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Don Seibert - EzineArticles.com Expert Author
Having been a pioneer in the minicomputer, microcomputer and PC industry, Don Seibert was employed for several years as Vice President of Sales & Marketing for Computer Sciences Corporation (NYSE:CSC), has founded, grown and sold several companies inthe software and healthcare software field, and has retired several times. With each retirement, Don finds himself yearning to participate in the technology business.
More lately, Don has been webmaster and Director of Training for several network marketing, ... [More]
[View Don Seibert's Extended Author Bio]
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- Why Rent a Hotel Room When You Can Have a Condo For Less?
[Travel-and-Leisure:Vacation-Rentals] Most people are accustomed to renting a nice hotel room for their family vacation. That certainly has been the time honored way of vacationing for most people. Today, though, you can easily find spacious condominium apartments for rent at a cost well below that of a typical hotel room.
- Uncovering a Hidden Skill Can Help You Get the Job
[Business:Careers-Employment] Unemployment does not seem like too big of a deal - unless you are one of those directly affected. Lots of folks have found themselves without a job in the current recession and the search of a new job in this situation can be pretty difficult. You need all the help you can get!
- Create Your Own Personal Security - For Free!
[Finance:Personal-Finance] Are you tiring of being dependent on the Government, the stock market, or you employer for all of your future financial security? Most people in our society are.
- Your Best Source of Financial Security
[Internet-and-Businesses-Online:Internet-Marketing] We have all become so dependent on the government, the economy, our employer and the stock market for our financial security that we often overlook one of our strongest assets, our base of knowledge! Accountants don't account for it and you probably have not thought much about it, but you may be overlooking one of your greatest assets - particularly in these economic times.
- A New Paradigm in Marketing Methods
[Internet-and-Businesses-Online:Internet-Marketing] The old, traditional ways of marketing over the Internet have given way to the rush of excitement over Social Media and the ability to attract people to your valuable information. This is known as "Attraction Marketing" and here's what it's all about in a nutshell.
- Never Work Again!
[Business:Entrepreneurialism] If you do what you really enjoy, you will never have to work again! There are so many people who trudge through life doing things everyday out of routine and everyday pressures. They could be far more productive and enjoy life much more if the got involved in something that they really like to do.
- The Heart of an Entrepreneur
[Business:Entrepreneurialism] What are the key traits of a successful entrepreneur? Many people run our and start businesses, but only a select few are very successful at it. This article investigates the difference between those who win big and those who struggle to get ahead and are eventually met with frustration and failure.
- Consulting Can Provide Extra Retirement Income
[Home-and-Family:Retirement] Retirees or those facing retirement often find that they really can use some income to complement that which they receive from Social Security, pensions, and investments. Most of us retire from the workforce with considerable experience and skills that can prove very valuable in a consulting relationship. This article explores the concept of 'Senior' consulting.
- Leveraging Your Experience For Extra Retirement Income
[Home-and-Family:Retirement] When most people evaluate retiring from their jobs, they usually overlook the wealth of experience and knowledge that they have amassed in their lives to this point. This knowledge base can be used to build a steady stream of recurring income to supplement your traditional income streams.
- Exploit Your Hobby to Earn Extra Retirement Income
[Home-and-Family:Retirement] By the time we reach retirement age, most of us have developed a hobby or two that we particularly enjoy. Here we explore how to leverage your interest in a hobby into extra cash to supplement your retirement income.
- Using Your Artistic Talents For Extra Retirement Income
[Home-and-Family:Retirement] Whether your passion is drawing with pencil or pen, painting with oil or water colors, sculpting, or ceramics, there's a good possibility that you can transform those skills and talents into some extra income for your retirement. Many artists are simply happy with having created something of beauty from nothing.
- Collect Yourself Some Extra Retirement Cash
[Home-and-Family:Retirement] One of the ways to create extra cash for your retirement is to capitalize on your love of collecting things. There are many ways to turn your passion into profits. Here are just a few.
- Avoid These Retirement Nest Egg 'Bandits'
[Home-and-Family:Retirement] It is tough enough to make ends meet in your retirement when you are trying to live on a fixed income. Here are several legal and generally accepted 'Nest Egg Bandits' that will take your omen away from you if you are not careful.
- Which Retirement Group Are You In?
[Home-and-Family:Retirement] The statistics are staggering! Less than 6% of Americans are really ready for retirement by the time they reach 65 years of age. Evaluate where you stand and do something about it today.
- Build Your Retirement Saving Plan Today
[Home-and-Family:Retirement] Americans are increasingly having difficulty saving for their retirement. We must find a way to generate some extra income and to have the discipline to regularly contribute to your financial future.
