These days it seems no sooner do the trick or treaters go away than the Halloween decorations come down, and up goes the tree and bright lights lined around the gutters. Yes, department stores have given Thanksgiving a miss and gone straight to selling Christmas decorations, prompting shopping to think earlier about getting their gift lists in order. Despite times of troubling economy, people still go out and spend during these last two months of the year - high-end video games, name brand clothing, and other luxury items among strong sellers. Some may even consider taking the plunge and buying a car for a loved one, but is that a smart purchase to make?

Who buys a car for Christmas? Well, if you're fortunate, maybe somebody you know...for you! All kidding aside, the gift of an automobile usually marks an important occasion, and the winter holiday season provides an excellent atmosphere for such an amazing present.

• For a spouse, giving a car marks a milestone anniversary or the opportunity to trade in an older car.
• For a parent, giving a teenaged child a car marks their maturity and their first step towards adult responsibility.
• For a child, gifting an older parent with a safer car shows how much they care for their safety.

Whatever the reason for buying, the Christmas season presents many opportunities for finding a good vehicle at a great price. If you are considering buying a loved one a car, chances are you already have the make and model in mind - a car may be a necessity for some, but the added bonus of Christmas means you can put a bit of fun in buying it!

Depending on your budget, you may wish to browse used and pre-owned lots first to get an idea of what is available. Luxury used lots, in particular, provide inventories of used foreign models - convertible tops, heated seats, and satellite radio among the amenities. Get all the information you can on financing and insurance, especially if you are military. You might find as the days get closer to the 25th some dealers are willing to help you get a car into a very big stocking!