There are many creative ways to create Passive Income streams. In this article, we are going to look at the permutation that can be created. Some of the examples that I am going to mention, you may have seen it or may not, but nevertheless, it does give you an insight into what may be coming.

Some of the permutations that can happen includes

1. Combining Property with Financial

In the property investor world, we used to see people buying up units of offices or condominium to collect rental as passive income. Then in the financial world, we see people invest purely based on the reputation of the issuer or promoter.

If we combine the two together, we can see that we can have the best of both worlds. The name of the new industry is called REIT (Real Estate Investment Trust). This is the situation whereby some people with the experience of managing property get together and work with some financial institutions or investors to take over properties and manage.

In this case, the investors would get return almost equivalent to investing into the properties themselves but it does not involve the work of managing (collect rental and look for tenant). Furthermore, it is liquid, meaning, if you decide you want to have the money now, you can just sell off your units, this is something that a property investor cannot do. For those who have not been able to afford to buy a property for rental income, this is also good as the threshold of entry is also lower.

2. Combining Property Development and Financial

In the property development world, it involves high capital but the return is generally higher. The barrier to entry is also higher and therefore not many people able to make that source as their income source.

However, by combining Property Development and Financial sector, you have the best of both worlds, you have the upside of the property development and the liquidity as well as the low entry of the financial sector.

What they do is to virtually "cut" the piece of land into smaller plot and let investor own it but the investor cannot do anything to the land as it is part of a bigger scheme.

The investor is happy with it because doing work on the land is not their cup of tea anyway. The property development people love it because they now have the capital to acquire the land to work on their project.

Any gain made is shared in a certain formulae, it is a win-win situation

3. Combining Agricultural with Retail concept

Traditionally agricultural activities are conducted by people who are nearer to greenery, not city dwellers. However, the return and the social impact of such activities may be interesting for city dwellers.

When you combine the two together, there are many things can be done. One example, we see a fish expert franchise the technology plus the supplies. They patented their technology in producing fishes in tanks on land. They have patented their method in producing fries as well as fish. So, they now franchise the system to whoever who wanted to rear fish with a patented system. They will provide the know-how to rear fish, they supply the fries and they will even secure the order for the franchisee.

What the franchisee needs to do is just to follow the manual of operating system. Rearing fish simplified.

4. Combining Agricultural with Property Investment

Unlike fish, which can be kept in tanks, livestock such as cattle moves around. However, not to be deterred, I have seen, people come up with innovative scheme to create win-win situation.
We have farmers who wanted cash to operate business and we have investors who wanted returns. Therefore, we have seen a scheme whereby the cattle farmer sell the cattle to investor and then sign up a Rental agreement with the investor. Meaning, the investor buy the cattle and rent it to the farmer for a fixed rental income.

The investor is assured of return and the farmer is assured of cattle to work on.

This is Win Win

5. Combining social networking with bulk purchase discount

We have seen people gathering to qualify for discount in offline world. The challenge is to get enough like minded people to qualify. In come the social networking phenomena, this is like marriage made in heaven. Social networking are places where friends get together in the virtual world. In this case, friends can be from various parts of the world. Basically one can put all their friends from childhood friends, college friends, neighbours, business associates, clubs members etc into one virtual grouping called "Friends". This is a very big network of people and when people able to connect with each other easily, they can also use technology to "bargain" for discount from Merchants for bulk purchase.

We see that this is coming very quickly in no time.

What does this going to become a Passive Income? This is because when you buy things that you wanted anyway, any discount is attractive. But if you are very popular and active, surely you will get more than others that are just playing their part. Therefore, the world is fair, those that are more active will get a bigger share and in this case, if you happen to be very comfortable in virtually friendship, you might be also leveraging on this to make Passive Income as you will be well rewarded.