- Plan Your Route to Easy Street
[Home-and-Family:Retirement] There are many potholes on the road to Easy Street. Among them, the greatest is failure to plan for a happy retirement nest egg. There are many reasons for this and most families have a tough enough time making ends meet today without worrying about the future. The shoulder of the road to Easy Street is littered with failed retirement plans. Find out how you can avoid these.
- Selecting a Niche For Earning Supplemental Retirement Income
[Home-and-Family:Retirement] How to find a topic or niche that will provide you an area to work in to earn extra income for supplementing your retirement. Generally speaking, selecting a niche in which to earn retirement income is pretty simple.
- Expected Retirement Income Sources Can Be Undependable
[Home-and-Family:Retirement] The sources of retirement income that our society usually depends on are no longer adequate to finance a comfortable retirement for most people. Let's explore why this is so and what we can do about it.
- Get Rich Slow For Supplemental Retirement Income
[Home-and-Family:Retirement] Here is a tried and true, very inexpensive way to build a stream of income to supplement your retirement. I call this strategy "Get Rich Slow" because, like the turtle it will slowly overtake the others in the race and generate a good source of supplemental retirement income.
- Make Your Early Retirement Dream Come True
[Home-and-Family:Retirement] Once you get to be in the 'over 50' crowd or you consider yourself a 'baby boomer' (those born between 1946 and 1964), you begin to dream about your eventual retirement. Initially, it seems like it will be a long time in the future before your 'full retirement age', as defined by the Social Security Administration. You now have in your power the ability to change your retirement timetable dramatically and to consider early retirement. It is all up to you!
- Consider Your Accumulated Experiences As a Retirement Asset
[Home-and-Family:Retirement] While we are justifiably concerned over the way that the stock market and economy has negatively affected our retirement "nest egg", each of us owns an important asset that most people fail to consider. The experiences, skills and knowledge that you have accumulated in your life can be your most important retirement asset - if you choose to make it so.
- Many Sources of Extra Retirement Income
[Home-and-Family:Retirement] If you are worried about not having enough cash to retire on, please don't limit your thinking to going out and getting a jog - or to keeping a job that you hate, for the wrong reason. Here are some ways to supplement your retirement income and have a lot of fun along the way.
- Your Retirement Income is Unlimited
[Home-and-Family:Retirement] When it comes to retirement planning, do not limit yourself to traditional sources of retirement income. There are many, many other alternatives available to you. You likely have many more assets than you realize. The earlier you work on them, the better off you will be.
- Entering the Retirement Red Zone
[Home-and-Family:Retirement] In the NFL, the term "Red Zone" has come to mean that portion of the field between the 20 yard line and the goal line. Offenses and defenses are routinely measured by their effectiveness in this area.
- Are You in the Retirement Red Zone?
[Home-and-Family:Retirement] In football, the "Red Zone" is described as the part of the field between the 20 yard line and the end zone. If you are in or approaching the retirement Red Zone, you whole mindset and investment strategy must change if you are to outlive your retirement savings.
- Invest Time Not Money For Extra Retirement Income
[Home-and-Family:Retirement] Have you seen some Get Rich Quick schemes on the Internet that just sound too good to be true? We all have. Here's a way to earn extra retirement income by selling information that you already possess!
- What Have You Done Today For Your Retirement Income?
[Home-and-Family:Retirement] Each of us has the responsibility of saving for and providing for our retirement years. You can take steps today to help generate some extra income for your retirement. It is easy, cheap, and fun!
- What Will Your Retirement Lifestyle Be?
[Home-and-Family:Retirement] We all have differing views of what constitutes a wonderful retirement lifestyle. You real lifestyle objectives have to be tempered by the realities of health, family, and finances.
- Financial Planners Must Push Supplemental Retirement Income
[Home-and-Family:Retirement] As fewer and fewer Americans have adequate retirement savings, financial planners have a difficult job ahead of them. When the retirement resources are skimpy, planners have to make some tough recommendations to their clients. Unfortunately, most financial planners overlook one of your most valuable assets!
- Think Like an Entrepreneur For Retirement Income Success
[Home-and-Family:Retirement] Sometimes, it is just your thinking that gets in your way! Many retirees are so focused on reducing their expenses that they overlook the many income generation opportunities that are available to provide extra cash for their retirement. They often overlook one of their most valuable assets - their life's experiences and the knowledge that they have attained.
- Retirement Planning Differs Based on Your Age
[Home-and-Family:Retirement] Everybody worries about having saved enough for their retirement. What you can do about it varies greatly depending on the age at which you start.
