Identity Theft is a Serious Problem - Stay Safe!

Identity theft is a growing problem and one that can have far reaching and devastating consequences for the victim. Most of us may think that identity theft is mostly about using a SSN number to check out books at the library or similar, but that's not the case. Identity theft may result in someone using your identity to scam you out of all your belongings, put you in debt and commit crimes in your name. Stay safe always with these tips:

Do not disclose your personal information

Criminals need very little information to be able to use your ID. That's why you should always be vigilant about not disclosing your personal information over the phone or email. There may be instances where there may be a legitimate reason for someone requesting your information, but as a general rule, you should not disclose your info to strangers. Always ask for proof of ID from those who ask for your information.

Keep your mail and trash safe

It's not only private eyes who go trough other people's trash. Your trash may reveal a lot about you, particularly if you don't destroy your mail. Most important information is still sent by regular mail, even in these days of the email. Never assume that you can just dispose of this mail in the trash. If you have a letter with confidential information, make sure to completely rip it or burn it, because discarding it.

Keep an eye on your bank account statements

A common method of credit card fraud is to get your CCN but not use it right away. Instead, the criminal may try making a small purchase, to see if you will close the card. If nothing happens, then he may continue to make other small purchases, week by week, month by month or he may choose to go for the big score. Make it a weekly habit to go through all of your bank statements.

Stay safe on the internet

We all know of the Nigerian scam emails, but online fraud can be much more sophisticated than that. The most common way of stealing your information is by using phishing websites or Trojan horse programs. Be very careful about emails asking you to change your password. These may be used to steal your password on a fake site. Also, do not install software that you have not requested.

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