Consumers still need to move, just because the lending markets are nearly closed down, does not mean that no one will move. What can be done? Rent, move in with family, get stuck with a home they cannot sell? Let me give you a scenario. James and Jackie, live in a nice home in Denver, Colorado, they have two children (boy (8) girl (11), James, works for a National advertising company and Jackie is a stay at home mom with a side business selling make-up so she contributes a Small sum of money each month. James is on a salary and makes a good living at around $85K per year.

They bought there home about five years ago, and have a lot of money into it. One day James, is told by his boss that the company is cutting back on expenses because of the economy and slow sales, if he wants to stay on with the company he will have to move to another office in Los Angeles, California and take a pay cut of about $15K per year and he will be losing his health benefits. He says he will talk it over with his wife and make a decision by the end of the week. When James arrives home and tells Jackie of the news, they are horrified, its the middle of the school year, both their kids have had the same friends and been in the same school since Kindergarten. Jackie and James both have family in Denver and do not want to leave them. So, at first James decides to try to find a comparable job with another firm in Denver, but, finds that no one is hiring and he would not be able to start anywhere near the salary he will be making with his current employer. So, they are forced to move.

James and Jackie have a meeting with a Realtor who gets the home appraised, the home doesn't even appraise for what they owe and if they can find a buyer they would have to bring around $20K to the table at the closing. A terrible loss for them when they should have had equity and been able to make a profit. Even though this sounds crazy,and they will lose all the money they put into their home, they agree to sell the home for less than they owe. The Realtor lists the home. After about 30 days they have had a couple of lookers but, no offers, so the Realtor suggests putting some money into the home like updating the fixtures and the window treatments. They spend around $12K to do this.

At this point they have already had to move to Los Angeles where they found an apartment to rent until their home sells. It is a struggle for them to pay the mortgage on a home they are not living in plus their current living expenses.Another 30 days go by, and not hearing anything from the Realtor, James gives her a call and asks if anything has changed. She says that she has shown it a few times, but, no offers yet. She then suggested that they pay a staging company to help sell the home. So James and Jackie call a staging company and agree to pay another $400 per month.

Finally, another month goes by, things are getting harder in LA, money is tight, the apartment is to small and things are not looking very bright anymore. James again calls the Realtor after another 30 days, same news as before.

Another week goes by and James gets a phone call from a neighbor, who notices a big water leak. After sending a plumber and assessing the damage, they would have a $1000 plumbing bill and a $2500 bill for a construction crew to replace some flooring and drywall that was ruined. Plus, the now $800 water bill since the water was running constantly for a week. They now decided it would be a good idea to have the water shut off and the home winterized.

One day after James and Jackie didn't think things could get any worse, they received a phone call from a friendly woman on the phone. She said she owned a referral company in Denver, and she had an interested buyer for their home if they would be willing to do a Rent to Own. After so many headaches with trying to sell James said he would talk to Jackie and if they were interested they would call her back.

The next day they called her back and asked for more information. She explained that the Rent to Own buyers would pay there mortgage for 12 -24 months while they are working on getting their credit in order and saving the necessary money for a down payment. They would be responsible for the home just as if they owned it so they wouldn't have to worry about middle of the night phone calls for a plumber. Also, unlike renters, a rent to own buyer will take better care of the property because they are planning on buying it. This part made James and Jackie feel much better.

They had worked hard to get their home and hoped that someday if they ever sold that they would make a profit on it. Isn't this the reason of Real Estate. Billionaires have come from Real Estate and it's not fair that they should have to lose everything. If they had to keep paying on that empty home, they would have eventually been looking at foreclosure. The rent to own program allows them to hold on to their investment until the market recovers. Even if the rent to own buyers never close, it holds the home, not only being paid for but also being taken care of. James and Jackie went with the rent to own buyer and were finally able to move out of the apartment and into a home in L.A. They also did a rent to own, so that if their home closed they could then purchase the one they were already in.

What if you could  make up to $30K per month with your new start up up business playing rent to own matchmaker? Just think  how many people you can help. Visit the New Start Real Money Real Fast.Com website to order your FREE book on how to be a Rent to Own referral agent! This program works great for anyone including Real Estate Agents.