- Retirement Planning Should Not Start With Money
[Home-and-Family:Retirement] Everywhere you look and everyone who you talk to about retirement all seem to be focused on the financial issues. It is normal for retirement discussions to center around the finances of retirement, but it is impossible to properly budget for a certain retirement lifestyle without defining that lifestyle and preparing an associated expense budget.
- Money is Not Everything in Retirement
[Home-and-Family:Retirement] When most people discuss retirement, they tend to be focused on their savings and investing toward their dream lifestyle. Most people have not begun to plan and to define what constitutes their dream retirement lifestyle. Until you know what your needs are, there is no way that you can determine if you have saved enough!
- Retire Today Using the 4 Hour Work Week
[Home-and-Family:Retirement] Traditional thinking would have us work 40 hours per week, 50 weeks per year for 40 years to earn a retirement. Now, there is a new approach to all of this which seems ridiculous on the surface, but then when you really think about it.
- Think Outside the Box For Retirement
[Home-and-Family:Retirement] We are products of a culture that has taught us that retirement in a life of relaxation and enjoyment at the end of the career rainbow. For most people, that dream is not coming true as they approach retirement only to find their savings to be inadequate. To overcome this problem, you must think "Outside the Box"!
- Supplemental Retirement Income Can Save Your Retirement
[Internet-and-Businesses-Online:Internet-Marketing] It is becoming increasingly difficult to know how much supplemental retirement income that you will need for your golden years. When you take your Social Security check and any pensions that you might have and add to that the income from your investments, hopefully that will come close to covering your projected monthly expenses in retirement. When it does not, then you must make your projected lifestyle a little more conservative or find other sources of supplemental retirement income.
- Think Supplemental Retirement Income When You Hear the "R" Word
[Home-and-Family:Retirement] With the downturn of our economy these days, it is not unusual to hear the newscasters using the "r" word to predict the future. (I refuse to use the word as I believe it has become a self fulfilling prophesy!) Anyway, when there is a dip in the economy, it becomes even more important that you have established an extra few sources of income to supplement your retirement income.
- Earn Supplemental Retirement Income by Writing a Book
[Home-and-Family:Retirement] You can earn supplemental retirement income simply by writing a book based on knowledge that you have gained through your career or life experiences. There are many searches each day on Google and Yahoo for information on a subject that you may already know a lot about. Write your book now and earn some important income!
- Design Your Retirement Lifestyle Before Planning Your Retirement Budget
[Home-and-Family:Retirement] Most people looking forward to retirement get all sorts of advice on planning their savings and investments. That's great, especially if they start early enough. Once you get to be over 50 years of age, it becomes important to design your planned retirement lifestyle. Only then can you possibly know how big your retirement nest egg must be to carry the load and to provide adequate income to support your lifestyle.
- It's a New Era in Early Retirement
[Home-and-Family:Retirement] All the while you have been saving for your eventual retirement, times have been changing. The bad news is that corporate contribution to pensions have been reduced dramatically, the brokers and planners have taken their share of fees, and most people are burdened with debt. The good news is that the internet has provided us with many, many ways to setup streams of income to supplement our retirement income.
- How Early Can Your Early Retirement Be?
[Home-and-Family:Retirement] All our lives, our culture has conditioned us to expect that, at some point in our lives we would become non-productive and of less value to society. They call it "retirement" and we need to save, save, save to be ready for that day by some pre-defined age, like 65 years! Well, the whole game has changed now and, if you think outside the box, you can be able to quit work as you know it yet this year!
- Put the Early in Early Retirement
[Home-and-Family:Retirement] Who says that retirement age is 65 years of age? Back when the Social Security Administration was started in the 1930's, few people in the U.S. ever considered such a thing as retirement. Well, because everybody has been contributing into the Social Security fund during their working lives, we have come to go by their rules and to expect to retire at age 65 - or now age 66 or 67! These dates are artificial. Why not consider stopping full time work much earlier in your life?
- The Word Retirement Has a New Meaning
[Home-and-Family:Retirement] The whole idea of "Retirement" has changed. If you believe all of the media hype created by those who would make money on your investments, retirement is a financial event that takes place about age 65 and, from that point on, you will be inert and worthless! The new thinking says that just because you retire from a job, it does not mean that you retire from the capability to earn money!
- Are You Closer to Or Farther From Retirement?
[Home-and-Family:Retirement] Don't accept the retirement plan that you have been forced to accept by the government. Who says that your 'full retirement age' is 65 or 66 of 67? Why can't you quit having to work at 50 or 55 if you so desire? Well, you can and we will talk about how to make that happen.
