What do you want your investments to do for you? Do you want them to secure your retirement so you don't have to spend your time worrying about how you will pay the bills? Do you want it to provide enough money for your children to go to college?

The next question is, "Is your investment portfolio doing this for you?" In the past two years, many people have seen their hard work and life savings evaporate as the pieces of paper they held lost value, lost all meaning. Precious metals, though, have not lost value.

In fact, they have increased in value and can help fight inflation by ensuring that your savings have meaning and worth years down the road. Silver, in particular, presents a chance for investors to shore up their financial portfolios and help make sure their investments work for their goals.

Look to the Past for an Answer

Silver coins, like the Franklin and Kennedy half dollars, issued before 1965 have 90 percent silver contents and are worth much more than their face values. It is in these coins, known as "junk silver coins" that you can find investing potential and profits. Other coins worth investing in are Washington quarters and Mercury and Roosevelt dimes minted in 1964 or sooner.

As inflation rises, the prices for precious metals also increase. Every expert and financial indicator I consulted pointed to higher silver prices by the summer of 2009. Was this borne out?

At the beginning of 2009, silver was worth about $13.00 per ounce. Within months, it had risen in value to $16.65. While this is still relatively affordable for most investors, it does demonstrate the swift rise of silver - and this trend shows no sign of reversal.

Start investing in silver now. The best way to invest is to buy what you can afford. It only takes 10 pre-1965 junk silver coins to make an ounce, and this one ounce can net you generous profits as the prices of silver continue to rise.

With this small start, you can begin building a more stable financial portfolio. Junk coins, so called because they have no value for collectors, offer investors a safe opportunity to secure their savings with tangible assets.

How high will the price for silver climb? $100 per ounce? More? It is possible that prices will rise exponentially as more investors flock to the metal to hedge against inflation. This run on silver will cause prices to climb even more - which is exactly what you want to hear if you have junk silver coins.

Start Building Your Future Now

It is essential that you invest before prices rise. And the good news is that it is very easy. Go to EBay and look for junk silver coins, visit Lynn Coin or CC Gold and Silver to find relatively inexpensive pre-1965 silver coins.

You can also try Monex Deposit Company and CMI Gold and Silver. There are a variety of reputable sources from which to purchase junk silver coins affordably. But the low prices will not last.