In this day and age we're especially being bombarded with ads and commercials for homeowners insurance.

It's nice to have options but most homeowners find it difficult to listen to so much "gimmicky sales hype" and separate the good, reputable, honest companies from the bad ones.

That's Where Homeowners Insurance Company Ratings Come In

There are plenty of resources you can check to get the "inside story" on homeowners insurance companies, including info that will help you find the best rates!

The first place I always suggest is your local "Department of Insurance"... every state has one! The department of insurance will let you know any and all "complaints" that have been made against an insurance company.

Keep in mind that even good companies tend to have a few complaints (you can't keep everyone happy!) but it will be nothing compared with the large number of complaints the bad ones get!

A "Tricky Behind The Scenes" Way To Get The Inside Secrets

Some state departments won't show you complaints... if that's the case you can always contact the California Department of Insurance or the New York State Insurance Department and they'll give you the inside secrets!

Other Services That Rate Insurance Companies

You've probably heard of "JD Power & Associates" before... they're kind of like the 'Better Business Bureau' but they only rate insurance companies. You'll find lots of customer opinions and comparisons between insurance companies based on price, how they handle claims, customer service, etc.

Obviously the companies which treat their customers better will have higher ratings and you can have more confidence in them!

Common Insurance Myth: All Homeowners Insurance Rates Are Pretty Much The Same

Too many people don't do their homework and think insurance rates are "regulated" between companies.

Do not make this same mistake! I've literally seen homeowners insurance prices differ by more than $1,000.00 between companies!

There really is no excuse for you to pay more than you have to these days. The Internet makes it extremely easy for you to contact a huge number of companies and "shop around" for the best deal.