A gift for the person who has everything! We have all heard this before but can it possibly be true? Giving is better that receiving, true, but in this case receiving is just as good as, if not better than giving.

1 To maximize your chances of successfully increasing your wealth, one has to invest in a number of areas including around 10-20% in precious metals say the experts. Since 2001 gold prices have risen more than 196% outperforming the Dow by 400%.

Who would not want to own a commodity that investors traditionally turn to in times of crisis? Gold has always been the haven to which investors turn when the markets go down.

2 Experts are now predicting that in these volatile markets the price of gold will reach $2000/oz. or higher. This makes gold an excellent investment for profit and protection in times of economic and market uncertainty

Stocks can lose their value, and companies can go under leaving you with worthless pieces of paper. Cash can lose its ability to increase in value due to the low interest rates. With bonds your money is tied up for the length of the term.

When property prices crash you can lose years of equity. Apart from gambling how many more ways can you lose your money?

Ok that's the info on gold, but what about silver, how does that compare?

3 Silver has many qualities and properties that are extremely useful in the manufacturing industry. Silver is used in many industries such as electrical appliances, medical products, microcircuits, super-conductors and in 90% of solar cells.

With the predicted rise in the demand for newer, better, renewable energy systems the demand for solar panels is set to skyrocket. There's an above ground supply of mined silver that is constantly dwindling year on year.

4 The price of silver tracks the gold price at around 1:70 although the ratio can vary. Traders, investors and buyers often analyze the gold/silver ratio. With the price of gold on the way up, silver will surely follow and so should you.

So what's my next move? The smart thing to do would be to buy gold and silver. But what to buy?

5 You don't have to buy bullion bars there is a better option. Buying collectable gold and silver mint condition coins is the best way to start. From just one single silver coin, to collections of gold coins, it depends on your budget and how much you like the person you are giving the gift to!

These coins have a numismatic value and are priced for their collectable value.

6 Coins have a face value as well as the value/oz. Because of this they are protected from the falling commodity price and will be traded as fine collectible coins. You also have the base metal value in the coin, which is set to rise. Gold and silver bars can only follow the base metal value whether it is up or down.

7 Coins are easily stored and presented. As the collections grow you can simply add this year's new releases, making the giving of gifts a lot easier. You can start with the kids gift packs, that's covered all those niece's and nephews from an early age. How about starting at the very beginning, a dated, collectible, mint condition silver coin would make the ideal christening present.

Ok I now have the gold and silver but what if I no longer want to keep it?

There are a number of ways to sell your coins or bullion; you could sell the bullion to a recognized trader who will give you a lower price than you could buy it from them. One of the favorite ways is to sell on one of the Internets auction sites. People often get carried away with the bidding when it comes to buying the odd collectible mint condition coin or two, this also goes for selling your bullion.