huge role in the housing market. Find out what they are, who can use one and see if there might be one in your future.


  • Home Mortgage Loan - Which is Best For You?
    [Real-Estate:Mortgage-Refinance] With home ownership at an all time high it is obvious that more and more people are seeking this slice of the American dream-owning their own home. There are so many choices out there on mortgages that you need all the help you can get on picking the right product.


  • Home Mortgage Loans - Top Tips on Pitfalls
    [Real-Estate:Mortgage-Refinance] The mortgage business is confusing to say the very least to a lot of folks. The lingo, the whole process can be quite intimidating. Considering the gravity of taking out a huge mortgage on your home you really need to take some time and do your homework and avoid these mistakes if you possibly can.


  • Home Equity Loan Reverse Mortgages - Wait Just a Minute
    [Real-Estate:Mortgage-Refinance] The marketplace is changing so rapidly in one of the fastest growing sectors of lending-reverse mortgages-that it might be well worth your while to catch your breath and wait a minute (or two) and let the dust settle. Things are only going to get better.


  • Mortgage - 3 Hot Tips to Boost Your FICO Score
    [Real-Estate:Mortgage-Refinance] Building a good credit score is a long term process. As they say a journey of a thousand miles starts with the first step. Here are three sure fire ways to boost your credit score.


  • Mortgage Finance - 3 Hot Tips to Avoid Lowering Your FICO Score
    [Real-Estate:Mortgage-Refinance] Building a good credit score is a long term process. As they say a journey of a thousand miles starts with the first step. Here are three sure fire tips to employ to avoid lowering your FICO score.


  • Home Equity Loan - Reverse Mortgages - The Dark Side
    [Real-Estate:Mortgage-Refinance] Reverse mortgages are not unlike any other product-buyers need to do their homework especially in an area that has the earmarks for abuse and scams. Take advantage of the free HUD approved counselors before making a decision.


  • Mortgage Cash Out Re-Fi's Are Alive and Well
    [Real-Estate:Mortgage-Refinance] There is one aspect of the lending business that seems to continue to thrive: Home Mortgage Cash out Re-Financing. It is the cheapest money around. With home values going up it is no wonder folks are doing it.


  • Mortgage Rate - What You Need to Know
    [Real-Estate:Mortgage-Refinance] There is so much information available on mortgages the problem is not finding it but knowing which information is reliable. Believe it or not when people are trying to sell you things (like a mortgage) the truth may be slightly embellished. You need to do your homework.


  • Home Equity Loans - Why Lenders Love Them
    [Real-Estate:Mortgage-Refinance] Home equity loans are one of the most popular and most profitable products in the field of lending right now. Knowing why they are so popular may make you think twice about getting one.


  • Mortgage Refinance - Let the Buyer Beware
    [Real-Estate:Mortgage-Refinance] Foreclosures are at a record level. Interest rates are down and on a level equal to 11/05-one year ago and have leveled off. Applications for refinance are at an all time high. With all the foreclosures happening there are bound to be all kinds of "knights in shining armor" to save the day. The market place is full of scams for the frightened homeowner about to lose his home to foreclosure. Let the buyer beware!


  • Reverse Mortgage Home Equity Loan - Why it Might Not Be Right For You
    [Real-Estate:Mortgage-Refinance] A reverse mortgage home equity loan can be a Godsend to many people but not to all. Believe it or not there are some folks who are not right for a Reverse Mortgage Home Equity Loan...


  • Mortgage Rate - Five Hot Tips For Sub Prime Applicants
    [Real-Estate:Mortgage-Refinance] Just because there is a major scandal going on with sub prime lending doesn't mean that sub prime borrowers are going away. Here are some hot tips to use before applying for that loan.


  • Home Equity Loans - Bad Credit Loans Made Easy
    [Finance:Home-Equity-Loans] It used to be that if you had bad credit it was very difficult to get a loan much less a credit card. Nowadays with our enlightened society you can get a loan under just about any circumstances. There are some circumstances where it is downright easy-even with bad credit.


  • Home Mortgage and FICO - What Exactly is It? (Part 2)
    [Finance:Credit] In this two part article we will look at the major components of arguably the most important three digit number in your life-your FICO score. The score determines your interest rate or your level of risk to the lender. It can mean literally tens if not hundreds of thousands of dollars in savings on a home mortgage loan alone and so much more.


  • Mortgages - Tips to Get From Application to Closing
    [Real-Estate:Mortgage-Refinance] You've found your home and negotiated a good price. Now you've found a lender and you qualified and submitted all your paper work and got approved. Boy what a hassle sure glad that's over. Wait a minute there friend-it isn't over!


  • Home Equity Loan - Buyer Beware
    [Finance:Home-Equity-Loans] There is so much seduction to woo homeowners into making a home equity loan that buyers need to be wary. Keep your eyes and mind open before risking your most valuable asset-your home.


  • Mortgage Rate - More What You Need to Know
    [Real-Estate:Mortgage-Refinance] There is so much information available about mortgages that it can be overwhelming. You need to do your homework, find someone you can trust and go with the best information you can get for the biggest purchase of your life.


  • Mortgage Finance - Tips to Save You Serious Money (Part Two)
    [Real-Estate:Mortgage-Refinance] With so much money at stake when you buy a home it is easy to save some serious money if you know a few tricks of the trade and do some homework. This is a two part article that will give you some keen insight on how to save some serious money on your mortgage.


  • Mortgage Finance - Tips to Save You Serious Money (Part One)
    [Real-Estate:Mortgage-Refinance] With so much money at stake when you buy a home it is easy to save some serious money if you know a few tricks of the trade and do some homework. This is a two part article that will give you some keen insight on how to save some serious money on your mortgage.


