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Mobile Phone Banking - 5 Reasons You Should Use Mobile Phone Banking Services
By Damaria Senne Platinum Quality Author

Article Word Count: 328 [View Summary] Comments (0)

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Mobile phone banking is catching on in the US, with a number of banks already offering the service or announcing plans to do so in the near future.

Depending on the facilities made available by your bank, you should be able to check your balance, view a statement and history of transactions, send money and receive money.

Here are some of the reasons you should consider taking up mobile banking:

1. It is a bank outlet in your pocket - Mobile phone banking is convenient, allowing you to conduct many of your banking transactions wherever you are, regardless of the time.

2. Mobile banking is easy to use - Banks are also aware that their user-interface has to be easy to use so it does not put people off using the facility. The user-interface also allows multiple payments without having to fill a gazillion forms, and saves the record of the transaction.

3. Mobile banking usually costs less - Some banks also offer the facility at cheaper rates than if the consumer did in person banking.

4. Mobile banking minimises risk of fraud -Mobile banking will help you minimise the risk of fraud in your bank account. The facility ensures you receive notification when there is activity in your account. The notices include debit order activity, deposits, withdrawals, transfers of cash to your account or when your credit card is used.

The notice comes at the instant of the transfer, rather than when the funds hit your bank account. So you no longer have to listen to "I transferred the payment and don't understand why the funds haven't reached your account yet."

5. Mobile banking offers access to instant money - Some banks enable instant cash transfers if the beneficiary and recipient accounts are held in the same bank.

This means that, at a click of a button, you can send cash to your child/ partner/ spouse/ friend/ relative if they have an emergency and need money immediately.

Read Damaria Senne's take on how the mobile phone has affected the way South Africans work, play, learn and communicate at [http://www.mydigitallife.co.za/mobilelife] You can also read about her adventures as a parent and writer at http://damariasenne.blogspot.com Her business articles are at http://www.itweb.co.za

Article Source: http://EzineArticles.com/?expert=Damaria_Senne

Damaria Senne - EzineArticles Expert Author

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This article has been viewed 89 time(s).
Article Submitted On: November 23, 2007


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