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Cheryl Johnson - EzineArticles.com Expert Author
Cheryl Johnson is a mother of four helping herself and others become and remain debt free. Publisher of the budgeting and debt management site Simple Debt Free Living -a self-help plan, ideas, and resources for debt reduction, personal budgeting, frugal living, and extra income opportunities.
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Cheryl Johnson Email Alerts
- Debt and Debtor's Disease - Do You Have It?
[Finance:Debt-Relief] Debtor's disease is the silent killer of respect, marriages, self control, and families. There isn't a part of your life that it won't touch and destroy.....
- Christmas After Credit Cards
[Home-and-Family:Holidays] It is especially important during the holiday season to keep focused on financial goals. It's so easy to get distracted from goals with the excitement and anticipation of children mounting each day the holiday grows closer.
- Budget Friendly Halloween Costumes
[Home-and-Family:Holidays] There was a time when Halloween costumes were much more original. You were not likely to bump into three or four other characters that looked exactly like you. There were of course costumes of the same theme, but each was unique by comparison. So, don't let that little girl cry because you can't find her the purrrrrrrrrrr-fect cat costume. You can create a much nicer one from everyday items and a few craft materials.
- Frugal Gifts for Frugal Gals
[Home-and-Family:Holidays] If great minds think alike, the same is true of frugal minds. Simply look within yourself. The frugal gal can get excited about the most ordinary items.
- Frugal Lessons at Home - Raising Happy Children
[Home-and-Family:Parenting] Give your kids the gift of perspective. The lessons you teach at home may prove to be the most valuable lessons they learn!
- Back to School Savings
[Finance:Personal-Finance] Tips to save you money on back to school supplies. Planning and a good shopping strategy are essential to maximize savings on back to school shopping.
- Find Your Niche in the Business World
[Business] Invest in yourself and your happiness. Find your niche, or place, in the business world. It could be as easy as re-discovering yourself.
- Low Budget Wedding Reception
[Relationships:Wedding] Keeping wedding expenses to a minimum is challenging. Many marriages start with huge financial burdens due to wedding costs alone. This can put alot of stress on a marriage. Choose a low budget wedding and start your married life together with one less financial worry.
- Buying a House or a Home?
[Real-Estate:Mortgage-Refinance] A house is just that, a house, until someone lives in it. That's when it becomes a "Home." There's a big difference.
- Grocery Savings - Your Kitchen is a Goldmine!
[Finance:Personal-Finance] Your grocery budget is the most flexible area of your household budget... If you haven’t figured it out already, your kitchen is a Goldmine. There are numerous ways to reduce the grocery budget and free up funds to use in other areas.
- Considering a Car? Car Buying Tips
[Automotive] As one of the "major purchases" in life, car buying is one to be carefully considered. Your first task will be to determine exactly what market you're going for... "You are what you drive?" I don’t think so.
- Gift Ideas from the Heart
[Home-and-Family] Coming up with gift ideas on a budget may seem difficult at first. Put some thought into your gifts and you will be rewarded not only with lower costs but more practical, useful, gifts for the recipient.
- Budgeting and Debt Management
[Finance:Debt-Management] Together, budgeting and debt management build financial security and independence. Like "peanut butter and jelly" most of us can't have one without the other.
- Biggest Budget Blunders
[Finance:Budgeting] Does your budget never seem to balance the way it should? Are you constantly digging into the savings to make ends meet? ...plan for inevitable expenses that we naively refer to as "unexpected." .....Start counting on the car breaking down instead of hoping it doesn't!
- Frugal Freedom
[Finance] People who live a frugal lifestyle often live with less stress. Much of the transition from spendthrift to frugal is within the mind. It's not so much a physical shedding of the luxuries of life. Rather...
- Vacation Values
[Home-and-Family] The family vacation is a tradition intended to bring families closer together and one that many of us would just not think of giving up.
- Resourceful Redecorating - Budget Friendly Home Decorating
[Home-Improvement:Interior-Design-and-Decorating] This is a great time to bring some new ideas into your home and liven things up! Before you buy, shop at your own home. If you have "stuff" laying around the garage or home that can compliment your desired decorating theme, use it.
- More Money? My Cup Runneth Over...But I'm Still Thirsty
[Finance:Personal-Finance] It’s a strange phenomenon. It seems the more money you have, the more you need. It makes perfect sense. Given more money, most people would increase their standard of living.
- Budget Planning - It's Elementary My Dear Watson
[Finance:Budgeting] You don’t have to be a financial wizard to solve this mystery. And you certainly don’t have to be Sherlock Holmes. You see it really is an elementary concept.
- OOPS! Did I Forget the Free Fun?
[Home-and-Family] In my recent article “Kids Just Wanna Have Fun” I offered some ideas to keep your fun hungry kids happy. But, duhhhhh... I forgot the FREE FUN STUFF! Well ya’ know that’s the most important stuff.
- Budgeting your Savings - Did You Let Your Piggy Bank Get Away?
[Finance:Budgeting] Some how we forget to feed the little piggy. And, like most neglected “pets”, your piggy bank will disappear if you don’t feed it.
- Save Money on your Clothing Budget - Tame the Closet Monster!
[Finance:Budgeting] Never spend more than $5 on a piece of clothing again and still be dressed like the best!
- Internet Home Business Welcomes Newbies
[Internet-and-Businesses-Online] It's a brain explosion, no it's intellectual overload, no... it's just "simply" too much all at once. It's a scary thought, but sure 'nuf, I am a Newbie.
- You Can Work at Home and Love It
[Home-Based-Business] What are you passionate about? What do you believe in? If you pursue what you love and are passionate about, YOU WILL BE SUCCESSFUL!
- Kids Just Wanna Have Fun!
[Kids-and-Teens] “Kids Just Wanna Have Fun.” And who could blame them? I don’t think there are many of us who haven’t longed for the carefree, playful days of our youth. I have four of these carefree fun hungry kids. Keeping them entertained on a tight budget is always a challenge.
- Money Saving Tips. Maximize Savings on Everyday Items!
[Finance:Personal-Finance] Frugal living is more than a lifestyle. It's a passion.
Call Me Crazy! I love It!
Why, who wouldn't love getting paid to buy products that they use everyday?
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