Iowa has some of the lowest auto insurance rates in the United States, which is good news for Iowa residents looking for car insurance. Even so, insurance costs can vary widely from one insurance company to another and you want to make sure you're getting the cheapest rate possible. To save on your auto insurance, follow these tips:

Drop Extra Coverages You Don’t Need

You may be paying for insurance coverage you never or rarely need, such as towing and rental coverage. Consider dropping these extra coverages to lower your insurance rate.

Depending on the age of your auto, you may also want to drop your comprehensive and collision coverage. Most insurance companies recommend dropping these coverages if your auto is more than five years old.

Get All the Discounts You Qualify For

Insurance companies offer a variety of discounts that will lower your auto insurance rate. Ask your insurer if you qualify for any of these discounts:

* Multi-policy discount

* Multi-car discount

* Good student discount

* Good driver discount

* Anti-theft discount

* Safety features discount

* Low mileage discount

Also ask your insurer if there are any other discounts you might qualify for.

Shop Around for the Cheapest Iowa Insurance

You comparison shop for other major purchases, and at upwards of hundreds of dollars a year, auto insurance certainly qualifies as a major purchase. If you don’t shop for the cheapest insurance rate, you're probably paying too much.

To make your comparison shopping easier, visit an insurance comparison website. Once you submit your insurance information, multiple A-rated insurance companies will give you insurance quotes and you can then choose the cheapest rate. On the best of these websites, you can even talk online or by phone with insurance professionals to get answers to your questions. (See link below.)