- How to Enjoy an Easy Retirement
[Home-and-Family:Retirement] To most people, planning for retirement is a mysterious and seemingly monumental task. It need not be. In fact, if you plan well enough ahead and plan for supplemental retirement income to round out your cash flow, a graceful retirement can be quite easy to pull off - at almost any age!
- Supplemental Retirement Income Because You Are YOYO
[Home-and-Family:Retirement] Our whole thinking on the subject of retirement and retirement savings must change! Everything around us to do with our retirement has changed and we are now in the YOYO age! You're On Your Own. Here's how to make changes to protect your happy retirement.
- Caring for Your Parent - The Child Becomes the Parent
[Home-and-Family:Elder-Care] AS your parents naturally age, their children will often have to assume the role of parent! What a tremendous role reversal that is. Here are some of the issues that you will have to deal with when you think about caring for an aging parent.
- Elder Care From an Older Perspective
[Home-and-Family:Elder-Care] Most of the articles and columns you read today about 'Elder Care' are from the perspective of those that are, God love them, giving the care. Here, I will try to speak from the perspective of the 'care receiver' rather than the caregiver.
- Single Women Have a Unique Retirement Problem
[Womens-Interests] Millions of those Baby Boomers who are considering retirement are single women. Going into those retirement years, they have a unique financial problem, but they also have tremendous opportunities!
- Using Your Triumph Over Disease to Help Others
[Health-and-Fitness:Diseases] When life gives you lemons, you are told to make lemonade. Likewise, when you have overcome a debiliating disease, you have an obligation to help others likewise inflicted.
- Public Speaking for Supplementing Your Retirement Income
[Writing-and-Speaking:Public-Speaking] One fun, exciting, and profitable way to earn extra retirement income is to leverage your life, business, and industry experience by becoming a public speaker on the topic. Your experience makes you a de facto Expert.
- How to Swing a Golf Club - the Easy Way
[Recreation-and-Sports:Golf] Many golfers become frustrated as they try to properly learn how to swing a golf club. Some people play all their lives and still are unable to conquer the course. With all of the resources now available to a golfer, there's no reason to be frustrated or not to enjoy every round of golf that you play.
- Can You Qualify for a Reverse Mortgage with No Income?
[Real-Estate:Mortgage-Refinance] Reverse Mortgages operate like a regular home loan in reverse. Under a traditional home mortgage, enough income must be substantiated to show the lender that you are able to repay the loan, but in a reverse mortgage, your income is not even a consideration since you will have no monthly payment to make!
- How Much Cash Can You Get from a Reverse Mortgage?
[Real-Estate:Mortgage-Refinance] There's been a lot writtenon reverese mortgages without getting too specific. Let's identify just the kind of money that a senior citizen can expect to get from a reverse mortgage, either in a lump sum or on a monthly basis for life.
- Reverse Mortgage Myths
[Finance:Loans] There's a lot of bad information floating around and creating confusion and doubt among senior citizens concerning the Reverse Mortgage for Senior program. We will attempt to answer some of the concerns that have been expressed recently about Reverse Mortgages.
- Why a Reverse Mortgage May Not be Good for You
[Real-Estate:Mortgage-Refinance] With all of the hype in the media concerning reverse mortgages, you would think that they are the end all solution for all seniro citizens who own their own home. That is not always true! Check out your options and benefits regarding a home equity line of credit before setting up a reverse mortgage.
- Reverse Mortgage Requirements
[Finance:Loans] Unlike the traditional mortgages that we have used in the past, a reverse mortgage has a few more requirements and 'wrinkles'. Be aware of these issues and it will help you determine if a reverse mortgage is right for you!
- Is a Reverse Mortgage Really Such a Good Thing?
[Finance:Personal-Finance] There's a whole lot of talk and commercials for the reverse mortgage for senior program these days. Seniors considering a reverse mortgage should take the idea seriously, but learn as much as possible about them from several independent sources before moving ahead with a reverse mortgage. They are not for everybody!
- Reverse Mortgage Costs
[Real-Estate:Mortgage-Refinance] A loan under the reverse Mortgage for senior program involves many of the same costs as a traditional home mortgage, but there are a few notable differences. Explore with us the different costs and the reason for them and how they provide special benefits for senior citizens.
- Get Independent Advice on Reverse Mortgages
[Finance:Personal-Finance] Of great interest to the Senior citizen community these days, the program called "Reverse Mortgages for Seniors" really has them talking. It may provide a real financial boon to those on a real tight budget, provided they have enough equity in their home.
