One good thing about foreclosure is that the law also protects the borrower. How? You may ask. The truth is that there is no way for the mortgage companies to carryout the foreclosure proceeding without applying to a court of law.

It's definitely not going to be easy but if you are going to stop the proceedings, you are going to have to make them not get to the court. If you have to beg, be my guest, but if you know how to wiggle your way through these things legally, you are on the right path.

Even if it does get to court, you can still win. You see, the truth, they say, is overrated; but not at a time when you are dealing with serious foreclosure. There are times when the truth absolutely has to come out, and such a time is one of them. If you are able to present your case convincingly, and truthfully, the judge could stop or at least suspend the procedure in your favor.

I once spoke with a banker and she was all about the terms of a loan. She taught me that secret about banks not being really interested in your collateral as they are in getting their money back from you. So now I know, if you are going to stop foreclosure, find a way to give them their money, or to convince them that they still will get it. If they are convinced, they will either not go ahead with the foreclosure, or not even start it at all.