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PruHealth - Is it a Good Choice?

If you are on the lookout for health insurance, you may be inundated with quotes and offers, all of which claim to be 'the best'. But what you should realize that insurers want to make profits as much as they bother about covering your medical bills. So, the older you are the more premium you have to pay, but does an insurer give you an incentive to keep fit? Well PruHealth does, and this is why it stands out in a crowded health insurance sector.

PruHealth was formed in 2004 as a joint venture between Prudential of UK and Discovery of South Africa. This joint venture provided the perfect platform for Prudential to display their experience of more than 150 years in insurance and Discovery to show the same innovation and spirit that had taken them far in short period of time.

And this unique partnership between two distinctly different health insurance companies yielded its first winner in the form of the Vitality Health Plan. This plan is nothing like the conventional health cover you get from other insurers. Here you earn 'vitality points' based on good health practices. These points are accumulated and can be 'redeemed' for discounts on premium amounts in future. So, the more you earn as vitality points, the greater discount you can earn.

PruHealth encourages you to take care of yourself, by following these good health practices. And what are these practices? Well, they range from hitting the gym and buying fitness equipment to visiting the spa and purchasing health food. Various retailers, gyms and spas partner the company for this program.

So, if you invest in the vitality program, you can also earn discounts on membership fees at partner gyms and spas and avail rebates on purchases made at networked supermarkets and retailers.

There are various other plans in case the Vitality scheme does not interest you.

Learn about PRUhealth insurance and compare healthcare quotes with other top insurers on HealthCover-UK.co.uk

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