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Social Security Disability Facts
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Each Social Security disability case can be quite different: the information needed to be eligible is dependent upon the case details, the length of time taken to award benefits may vary, and the amount of money awarded is individual to each case. While there are many variables in being accepted for Social Security disability (SSD), there are some facts about the process that you can count on. Before you start the application process, take a look at this small list of facts to determine whether you should go forward.

Fact 1: Your disability status is determined by the severity of your disability. Specifically, you must have already been disabled for a year, or be expected to be disabled for at least a year (proven by a doctor). In addition, the mere definition of the term 'disability' assumes that your disability may possibly result in death. These facts must be present as a part of your case to deem you 'disabled'.

Fact 2: You cannot receive Social Security disability for short-term or partial disability. There are no amendments to this fact. Worker's compensation and medical insurance are good options for either case.

Fact 3: You can still work and collect SSD, as long as your earnings are under a certain amount per month, known as substantial gainful activity. If you are working and the amount received before taxes is less than the substantial gainful activity, you may still collect SSD.

Fact 4: The amount of money you receive from SSD is not based on how much money you are currently making at your present job.

The amount of money you will be awarded will be based on how much you have paid into the Social Security disability program over your lifetime.

The last fact to know is...

FACT 5: Receiving Social Security disability benefits is a timely process. It may take 3 months, 6 months, or over a year. Some cases may take longer. Almost all cases are denied at the first application, and many are denied for a second time. Having investments to draw from or a healthy savings account can be imperative during the application process and review process.

If after reading these facts you are sure that you qualify as disabled, begin the application process as soon as possible.

The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner for the social security administration. He answers questions about the federal disability system on on his Social Security Disability Questions page.

Article Source: http://EzineArticles.com/?expert=Timothy_Moore

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This article has been viewed 603 time(s).
Article Submitted On: December 23, 2008



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