  • Home Equity Loans - Reverse Mortgages EXPOSED
    [Real-Estate:Mortgage-Refinance] Whenever I hear nothing but good about a product I immediately get suspicious. For example a movie that is being promoted as "one of the year's ten best" and so much hype you can't wait to see it. Then it lasts one week at the box office. When I first heard of reverse mortgages it seemed like a lot of hype. Now the TRUTH comes out.


  • Mortgage Loans - Five Tips First Time Buyers Must Know
    [Real-Estate:Mortgage-Refinance] First time buyers are particularly easy "marks" for mortgage brokers. The temptation for them is to take advantage to increase their commission. Here are 5 tips every first time buyer should be aware of.


  • Who's to Blame For Record Setting Foreclosures?
    [Real-Estate:Foreclosures] As records are being set for the number of home foreclosures this year, I wonder out loud if there was a way to predict this was going to happen. Could it have been avoided? Whose fault is it anyway that 1.3 million foreclosures will occur this year?


  • Home Mortgage Loans - The Role of Sub Primes in Today's Market
    [Real-Estate:Mortgage-Refinance] There is little doubt that sub prime lending at least in part fueled the housing boom. There is also little doubt that sub prime lending has fueled what has become a huge spurt in foreclosures that may last into the next few years.


  • Reverse Mortgage Home Equity Loan - The Pot of Gold at the End of the Rainbow
    [Real-Estate:Mortgage-Refinance] After 45 plus years of working in your lifetime and grossing close to $3 million what do you have to show for it? Surprisingly, for a lot of people the answer is close to nothing. Maybe it isn't so bad after all with a reverse mortgage.


  • Reverse Mortgage Home Equity Loan - Life Made Easy
    [Real-Estate:Mortgage-Refinance] Life is full of choices. So too is retirement. When it comes time for the big day of retirement a reverse mortgage should be part of the planning process so you can have some fun choices to make and make your life easy.


  • Home Equity Loans - What to Look Out For
    [Real-Estate:Mortgage-Refinance] Most mortgage brokers are honest hard working people who truly work hard to help their clients. Like any industry it is the dishonest few who give the whole industry a bad name. Here are some schemes used by the dishonest few.


  • Reverse Mortgage Home Equity Loan - Most Popular Uses of Proceeds
    [Real-Estate:Mortgage-Refinance] More and more baby boomers are getting reverse mortgages-but what to do with the proceeds. Like you really need some help here? How are you going to spend all that money?


  • Mortgage Foreclosures - Is it the Chicken Or the Egg?
    [Real-Estate:Foreclosures] Which comes first? The boom in housing fueled in part by home buyers who "bought up" because of relaxed lending criteria. Or the record rate of foreclosures fueled by those same homebuyers who "bought up" and are caught in a squeeze and can't make their payments?


  • Home Mortgage - Are You Paying Too Much?
    [Real-Estate:Mortgage-Refinance] The Federal Reserve released a report recently that showed among other things that many people are paying too much for their loan because of inexperience in the process, inadequate competition amongst products, and race. The sub prime market has increased almost 20 fold in the last ten years. Instead of being denied a loan customers just get a higher rate.


  • Home Mortgage Loan - Top Seven Insider Secrets You Need to Know
    [Real-Estate:Mortgage-Refinance] The mortgage business is like lot of other businesses in a way. It has its' own lingo. It has its' share of shady characters. Truth is not a requirement. Deception is relatively easy.


  • Mortgage Help - A Foreclosure Alternative?
    [Real-Estate:Foreclosures] Unless you have been hiding under a rock for the last two years you know that foreclosures are way up and are scheduled to continue that trend. Now several mortgage companies are exploring ways to help borrowers as an alternative to foreclosure.


  • Home Equity Loans - Reverse Mortgages -You Know They Have Arrived When
    [Real-Estate:Mortgage-Refinance] A few years ago most people hadn't heard of reverse mortgages. Now there are several programs from many different lenders. The biggest lenders in the country have announced they are in the game of reverse mortgages. Reverse Mortgages have arrived!


  • Home Equity Loan - Reverse Mortgage - Money From Heaven?
    [Real-Estate:Mortgage-Refinance] An unexpected source of money for many Americans could be a reverse mortgage. It can be money from heaven. Find out how and why by reading on.


  • Home Equity Loan - The Best Questions to Ask
    [Finance:Home-Equity-Loans] It is always helpful when applying for any kind of loan to know ahead of time the right questions to ask. Who knows it may end up saving you some money or keep you out of trouble.


  • Top 7 Ways to Improve Your FICO Score
    [Finance:Credit] Your credit can be ruined in a few minutes. Improving your credit can take months if not years to fix. The longest journey starts with the first step. If you need credit repair start fixing it now. It will pay though out your lifetime. Here's some steps to get you going.


  • Home Mortgage Loans-Online Just Fine!
    [Real-Estate:Mortgage-Refinance] Well is it about time that you get with the times and consider doing your next mortgage loan online? Just about every facet of the business world is doing the online thing so what's holding you up?


  • Home Equity Loan-Reverse Mortgage-Pros and Cons
    [Real-Estate:Mortgage-Refinance] Senior citizens are the market for reverse mortgages. They are notoriously the targets of scammers. There are some negatives to reverse mortgages and seniors should make sure they keep their eyes open.


  • Mortgage Refinance-Don't Get Caught in the Squeeze
    [Real-Estate:Mortgage-Refinance] With falling home values, homeowners who are considering a refinance have to be very careful that they don't end up upside down-owing more than the value of their house.





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