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The truth is sometimes difficult to determine through all of the maze of information, but if you have a Wells Fargo home mortgage, you may be in luck. They are participating in the government program, and if you qualify to apply, you could get a Wells Fargo Loan Modification to help save your home.
Everywhere you look, especially online, you are seeing information about the President's Making Home Affordable Program. You are probably getting bombarded with advertisements about the various options available for you to avoid foreclosure and save your house. You may have had offers of services with a guaranteed success rate for a large fee to get your mortgage modification for you.
The government program is very much distorted, and many unscrupulous business people have used it for their own quick personal gain. However, the truth is that President Obama made a special announcement so that people would understand that there are no fees charged for a mortgage modification through the Making Home Affordable Program. There may be some back taxes owed on your property that need to be caught up in a few instances, but usually there is no up front money required.
If you have a home loan with Wells Fargo, you do not need to hire anyone to be your intermediary in applying for a Wells Fargo Loan Modification. Compile your information in an organized manner and examine the application guidelines. Then, contact the Loss Mitigation Department at Wells Fargo and apply for the assistance yourself.
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***Must Know Mortgage Modification Facts***
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