When you are starting life all over again from the scratch, you may not be able to afford to buy a home immediately until you have sufficient savings and are able to prove your credit worthiness with the bank. For a few years you might have to rent or lease an apartment or a home in the meantime.
You have two options while looking out to rent an apartment. You can either rent out a flat from a property management company or directly from a landlord. In both cases the approach to the business would be different and their terms would also vary.
If you approach a property management company, they are likely to check your credentials including your credit worthiness. Your background and past records may not work in your favor in such cases.
The better option for you would be to check out on the property management firm's business terms and choose those who have accepted tenants with such financial status as yours. They are likely to accept your case too.
On the other hand you may find it easier to deal with a individual landlord as you would be able to talk to him on one to one and convince him of your genuine intentions. However you shouldn't be looking like one who is bankrupt. Your appearance should be pleasing and normal.
Have a pleasant appearance when you go to meet the landlord and be neatly dressed with neat hair cut. It helps if you explain to the landlord and show him that you have learnt lessons from your mistakes and are now honestly working towards building your future.
Overall it is important that you be honest to yourself as well as with your landlord. You should rent out the apartment only if you intent working and paying rents in time and improving your life as well as credit worthiness. Otherwise this exercise is just not worth it.
Do not waste your time and of the others unless you truly intent to move out of your past life and live more responsibly in future and work towards a financially secure future. Until you are ready and committed, any effort is of no use.
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