If you find that you need short term help paying bills, you should consider a payday loan or loan till payday. These are short term loans that you can use to keep your electricity on until payday. You can use them to help you get your car running before payday. There are hundreds of uses for getting payday loans. The most common though is to get short term help paying bills.

You can go onto the loan company's website and apply for a short term loan to help with paying bills. You will need to have a verifiable source of income, and email address and a checking account that is in good standing. Good standing means that it cannot be overdrawn. Submit the online application and you should get a quick answer as to the amount of money you can get. The loan company will direct deposit the money to your checking account so you can get help paying your bills. Usually they will require you to authorize them to automatically withdraw the loan amount including fees on the due date. Again this will be within a two week time span. They will sometimes consider extending the loan to a longer time, but you should avoid doing this. It is too expensive.

This should not be used as a long term solution for bill paying. The rates you will pay to use the money even for a short period of time are astronomical. Use the money to help you in paying bills immediately. Over the next couple of weeks you need to either pay this loan back or replace it with a conventional loan. It is because if you hold this loan even for 2 months, it will end up costing you double the amount you originally borrowed. That is too high a rate.