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Bradley Steffens - EzineArticles.com Expert Author  

Bradley Steffens is a freelance copywriter and the author of twenty-eight books. He has written for a range of clients in the financial, healthcare, and high tech industries, including Raymond James Financial, Cardinal Health, and Del Tel, Inc. His latest book is Ibn al-Haytham: First Scientist, the world's first biography of the eleventh-century Muslim scholar who developed the scientific method centuries before the Europeans learned of it--by reading his books.

[View Bradley Steffens's Extended Author Bio]

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  • Homeowners Insurance - Reducing the Risk of Residential Fires
    [Insurance:Home-Owners-Renters] Imagine a fire alarm sounding every 19.2 seconds, day and night for a year, and you will have an idea of how many fires are reported in the United States every year. According to a study released by the National Fire Protection Association in September 2007, U.S. fire departments responded to 1,642,500 fires in 2006.


  • Home Owner's Insurance - Exclusions to Home Owner's Insurance Coverage
    [Insurance:Home-Owners-Renters] Many homeowners do not realize that their homeowners insurance policies do not insure against all possible threats to their homes. This article covers six of the most common threats excluded, and measures homeowners can take to protect their homes.


  • The Future of Long Term Care
    [Insurance:Long-Term-Care] With the growing senior population, the future of public long term care funds in jeopardy. More and more seniors are looking to private long term care insurance providers for a solution.


  • Homeowners Insurance - Five Things to Know About Earthquake Insurance
    [Insurance:Home-Owners-Renters] Since 2005, earthquakes powerful enough to be felt by people have occurred in 40 of the 50 states, according to the United States Geological Survey. Not surprisingly, Alaska, California, and Hawaii lead the nation in frequency and size of earthquakes, but other states have significant numbers of quakes as well.


  • Mortgage Leads With More Data
    [Real-Estate:Mortgage-Refinance] The mortgage crisis in America is hitting brokers just as hard as their consumer base. New and improved mortgage leads, with more accurate data, are helping brokers remain efficient.


  • A Single Premium That Does Double Duty
    [Insurance:Life-Annuities] How a single-premium life insurance policy with a long term care rider can help seniors fulfill both their long term care and life insurance needs. A single-premium life insurance policy is a life insurance policy guarantees that it will be "used" at some point. The long term care rider offers flexibility of benefits should the policyholder ever need full-time nursing care.


  • A Roadmap to Choosing Individual Health Insurance
    [Insurance:Health] When it comes to their health, each person and each family is unique, so it is not surprising that choosing an individual health insurance plan is a complex process. Cost, convenience, and your unique health issues all come into play. Somehow, out of the myriad of choices, you are supposed to find the right combination for you..


  • Would Your Home Be Restored to Original Condition?
    [Insurance:Home-Owners-Renters] Nearly sixty percent of homeowners in America are under insured. In the event disaster strikes your home, will your homeowners insurance cover all of the damage?


  • Homeowners Insurance Makeover
    [Insurance:Home-Owners-Renters] After a home remodel, homeowners often find their homeowners insurance coverage to be inadequate. Here are steps you can take to make sure your homeowners insurance will protect your investment and property.


  • Life Insurance - 5 Mistakes People Make When Purchasing a New Policy
    [Insurance:Life-Annuities] Five common mistakes made when purchasing life insurance. Here's how you can avoid them.


  • Protect Your Home From Medicaid Reimbursement
    [Insurance:Long-Term-Care] This article includes steps to protect your home from Medicaid reimbursement. It also offers advice to decide whether long term care insurance is right for you.


  • The Changing Face of ARM Leads
    [Real-Estate:Mortgage-Refinance] ARM leads (adjustable rate mortgage leads) have undergone substantial changes and modernization, with greater detail and accuracy than ever before. As such, the changing face of ARM leads has made them an invaluable resource to competitive mortgage brokers and loan officers targeting consumers eager to refinance their mortgage.


  • Children's Life Insurance
    [Insurance:Life-Annuities] A whole life insurance policy will insure a child for his or her entire life, and it will build cash value over the years. The cash value is the amount the insurance company will return to the policyholder in a lump sum, should he or she cancel the policy.


  • The Actual Cost of Term Life Insurance
    [Insurance:Life-Annuities] Helpful information regarding the cost of term life insurance. Information is geared for propsective investors in a term life insurance policy.


  • Long Term Care Insurance - Is it Right For You?
    [Insurance:Long-Term-Care] Information for prospective consumers of long term care insurance. Article helps consumers determine whether long term care insurance is a suitable option for their needs.


  • Insurance Leads - Seven Tips For Selling Internet Insurance Leads
    [Business:Sales-Management] Internet leads are different from other sales leads. They are generated differently. They are delivered in real time.


  • Life Insurance - What is Universal Life Insurance?
    [Insurance:Life-Annuities] Many people are torn between the benefits offered by term life insurance and those offered by whole life insurance. They appreciate the affordability of term life. They also like its flexibility.


  • Mortgage Leads - An Assortment of Mortgage Leads
    [Real-Estate:Marketing] Many lending professionals think Internet mortgage leads come in one flavor. Others think there are two kinds, Plain and Peanut-emailed and live transfer. The truth is that Internet mortgage leads come in a variety of flavors, like a box of truffles.


  • Homeowners Insurance Liability Coverage
    [Insurance:Home-Owners-Renters] Picture this scenario: You remove a damaged plank from the deck on the side of your house, intending to replace it, but you are interrupted and do not finish the project by evening. You tell your family members about the missing plank, but you do not mark the potential danger with a caution sign or tape. You do not anticipate that an acquaintance will stop by that very night and decide to seek entrance from the deck instead of through the entry door...


  • Homeowners Insurance - Don't Get Bitten by Homeowners Insurance Liability
    [Insurance:Home-Owners-Renters] For the 40% of Americans who are dog owners, dog bites are an unfortunate reality they face. Here are steps dog owners should take to avoid liability for their pet's wild side.


  • Interior Design - Making and Marketing a Custom Faucet
    [Home-Improvement:Kitchen-Improvements] An easy-to-use online tool lets interior designers create a virtual, custom faucet in seconds then print out or email a full-color image of the design, completely customized for the client. Fun to use, this faucet designer offers the marketing tools to make a splash with the client.


  • Life Insurance - Pros and Cons of Term Life and Whole Life Policies
    [Insurance:Life-Annuities] Pros and cons for consumers torn between the choices of term life insurance & whole life insurance policies. You do not want the death of a family member to disrupt your family's finances or jeopardize its future.


  • Who Was the First Scientist?
    [Reference-and-Education:Science] Contrary to popular belief, the first person to devise and use the scientific method was not a European such as Roger Bacon or Galileo Galilei. It was an Arab-Muslim scholar who lived 600 years before Galileo and 300 years before Roger Bacon. His name was Abu Ali al-Hasan ibn al-Hasan ibn al-Haytham, known in the West as Alhazen or Alhacen. By insisting on the use of verifiable experiments to test hypotheses, Ibn al-Haytham established a new system of inquiry - the scientific method - and earned a place in history as the first scientist.




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