Do I Need Caravan Breakdown Insurance?

Caravan breakdown insurance may come prove invaluable if your caravan or motorhome breaks down due to mechanical failure rather than damage caused in an accident, or something else happens that renders your caravan immobile.

Why get caravan breakdown insurance?

Imagine that you are travelling, either here or in Europe, and your caravan breaks down. Without insurance, typically:

· you will have to find and call out someone to come and repair or recover your motorhome or caravan;

· if your caravan cannot be repaired, then it will probably need to be towed or loaded on to a lorry and taken to the nearest garage;

· you may also need to arrange alternative accommodation while your caravan is being repaired.

Apart from the inconvenience of having to go through this exercise, the costs involved could soon mount up and you may find yourself heavily out of pocket.

Choosing caravan breakdown cover - price isn't always key

Once you have decided to get breakdown cover for caravans, do note that just looking at the price isn't always the most appropriate guide. As with many things, insurance may involve you getting what you pay for - at least to some extent. So although one policy may be slightly more expensive than another, in fact it may offer significant additional benefits such as higher levels of cover.

Yet at the same time, it is fair to say that price is important.

Few of us are typically wealthy enough to be able to say that price is not an issue therefore there's perhaps not much point in paying for cover that you really don't need.

In summary, only you can decide which policy offers what you perceive to be good value while giving you the caravan breakdown insurance cover you need.

Roger is the Editor of the UK's first Caravan insurance comparison website, http://www.caravanquoter.co.uk.
Our easy to use site allows you to get multiple quotes from specialist brokers for caravan breakdown insurance