Andrea Carangelo - EzineArticles.com Expert Author

[Display Categories] Sort By [Title] [Newest] [Oldest]

Rebuild Your Credit After Bankruptcy
[Finance:Bankruptcy] If you are reading this you probably are thinking of filing Bankruptcy or are already in the process. The whole point of Bankruptcy is finding relief from the crushing debt load you are currently carrying.

How Credit Reports and Credit Scores Work - Understanding Your Credit
[Finance:Credit-Tips] Credit bureaus are in the business of gathering information and then SELLING it to future creditors, employers, insurers and any others who have a legal reason for requesting your information. It is important to understand how credit reports and credit scores work.

Buying Properties in Foreclosure
[Real-Estate:Foreclosures] If you are looking to purchase property in today's market, one might consider buying a foreclosure property. First-time home buyers are looking into foreclosures because this is an excellent opportunity to buy a house at a lower than market-value price. Buying a home in pre-foreclosure may be a win-win situation for both parties involved.

Strategies That Will Sell Your House
[Real-Estate:Selling] Are you a homeowner that has property for sale and is holding onto to the house waiting for a higher price? Are you a seller considering lowering the asking price? Have you fixed up your house or used 'home staging' and it is still not bringing potential buyers your way? Learn How to Market The Deal and NOT The House

Be Your Own Life Coach
[Self-Improvement:Coaching] When choosing a different thinking process, you can change the outcome of situations and/or dilemmas you may find yourself in. I wanted to share with you how easy it can be for you to be your own life coach. You are after all, responsible for your own happiness and fulfillment and there are ways you can be successful in bringing about peace and happiness to your life.

Are You Afraid of Change?
[Self-Improvement] Some people are afraid of change. Some adapt better than others, some even love change, but change sometimes scares people and hinders them from finding and acting upon opportunities, being successful, trying something new, proceeding with a dream or dealing with a good or bad situation.

Do You Know Where to Find Opportunity?
[Self-Improvement:Techniques] There is no sign on the wall telling us where opportunity lies, but...it is important to understand that how we view opportunity is what is important. Opportunities are either handed to us, uncovered by us, or created by us. You can create your own opportunity. We must realize opportunities often comes disguised as a problem, challenge, or obstacle. Keep an open mind. Believe that anything is possible...truly believe it!

Owner Financing? Should You Sell Without a Down Payment
[Real-Estate:FSBO] I have been asked many questions with regard to selling a home with Owner Financing. One typical question I am asked often..."I am selling my home and offering Owner Financing, but having trouble finding a good candidate with a good down payment. Should I take a chance and allow a buyer to put no money down?"

Get Your House Ready to Sell - Part II
[Real-Estate:Selling] Part II of Getting your House Ready to Sell. These tips will help you be successful in getting the word out, showing your home, having an open house and creating a flyer that advertises your home.

Know Your Ratio - Loan to Value and Debt to Income
[Real-Estate:Mortgage-Refinance] If you are thinking of refinancing a loan or requesting your private mortgage insurance to be removed, you should know your loan to value ratio. Lenders use your debt to income ratio (how much you owe on credit cards and loans compared to how much you earn) to help evaluate your creditworthiness.

FSBO - Basic Contracts Used to Secure Money Owned on a Home
[Real-Estate:FSBO] If you are a for sale by owner that is offering owner financing, you will become the owner of a contract note. You should understand the three basic contracts used to secure payment of money owned on a home.

Get Your House Ready to Sell - Part I
[Real-Estate:Selling] If you are getting ready to sell a house, the key is thinking like a buyer. And what do buyers do? They drive up to a house and look at it. If they're not repelled by what they see, they step inside and look around. Learn how to get your house ready to sell.

Avoiding Foreclosure
[Real-Estate:Foreclosures] If you are experiencing financial difficulties and cannot make your next mortgage payment, or if you are already behind, you need immediate help. Learn precautionary steps you can take to regain control of your finances and bring your mortgage current, what you should do if you miss a payment and know the options that may be available to you.

Owner Financed Mortgages and Simultaneous Closings
[Real-Estate:Selling] Owner Financed Mortgages, also are known as seller carry back mortgages. They are created when a seller of a home decides to "carry" a mortgage note from the purchaser of his or her home. Offering Owner Financing can put you in a financially beneficial situation and if you choose a Simultaneous Closing, you can receive a lump sum of cash immediately.

Pricing Your Home as For Sale by Owner
[Real-Estate:FSBO] Ok, so you have decided to be a For Sale By Owner. Congratulations! This sell it yourself method will save you money. I want to give you 4 tips on pricing your home. These are effective ways to arrive at a fair price.

Owner Financing Will Sell Your Property In Good Or Bad Markets
[Real-Estate:FSBO] Let me change the way you think by introducing you to a real estate sales technique that is over-looked far too often. This technique will increase the number of buyers for your property. Even in soft economies and slow housing markets. This method is responsible for getting more property sold faster than any method used today.