You have probably watched enough television to know that you can go online and get car insurance rate quotes. This is no surprise. But, did you know that there are websites where you can go and get multiple quotes from different companies, and only have to enter your information one time? This is a much better alternative than going to different sites and signing up, over and over again, only to be harassed by each company after you press "submit".

Car insurance rate quotes that you get online are actually better than those you would get from a real, life insurance salesperson. This is because you can experiment with the type of coverage and level of deductible that you are getting, and play around with it until you get a price that you can afford.

By increasing your deductible - say from $500 to $1,000 - you can save a lot on your premium. You can also increase or decrease your level of coverage to make changes as well. In addition, you can add certain extra's online that most insurance agents won't tell you about. Did you know that for just pennies a day you could add rental car reimbursement to your policy, allowing you to drive a rental car while your car is in the shop? This type of coverage would appear to be expensive, but it is extremely cheap and the benefits are outstanding if you need them.

When you are shopping for car insurance rate quotes online, there is one thing that you need to do - you have to be honest! Some people fill in quote forms online and say they don't have any accidents in the past, when in fact they do. Remember that both your credit record and your driving record will be pulled before your insurance policy is in force, so there is no need to lie - you will be found out!