Oregon drivers beware. You may think that not having insurance isn't a big deal, but it can up costing you big time unexpectedly. While it's true that you do not need to report any damages less than $2500 to an insurance company or to the police in the event of an accident you still need to bear in mind the average cost of repairs these days.

A recent accident with a friend, for instance, occurred a short while back between a Mazda 6 and a Dodge Neon in a common rear-ender. The total damage estimates from this small crash where nobody was hurt for these two cars alone was around $9,000. That means a total of $6,500 of damage done to the Mazda and $2500 done to his Neon it read-ended, and the damage wasn't even too severe.

Now imagine it was a newer, more expensive car in the same accident. The total costs would far exceed these, despite the fact that the total apparent damage may not look severe at all. Now imagine also if both drivers didn't have insurance. Not only would all costs need to be paid out of pocket for this accident regardless of who was involved but would also become a state crime that could potentially have the licenses revoked. The kicker of this is that it also was a completely unexpected event that was out of their hands that was caused by (and this is a true story) a chicken. Because the lead driver in a line of cars didn't want to run over a stray chicken in the road she ended up causing a three car pile-up when she braked unexpectedly in the countryside.

Do you want to run the risk of that happening to you? I didn't think so.

So before you go hitting the road think about what sort of protection you may or may not have to protect you for when these things might happen. To use the old adage, "expect the unexpected". Who knows when something as strange or unexpected as the accident mentioned above could happen to you? Researching into affordable insurance providers in Oregon using insurance search engines can help provide you with ease of mind when hitting the road to make sure that even if some odd, unexplained or potentially life changing event transpires it can be handled appropriately and you can get assistance when needed. If you are truly worried about costs there are a number of different providers throughout the state that can help you find a plan to best meet your needs, especially in Oregon where even a simple Drivers Ed class can help reduce your monthly rates substantially. Take advantage of these offerings and get the protection you need before it's too late.