Have you met with an accident? You may have chances facing one in future? Be prepared for any untoward happenings. You must make sure that you have read your car insurance hand book clearly, before requesting for any compensation. It is better to read it carefully and understand it rather than make a wrong claim and face rejections.

-Certain witness reports or contact details of the witness should be in place.

-Photographs of the scene of accident (even if taken after the incident) must be present. If you are in a position to take it, make use of it.

-Medical report from the doctor should be present. It should clearly detail out what are the injuries you have sustained and the possible treatment or surgery suggested and the cost of it.

-Photographs of the injuries you have sustained will offer enough proof of the injuries you have succumbed due to an accident.

Seek help from a legal expert, keep his contact numbers handy if you think you can't deal with any such possible situation. Follow your insurer's recommendations fully, if you want the compensation procedure to run smoothly and quickly. See if the company itself will deal with the car repair company directly.

What is the coverage you would get, loss of earnings, medical expenses, damages caused to your car or property, travel expenses if you have to take another vehicle on hire, any other sufferings coverage, see if all of these are covered by your company. Do they follow 'no win no fee compensation', if yes, you need not pay in case you lose the case. By having all your documents in tact there is no chance of losing your case.