- What about an FHA backed Reverse Mortgage for Seniors?
[Finance:Loans] There are many options and requirements when a person proceeds with a reverse mortgage for seniors. The FHA and HUD are the major government entities that enable of provide the lowest cost reverse mortgage alternatives. Explore the options and their respective pros and cons.
- Reverse Mortgages Let Your House Pay YOU!
[Finance:Personal-Finance] One of the most attractive and least understood financing option for senior citizens is the Reverse Mortgage. Many people don't understand that their home can pay them in retirement. Explore the pros and cons of reverse mortgages and determine whether or not they are for you.
- Boating Safety Tips
[Recreation-and-Sports:Boating] Here's some simple but important tips to make your next day on the water to be be safest and most fun ever! A little preparation and planning will ensure that you don't get stuck out on the water and have to call a 'Mayday'!
- Care of Your Fiberglass Boat
[Recreation-and-Sports:Boating] More recreational boats today are constructed of fibreglass and the care and maintenance of the fiberglass is the biggest factor in maintaining the value of the boat. The articles explores the ways that a boatowner can ensure that his boat will be in the best possible condition at all times.
- Taking Care Of Your Boat's Canvas
[Recreation-and-Sports:Boating] Among the most visible and useful accessories on your boat are the canvas convertible top and also cover that protects your boat from the elements. A little preventive maintenance and using the suggested techniques in this article will ensure that the canvas on your boat lasts as long as possible.
- Fundamentals of Boat Trailering
[Recreation-and-Sports:Boating] If you trailer a boat to and from the lake, river or gulf, you should be aware of these few fundamentals of boat trailering to make your trip most enjoyable and safe! Have a great cruise!
- Financing Your Boat
[Recreation-and-Sports:Boating] This article will guide you through the myriad of options and issues related to financing a recreational boat. From banks to credit unions to marine lenders, there are many lenders, programs and options to choose from. Be an intelligent buyer and do your homework first. Have a great cruise!
- Boat Shows - Making the Most of Them
[Recreation-and-Sports:Boating] This article explores how to get the most out of a boat show. What a buyer should look for and how to deal with overwhelming choices and professional (and unprofessional) salespeople! A little homework before attending a boat show can save you lots of aggravation, not to mention money!
- To Buy a New or Used Boat?
[Recreation-and-Sports:Boating] This article explores the considerations that should enter into the purchase of a boat and whether the buyer may be better off buying a new boat or a pre-owned boat. Investigating and doing your homework can save you thousands when buying a boat!
- Boat Storage Issues
[Recreation-and-Sports:Boating] Here we explore the various type of boat storage facilities and their relative merits and disadvantages. We also look at several issues to consider whenever you store your boat. With a little thought and care, your whole boating experience will be enhanced!
- Shopping for a Boat
[Recreation-and-Sports:Boating] This srticle explores the things that must be taken into consideration when buying a boat. Things like new vs used, budgeting issues, and selection criteria really have to be thought out in advance. If you do this little homework, your whole boating experience will be greatly enhanced!
- Insuring Your Boat
[Insurance:Watercraft] This article explores the issues surrounding the protection of your boat and personal wealth by having boat insurance. It also covers the issues regarding liability and storage and trailering of your boat. It pays to do your homework on this subject!
- Boat Insurance Vs Homeowner's Insurance Coverage
[Insurance] This article investigates the pros and cons of insuring your recreational boat as a declaration on your home owner's policy versus obtaining a marine insurance policy. Advantages and disadvantages of each method are explored. It pays to do your homework!
- The Right Engine For Your Boat
[Recreation-and-Sports:Boating] Having the correctly powered engine on your boat will greatly enhance your satisfaction in the performance of your boat. There is nothing worse for a boater than to have to live with a boat that is underpowered.
- Maintaining Your Boat's Engine
[Recreation-and-Sports:Boating] Having a well performing engine is critical to enjoying your boat and proper maintenace of the engine is the least expensive way to ensure that the engine doesn't not let you down. Perform these simple measures and you will be able to enjoy your boat for many years ahead!
- Types of Popular Recreational Boats
[Recreation-and-Sports:Boating] An overview of the various types of recreational boats that are so popular in the U.S. today. Discussion includes the typical size, configuration, amenities and equipment used in the various kinds of boats.
- Selecting A Boat For Your Family
[Recreation-and-Sports:Boating] Selecting a Boat for your Family explores the many issues to be considered when finding just the right boat to serve the cruising needs of your family. By following the simple steps shown here, you can save thousands of dollars and find a boat that will provide years for boating fun for your family. Have a great cruise!
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